Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Valerie
Valerie joined loanDepot in 2018, bringing over 25 years of valuable experience. She joined the mortgage business after graduating from Western Washington University, where she obtained a BA in Communications and Business. Due to her continued dedication throughout her career, she received eight Five Star Professional Awards. She is thrilled to be a part of the loanDepot family, and share her knowledge with clients and colleagues.
In her work, Valerie really enjoys being able to help those who did not believe it was possible for them to own a home. She loves relating to her clients, and guiding them to find the most suitable loan type to meet their financial objectives. Making the loan process smooth and effortless is what she strives to achieve with every borrower.
Valerie is active in the Snoqualmie Valley Chamber of Commerce, and you can find her at the Bellevue branch. Please don’t hesitate to contact her for any of your home financing needs!
WA LIC# MLO-487413 | CA LIC# CA-DBO487413 | OR | FL LIC# LO60599 | AZ LIC# 1006150
Mortgage Education Videos
Reviews
10 Reviews
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06/12/2020
bradmick from Lake Stevens , WA via Zillow
Valerie is great! She has been our mortgage broker for 20 years. She is quick to follow up, knowledgeable, & patient with our constant flow of questions.
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05/08/2020
user7084935 from Seattle , WA via Zillow
Shwe was hard working, attentive and readily available. Process was easy including portal for uploading, reviewing and signing documents. Timeliness was essential and achieved.
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04/21/2020
orincurtis from Wilbur , WA via Zillow
Valerie is amazing i had not so good credit and a low down payment but she still worked with me and pushed through getting me my house. Thank you for all you have done for me!! I will definitely refer you to everyone i know and hear wanting to buy a house!!
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05/09/2019
Ray from Seattle , WA via Zillow
Valerie is great! She went above and beyond to help me figure out the best type of loan for my situation, and then worked tirelessly to meet a tight closing deadline. She's friendly, communicative, and reliable. She's my fave!
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10/18/2018
khanna karan from Seattle , WA via Zillow
We worked with Valerie on the loan for the home. Everything was handled very professionally and she was on top of all the complexities and made the process very smooth. I would strongly recommend using her services.
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08/29/2018
Gilles Chapellon from Bellevue , WA via Zillow
I have been trying 4 times to refinance in past 10 months and each time, although all number looked good overall and I was preapproved, there was something blocking under writing in final stage of the application, mostly due to no bonus in 2017 due to my company performance which underwriters look at inconsistent bonus and therefore ignore all bonuses as part of the debt ratio calculation. With Valerie, none of that was raised as an issue and the mortgage was approved as planned and closed today. I wish I had started there instead of going through these multiple applications with other lenders
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06/01/2018
ritadiienno from Mesa , AZ via Zillow
Haven't bought a home in twenty years. Valerie first refinanced our (ten) principle residence to use as down payment for new home out of state. Valerie was very professional and expeditious. Most of all, her patience with us while the seller kept trying to change closing date, was greatly appreciated. My real estate agent who has been in the business decades, commented to me several times how she wished other mortgage agents were as efficient to work with.
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02/25/2018
markmc from Redmond , WA via Zillow
I've worked with several different lenders to buy, sell and refinance homes since 1982. Without a doubt, Valerie Baldock is the best lender we've worked with during that time. My wife and I started working with Valerie in 2009 to refinance two homes and purchase another. Our last purchase was on a very short timeline with some unique financing requirements. Valerie was always available (even several after hours calls and emails) and provided us with some excellent suggestions for meeting the financing needs. We would recommend Valerie to anyone and won't use anyone else for our next transaction.
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12/18/2017
swlee2 from Issaquah , WA via Zillow
I was working with her for the last two home finance before. Recently I worked with her again for my recent refinancing home and each time, I recognized her skill she handled the work very fast and accurate. Also, having a kind attitude.
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08/25/2017
Snoqualmie , WA via Zillow
Valerie was great to work with! She was always so quick to respond to all of our questions and made the process really smooth. She even helped push our loan forward when we moved up our closing date and really needed to get into our new place quickly. I would highly recommend Valerie and would definitely work with her again.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
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Contact Valerie
We worked with Valerie on the loan for the home. Everything was handled very professionally and she was on top of all the complexities and made the process very smooth. I would strongly recommend using her services.