Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Toby
TN LIC# 156610 | OH LIC# MLO.021981.002 | FL | GA | SC LIC# MLO - 156610 | NC LIC# I-202044
Mortgage Education Videos
Reviews
2 Reviews
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08/02/2016
via Zillow
I am extremely pleased with new home, and my purchase experience with Toby. Toby was excellent, from start to finish. I could not ask for better guidance through my entire experience. Toby was responsive, knowledgeable, and focused; he worked so hard to make my experience very comfortable and productive. I give him my highest recommendations.
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08/02/2016
Bella Vista , AR via Zillow
We had such as great experience working with Toby to purchase our house and procuring our loan through Congressional Bank.Toby communicated with us daily advising us know what was needed or where were in the process. The knowledge that Toby had coming to the table increased our confidence. He was such a pillar for me to lean on when I let the nerves of purchasing a home get the best of me. He took time out of his day outside of what is considered normal to help us.Our title company also said at closing that Toby and Congressional Bank were great to work with and they were quite impressed.We hope that others will reach out to Toby for loan opportunities when purchasing a new home.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Toby
