Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Valerie
Valerie joined loanDepot in 2018, bringing over 25 years of valuable experience. She joined the mortgage business after graduating from Western Washington University, where she obtained a BA in Communications and Business. Due to her continued dedication throughout her career, she received eight Five Star Professional Awards. She is thrilled to be a part of the loanDepot family, and share her knowledge with clients and colleagues.
In her work, Valerie really enjoys being able to help those who did not believe it was possible for them to own a home. She loves relating to her clients, and guiding them to find the most suitable loan type to meet their financial objectives. Making the loan process smooth and effortless is what she strives to achieve with every borrower.
Valerie is active in the Snoqualmie Valley Chamber of Commerce, and you can find her at the Bellevue branch. Please don’t hesitate to contact her for any of your home financing needs!
WA LIC# MLO-487413 | CA LIC# CA-DBO487413 | OR | FL LIC# LO60599 | AZ LIC# 1006150 | ID LIC# MLO-2080487413
Mortgage Education Videos
Reviews
10 Reviews
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07/07/2021
paulchacko83 from Maple Valley , WA via Zillow
Loan depot has very competitive rates as compared to other lenders. My friend suggested loan depot to me and I would do the same to my friends. Working with Valerie was great. She helped complete the Loan approval process in time so we were able to close on time.
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05/25/2021
Erica Richter from Everett , WA via Zillow
Valerie Baldock was very helpful throughout the process of purchasing a home as a first time home buyer. She continually brought up different scenarios and different loan options to find the best option for me. The whole process was new to me and she walked me though every step of the way. She was very knowledgeable, approachable and available! Always answered my call/text/emails right away. Even in this hot Snohomish County market, she was able to make it happen and get us into a home! Thank you Valerie!!
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04/06/2021
K Dore from Mount Plymouth , FL via Zillow
In a word - AWESOME!! In the most competitive residential real estate market in recent years, the one thing I never worried about was my loan because I knew that Valerie had things firmly in control. She was always available (even nights and weekends), no question was too small, and she did what she said she would do (great follow-through). Although I did not need a fast closing, Valerie and her team had everything completed well-ahead of time. Valerie provided sterling service and the overall experience was outstanding! Thanks Valerie!!
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04/01/2021
kwame seattle from Seattle , WA via Zillow
Valerie has been my mortgage loan consultant since 2008. I have basically followed her from bank to bank throughout her career. She is smart, honest, and hardworking. She's the first person that comes to mind anytime a family member or friend considers getting a mortgage loan or refinancing. She's awesome!
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03/01/2021
Andrey from Seattle , WA via Zillow
Valerie is a great loan consultant. This was our first time buying a home and getting a mortgage - you can imagine how stressful this could be! However, Valerie did an excellent job guiding us through the loan application and helping us select the right terms.
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02/09/2021
Drew from North Bend , WA via Zillow
Valerie was extremely thorough, quick and accurate for our refinance. Our entire process was very simple. Valerie was quick to respond to any of our questions. We couldn't of asked for a smoother process.
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02/09/2021
nick gaplanyan from Lynnwood , WA via Zillow
Valarie was great, extremely communitive, nice, professional, always updating, going the extra mile. I will always use her for my lending needs and would recommend anyone to her.
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02/07/2021
Sean C from Lake Stevens , WA via Zillow
Valerie was fantastic. Very prompt, informative, and on top of the entire process. Would recommend to anyone, no matter the situation. This is the second time we've used her, and will continue to look to her in the future if the government wants to bless me with lower interest rates again.
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11/27/2020
Dan V from Woodinville , WA via Zillow
Valerie was ALWAYS available for questions or concerns we had. Our situation was not straightforward but she was willing to work with us. We were impressed with her professionalism and attention to detail. She also worked really well with our realtor which gave confidence to the sellers that we would close on our home on time. Success all around!
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11/14/2020
Mike from Bellevue , WA via Zillow
Valerie was able to get me a good deal. And provided a very pleasant service. We were in contact all through the process and she provided regular updates.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Valerie
We worked with Valerie on the loan for the home. Everything was handled very professionally and she was on top of all the complexities and made the process very smooth. I would strongly recommend using her services.