What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Terri is a Loan Consultant who has been able to create loan solutions for specific mortgage needs. She works with a team of underwriters and processors to assist in funding each loan on-time, every time at loanDepot. Terri's success is due to her unparalleled level of service at creating unique loan solutions.
When considering the purchase of a new home, refinancing or obtaining additional property, please contact Terri for a personalized mortgage plan.
CA LIC# CA-DBO352862
Mortgage Education Videos
Ermalene Chargualaf from San Diego , CA via Zillow
I would like to start by saying Terry Valdez is very compassionate at her work as a lender. My sister and I started the homebuying process in May 2018..We weee turned down by another lender ..We were very scared and skeptical about getting approved for our loan. My sister and I were recommended to Terri Valdez and let me tell you we could not have found a better lender than Terri. Her work ethic was always great. She was there when we needed her and highly knowledgeable about every single question we had ! This process for us was unlike any other typical transaction because we had to work on a few things before we finally were at the finish line and Terri and Brenda Sanchez whom Terri works with closely never gave up on my sister and I and we appreciate and really credit you for your enthusiasm, professionalism and compassion ! Terri was honest the entire time and we worked together for nearly 3 months ! If your looking for a lender that will work for you and never give up ! Terri Valdez is your lender ! Worried about your credit !? She had the tools and knowledge to get you in track to homeowner ship! Today 8/30/2018 @ 1:30 I got a text that stated funded from Terri! It was a pleasure to work with Terri and Brenda this entire time and thank you for helping my sister and I get into homeownership . The process wasn’t easy and thank you for sticking to it and believing in miracles ! Anything is possible with a great team behind you !! Thank you Terri Valdez and Brenda Sanchez for all your hard work we appreciate you!!! cheers!! Terri Valdez is your lender !!!!
GinaPickett from Chula Vista , CA via Zillow
My husband and I purchased our beautiful home and closed February 28th 2018. We had the pleasure of dealing with Loan Depot Terry Valdez and her team these women are powerhouses and I cannot say enough of how awesome they made this stressful time just flow because their customer service is like we are family. From the beginning all of our friends warned us about home purchases and how stressful they are and how their experiences were so horrible and the redundant asking of paper work. We were freaking out at the beginning to be honest and bracing for the worst but once we met this team it was like OMG is ths for reals??? We kept asking ourselves when is the horrible part going to take place?? It never did Terry was so honest and forthcoming with the whole experience and how it was going to flow that we never ever stressed she was so comforting and just knowing that you have this team on your side there is literally no reason to doubt that this is going to be a smooth ride and they have nothing but your best interest at heart. We will always and forever deal with Terri in any other purchase we ever make and we would recommend her to all of our friends and family. Thank you Terri for all the hard work and endless hours that you spend making our dreams really come true!!!! We love you and we absolutely are so happy in our beautiful home.
Art from Chula Vista , CA via Zillow
Terri and her team were amazing through out the entire time! She provided the right feedback and support and was able to walk us through the entire process in detail and seamlessly. I look forward to working with her again in the near future and I highly recommend her to anyone that have a chance to working with her. Thanks again Terry for the opportunity!
Delia from San Diego , CA via Zillow
Terri and her team had great communication throughout the process. She had a detailed answer for every question. The process with loanDepot was smooth and quick. I would will use Terri for all future purchases and refinances on my homes.
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