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Troy Village

Branch Manager

NMLS # 325112

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Troy is a results-oriented mortgage professional joining loanDepot in 2019 with over 16 years of mortgage experience. He started as a mortgage broker, and, after two years in the business, he co-founded a successful mortgage firm in San Jose. Prior to entering the mortgage field, he held management positions in finance, marketing and engineering. 

Troy holds an MBA from Santa Clara University and a BS in Mechanical Engineering from San Jose State University. He is NMLS mortgage licensed in California and Nevada. Due to his continued commitment, he was recognized as a past President’s Club Award recipient. He takes pride in offering each customer a wide spectrum of loan products and is committed to helping his customers find the best possible solution for their needs. His contagious enthusiasm and positive attitude inspire everyone around him.

Troy is a 4th generation Bay Area native.  In his free time, he enjoys travel, fitness, wine tasting and time with family and friends. Please contact him at the San Bruno branch for help with your home financing needs.

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CA LIC# CA-DOC325112

  • 1001 Bayhill Dr Fl 2
    San Bruno, CA 94066
  • (650) 218-8379
  • (833) 553-1091
  • Email Me tvillage@loandepot.com
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Troy Village
Branch Manager
NMLS # 325112
tvillage@loandepot.com
Phone
(650) 218-8379
Email
Email Me
Address
1001 Bayhill Dr Fl 2
San Bruno, CA 94066

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loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate.  The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs, down payment assistance programs or personal loans (i.e., loans that are not secured by the property). The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division.  The Guarantee may only be used by submitting an application directly to loanDepot.


For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan.  loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home.  The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.  For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with the loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Terms and conditions are subject to change without notice.


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Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

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