What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
As your trusted loanDepot loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!
Mortgage Education Videos
pperry810 from Pismo Beach , CA via Zillow
Tim did an amazing job getting my family and I into our beautiful new home. Very professional and capable. A pleasure to work with and recommend highly. Thanks Tim!
David Hubbell from Arroyo Grande , CA via Zillow
It was a pleasure to work with Tim Penner with Bank of America. Mr. Penner was responsive to all questions, dependable and reliable in accomplishing the task at hand quickly. I was very impressed with the preciseness of his closing procedures! I highly recommend Tim and will continue to recommend him to all my clients. Thank you Tim for your immense knowledge and professionalism.
zuser201406291316523 from Carmichael , CA via Zillow
I hate the complete pleasure to work with Tim on my loan. He went above and beyond to be sure I understood the process. Words can not ever express how prompt, attentive Tim treated me! I felt totally comfortable and when I trusted the process and followed Tim's advice I LITERALLY GOT way more than I believed I could! Take a chance! I pretty much will guarantee you will be immensely pleased! My next step will be Tim' assistance when I need a HELOC! Good luck👍
Davis , CA via Zillow
My wife and I had the pleasure of working with Timothy Penner on our home mortgage. Timothy is very knowledgeable, detail oriented, thoughtful and friendly. We couldn't have imagined a better experience during the otherwise stressful house hunting and vetting stage. We look forward to working with him again. I highly recommend Timothy Penner at BofA to anyone in need of an outstanding loan officer.
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.