Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Valerie
Valerie joined loanDepot in 2018, bringing over 25 years of valuable experience. She joined the mortgage business after graduating from Western Washington University, where she obtained a BA in Communications and Business. Due to her continued dedication throughout her career, she received eight Five Star Professional Awards. She is thrilled to be a part of the loanDepot family, and share her knowledge with clients and colleagues.
In her work, Valerie really enjoys being able to help those who did not believe it was possible for them to own a home. She loves relating to her clients, and guiding them to find the most suitable loan type to meet their financial objectives. Making the loan process smooth and effortless is what she strives to achieve with every borrower.
Valerie is active in the Snoqualmie Valley Chamber of Commerce, and you can find her at the Bellevue branch. Please don’t hesitate to contact her for any of your home financing needs!
WA LIC# MLO-487413 | CA LIC# CA-DBO487413 | OR | FL LIC# LO60599 | AZ LIC# 1006150
Mortgage Education Videos
Reviews
10 Reviews
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11/27/2020
Dan V from Woodinville , WA via Zillow
Valerie was ALWAYS available for questions or concerns we had. Our situation was not straightforward but she was willing to work with us. We were impressed with her professionalism and attention to detail. She also worked really well with our realtor which gave confidence to the sellers that we would close on our home on time. Success all around!
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11/14/2020
Mike from Bellevue , WA via Zillow
Valerie was able to get me a good deal. And provided a very pleasant service. We were in contact all through the process and she provided regular updates.
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11/13/2020
Katherine Bragdon from Seattle , WA via Zillow
This is the second time that we worked with Valerie on a mortgage refinance. Both times she was informative, honest, attentive, and patient. I am grateful that our friend recommended her years ago.
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10/21/2020
Shah A from Redmond , WA via Zillow
This was our first home and Valerie helped us understand each and every step of the loan processing , mine was the one off loan that required an update in loan depot process of loan approval , she did all the approvals on time and we did close it on time .
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10/18/2020
Mohamed Lahlou from Mill Creek , WA via Zillow
I was watching TV one night and saw Loan depot ad, so I went online and submitted an inquiry, next day I got a call from Valerie, I will say that that’s the best phone call I received this year. Valerie is an extremely knowledgeable officer and very professional, that’s what makes a difference between a broker who cares about their clients and a broker that care about their commission. If you are looking for a top notch, straight forward broker that will get the job done for you and save you money, you will be lucky to work with Valerie Baldock. Highly recommended Thank you Valerie
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09/21/2020
CameronHilton from Bothell , WA via Zillow
Valerie showed amazing attention to the detail, worked hard to find us a more competitive rate, and was responsive whenever we had questions. She demonstrated initiative and follow-through during each step of the home buying process.
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09/16/2020
lkkappen from Mount Dora , FL via Zillow
As a business owner we presented an income verification problem. Valerie got us our dream home in Florida. I know it was not easy. Very tough actually. We even got a preferred interest rate, waived appraisal. The works! We cannot thank her enough.
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09/13/2020
andrea usevitch from Bothell , WA via Zillow
Valerie was extremely helpful for us first-time home buyers. We talked with other lenders, and Valerie was always the one who was most responsive to our communications, and checked in on us often. We had a kind of interesting situation with COVID and the lack of jumbo loans available with our down payment, and she was very creative and worked with us to find something that would work. Valerie checked in on us as we were searching, and did a great job explaining everything to us. When we put in offers on homes she would call the brokers and was always really involved. Definitely recommend her!
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09/12/2020
sushicw from Bellevue , WA via Zillow
Valerie was patient, effective at explaining everything, and constantly helpful in moving through a complex home-buying process. She did a fantastic job at making sure everything went smoothly!
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08/15/2020
Lisa C from Bellevue , WA via Zillow
I thought Valerie was amazing to work with on our re-fi - smart, thorough, patient and willing to answer lots of questions and walk me through details. We ended up with a great rate and saving a few hundred dollars a month - was very impressed and pleased with the entire process and will use Valerie again next time we need a mortgage or re-fi and would highly recommend her.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Valerie
We worked with Valerie on the loan for the home. Everything was handled very professionally and she was on top of all the complexities and made the process very smooth. I would strongly recommend using her services.