Valerie Baldock

Haven't bought a home in twenty years. Valerie first refinanced our (ten) principle residence to use as down payment for new home out of state. Valerie was very professional and expeditious. Most of all, her patience with us while the seller kept trying to change closing date, was greatly appreciated. My real estate agent who has been in the business decades, commented to me several times how she wished other mortgage agents were as efficient to work with.

I've worked with several different lenders to buy, sell and refinance homes since 1982. Without a doubt, Valerie Baldock is the best lender we've worked with during that time. My wife and I started working with Valerie in 2009 to refinance two homes and purchase another. Our last purchase was on a very short timeline with some unique financing requirements. Valerie was always available (even several after hours calls and emails) and provided us with some excellent suggestions for meeting the financing needs. We would recommend Valerie to anyone and won't use anyone else for our next transaction.

I worked with Valerie on a refinance mortgage. The loan closed on time as promised. Valerie & team are extremely efficient, responsive and friendly. This is a huge departure from my experience with larger banks... I recommend Valerie to anyone who wants get their refi quickly and reliably.

We just closed on a second home and Valerie was a huge help! She was always available to answer questions and thoroughly review the process. She is very detail oriented and provides updates often, so you always know where you are in the process and what the next step will be. I have already referred her to others in my family and will use her again in the future, should we move or refinance.

Valerie has been my mortgage broker for years and I would use her again in a second. She's helped me through at least four purchases and even took over for another lender when that lender was failing and I needed to make a late change. She has always gotten me a great rate and been exceedingly helpful. She's smart, give you all your options and will go to the ends of the earth to assure your happiness. I'd recommend Valerie to my family, friends and anyone who wants a great person to work with on the purchase of their property.

Valerie was great to work with as I refinanced my home mortgage. She is super responsive, friendly, kept me apprised of progress and what I needed to do next. I will definitely use Valerie for my next home loan.

I was very satisfied with my dealings with Valerie--she was so helpful, courteous, patient and efficient throughout the loan process. I would confidently recommend her to anyone in need of financial service.

We were looking to refi and needed to do it in a certain time frame. Valerie and her team got it done in record time and made it very easy for us. I would highly recommend her!