What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
We worked with Valerie on the loan for the home. Everything was handled very professionally and she was on top of all the complexities and made the process very smooth. I would strongly recommend using her services.
Khanna K., Seattle
Haven't bought a home in twenty years. Valerie first refinanced our (ten) principle residence to use as down payment for new home out of state. Valerie was very professional and expeditious. Most of all, her patience with us while the seller kept trying to change closing date, was greatly appreciated. My real estate agent who has been in the business decades, commented to me several times how she wished other mortgage agents were as efficient to work with.
Rita D., Mesa
I've worked with several different lenders to buy, sell and refinance homes since 1982. Without a doubt, Valerie Baldock is the best lender we've worked with during that time. My wife and I started working with Valerie in 2009 to refinance two homes and purchase another. Our last purchase was on a very short timeline with some unique financing requirements. Valerie was always available (even several after hours calls and emails) and provided us with some excellent suggestions for meeting the financing needs. We would recommend Valerie to anyone and won't use anyone else for our next transaction.
Mark , Redmond
I worked with Valerie on a refinance mortgage. The loan closed on time as promised. Valerie & team are extremely efficient, responsive and friendly. This is a huge departure from my experience with larger banks... I recommend Valerie to anyone who wants get their refi quickly and reliably.
AJ M., Seattle
We just closed on a second home and Valerie was a huge help! She was always available to answer questions and thoroughly review the process. She is very detail oriented and provides updates often, so you always know where you are in the process and what the next step will be. I have already referred her to others in my family and will use her again in the future, should we move or refinance.
Valerie has been my mortgage broker for years and I would use her again in a second. She's helped me through at least four purchases and even took over for another lender when that lender was failing and I needed to make a late change. She has always gotten me a great rate and been exceedingly helpful. She's smart, give you all your options and will go to the ends of the earth to assure your happiness. I'd recommend Valerie to my family, friends and anyone who wants a great person to work with on the purchase of their property.
Steve K., Seattle
Valerie was great to work with as I refinanced my home mortgage. She is super responsive, friendly, kept me apprised of progress and what I needed to do next. I will definitely use Valerie for my next home loan.
Maureen J., Mercer Island
I was very satisfied with my dealings with Valerie--she was so helpful, courteous, patient and efficient throughout the loan process. I would confidently recommend her to anyone in need of financial service.
Cozza Family, Carmichael
We were looking to refi and needed to do it in a certain time frame. Valerie and her team got it done in record time and made it very easy for us. I would highly recommend her!
Jessica J., Snoqualmie
Valerie joined loanDepot in 2018, bringing over 25 years of valuable experience. She joined the mortgage business after graduating from Western Washington University, where she obtained a BA in Communications and Business. Due to her continued dedication throughout her career, she received eight Five Star Professional Awards. She is thrilled to be a part of the loanDepot family, and share her knowledge with clients and colleagues.
In her work, Valerie really enjoys being able to help those who did not believe it was possible for them to own a home. She loves relating to her clients, and guiding them to find the most suitable loan type to meet their financial objectives. Making the loan process smooth and effortless is what she strives to achieve with every borrower.
Valerie is active in the Snoqualmie Valley Chamber of Commerce, and you can find her at the Bellevue branch. Please don’t hesitate to contact her for any of your home financing needs!
WA LIC# MLO-487413 | CA LIC# CA-DBO487413 | OR | FL LIC# LO60599 | AZ LIC# 1006150 | ID LIC# MLO-2080487413
Mortgage Education Videos
paulchacko83 from Maple Valley , WA via Zillow
Loan depot has very competitive rates as compared to other lenders. My friend suggested loan depot to me and I would do the same to my friends. Working with Valerie was great. She helped complete the Loan approval process in time so we were able to close on time.
Erica Richter from Everett , WA via Zillow
Valerie Baldock was very helpful throughout the process of purchasing a home as a first time home buyer. She continually brought up different scenarios and different loan options to find the best option for me. The whole process was new to me and she walked me though every step of the way. She was very knowledgeable, approachable and available! Always answered my call/text/emails right away. Even in this hot Snohomish County market, she was able to make it happen and get us into a home! Thank you Valerie!!
K Dore from Mount Plymouth , FL via Zillow
In a word - AWESOME!! In the most competitive residential real estate market in recent years, the one thing I never worried about was my loan because I knew that Valerie had things firmly in control. She was always available (even nights and weekends), no question was too small, and she did what she said she would do (great follow-through). Although I did not need a fast closing, Valerie and her team had everything completed well-ahead of time. Valerie provided sterling service and the overall experience was outstanding! Thanks Valerie!!
kwame seattle from Seattle , WA via Zillow
Valerie has been my mortgage loan consultant since 2008. I have basically followed her from bank to bank throughout her career. She is smart, honest, and hardworking. She's the first person that comes to mind anytime a family member or friend considers getting a mortgage loan or refinancing. She's awesome!
Andrey from Seattle , WA via Zillow
Valerie is a great loan consultant. This was our first time buying a home and getting a mortgage - you can imagine how stressful this could be! However, Valerie did an excellent job guiding us through the loan application and helping us select the right terms.
Drew from North Bend , WA via Zillow
Valerie was extremely thorough, quick and accurate for our refinance. Our entire process was very simple. Valerie was quick to respond to any of our questions. We couldn't of asked for a smoother process.
nick gaplanyan from Lynnwood , WA via Zillow
Valarie was great, extremely communitive, nice, professional, always updating, going the extra mile. I will always use her for my lending needs and would recommend anyone to her.
Sean C from Lake Stevens , WA via Zillow
Valerie was fantastic. Very prompt, informative, and on top of the entire process. Would recommend to anyone, no matter the situation. This is the second time we've used her, and will continue to look to her in the future if the government wants to bless me with lower interest rates again.
Dan V from Woodinville , WA via Zillow
Valerie was ALWAYS available for questions or concerns we had. Our situation was not straightforward but she was willing to work with us. We were impressed with her professionalism and attention to detail. She also worked really well with our realtor which gave confidence to the sellers that we would close on our home on time. Success all around!
Mike from Bellevue , WA via Zillow
Valerie was able to get me a good deal. And provided a very pleasant service. We were in contact all through the process and she provided regular updates.
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.