Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Valerie
Valerie joined loanDepot in 2018, bringing over 25 years of valuable experience. She joined the mortgage business after graduating from Western Washington University, where she obtained a BA in Communications and Business. Due to her continued dedication throughout her career, she received eight Five Star Professional Awards. She is thrilled to be a part of the loanDepot family, and share her knowledge with clients and colleagues.
In her work, Valerie really enjoys being able to help those who did not believe it was possible for them to own a home. She loves relating to her clients, and guiding them to find the most suitable loan type to meet their financial objectives. Making the loan process smooth and effortless is what she strives to achieve with every borrower.
Valerie is active in the Snoqualmie Valley Chamber of Commerce, and you can find her at the Bellevue branch. Please don’t hesitate to contact her for any of your home financing needs!
WA LIC# MLO-487413 | CA LIC# CA-DBO487413 | OR | FL LIC# LO60599 | AZ LIC# 1006150
Mortgage Education Videos
Reviews
10 Reviews
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09/21/2020
CameronHilton from Bothell , WA via Zillow
Valerie showed amazing attention to the detail, worked hard to find us a more competitive rate, and was responsive whenever we had questions. She demonstrated initiative and follow-through during each step of the home buying process.
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09/16/2020
lkkappen from Mount Dora , FL via Zillow
As a business owner we presented an income verification problem. Valerie got us our dream home in Florida. I know it was not easy. Very tough actually. We even got a preferred interest rate, waived appraisal. The works! We cannot thank her enough.
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09/13/2020
andrea usevitch from Bothell , WA via Zillow
Valerie was extremely helpful for us first-time home buyers. We talked with other lenders, and Valerie was always the one who was most responsive to our communications, and checked in on us often. We had a kind of interesting situation with COVID and the lack of jumbo loans available with our down payment, and she was very creative and worked with us to find something that would work. Valerie checked in on us as we were searching, and did a great job explaining everything to us. When we put in offers on homes she would call the brokers and was always really involved. Definitely recommend her!
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09/12/2020
sushicw from Bellevue , WA via Zillow
Valerie was patient, effective at explaining everything, and constantly helpful in moving through a complex home-buying process. She did a fantastic job at making sure everything went smoothly!
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08/15/2020
Lisa C from Bellevue , WA via Zillow
I thought Valerie was amazing to work with on our re-fi - smart, thorough, patient and willing to answer lots of questions and walk me through details. We ended up with a great rate and saving a few hundred dollars a month - was very impressed and pleased with the entire process and will use Valerie again next time we need a mortgage or re-fi and would highly recommend her.
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08/14/2020
zuser201510301207136 from Duvall , WA via Zillow
We have used Valerie for a home purchase and refinance and we really love working with her. She is so great at explaining things. She is prompt and always makes herself available. She was able to talk and answer questions during evenings and weekends. I can’t imagine a better lender.
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07/23/2020
Michael Scholl from Bellevue , WA via Zillow
We found Valerie after having a very negative experience with another lender in the area. This put us in a terrible position as we were already keen on purchasing a specific home on the Eastside. Valerie responded to our loan application request after hours and within 60 minutes. From there the process was transparent and she put on a master class in providing continuous updates and check-ins. There was never a moment that we couldn't reach Valerie or the LoanDepot team. Our mortgage was a high balance mortgage (5% down) and even with little money down, she was able to provide us a very competitive rate without having to pay points. I will say that LoanDepot is by far the most aggressive and fair lender as it relates to high balance mortgages. At least that is my experience. LoanDepot hustled and closed our loan in less than 21 days - really. Valerie is a professional and will work hard to secure you the loan at fair terms and LoanDepot will work to close that loan within 30 days. There are many loan officers who are here today and gone tomorrow. Valerie is not one of those loan officers. She's been doing this for a long time and our experience highlights her professionalism and willingness to roll up her sleeves to help guide you through the process in a very efficient and timely manner. We will use her again and we recommend her to every friend and neighbor that asks us for a mortgage loan officer suggestion. Be like our friends and neighbors and give Valerie a call - today.
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06/12/2020
bradmick from Lake Stevens , WA via Zillow
Valerie is great! She has been our mortgage broker for 20 years. She is quick to follow up, knowledgeable, & patient with our constant flow of questions.
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05/08/2020
user7084935 from Seattle , WA via Zillow
Shwe was hard working, attentive and readily available. Process was easy including portal for uploading, reviewing and signing documents. Timeliness was essential and achieved.
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04/21/2020
orincurtis from Wilbur , WA via Zillow
Valerie is amazing i had not so good credit and a low down payment but she still worked with me and pushed through getting me my house. Thank you for all you have done for me!! I will definitely refer you to everyone i know and hear wanting to buy a house!!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Valerie
We worked with Valerie on the loan for the home. Everything was handled very professionally and she was on top of all the complexities and made the process very smooth. I would strongly recommend using her services.