Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Walter
NJ | NY
Mortgage Education Videos
Reviews
10 Reviews
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10/14/2021
James Morrison from Irvington , NJ via Zillow
From the very beginning Walter Santos has shown exemplary professionalism in handling our loan. He was straight forward and very helpful in explaining the process from start to finish. We hit a few rocky moments but with Walters support every step of the way, he kept that faith going in us. Let’s face it, buying a home is a BIG DEAL & can be somewhat stressful. But in the end it was ALLLLL Worth it. We were able to get our dream home. We could not have done this without him. I highly recommend Walter and his company, Loan Depot, to ANYONE. Walter went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. We have and will continue to recommend him in the future. Walter was able to boil down all the rates and acronyms into logical information we needed to make the right decision. He also went out of his way to make sure we got the best available loan at the lowest possible rate. We would recommend him to anyone in the market for a mortgage. We have made another friend for life!!!!! Thank you so much Walter for being super amazing because you made all things POSSIBLE ‼️🙏🏾✨ #HomeOwners #OurLoanOfficerRock #muchbiggerhome #BigMoves #homeownership #GodIsTrulyAmazing
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07/05/2021
mwc146 from Roxbury Township , NJ via Zillow
Walter was great and very flexible, he helped me get my house and was always available whenever anything needed changing or updating, or whenever I had questions.
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11/04/2020
Bryan Hiciano from Newton , NJ via Zillow
Walter has stellar customer service skills, he was my loan officer and worked assiduously to get me approved on a mortgage loan. In my tenure as a client for Walter, he went above and beyond for me, he demonstrated shark professionalism skills and pronounced communication skills. Walter was also abundantly efficient, remarkably punctual, and very flexible. When I would reach out to Walter, he would get back to me expeditiously from the moment that I first contacted him up to the closing. Overall Walter illustrated prodigious customer relations, I highly recommend him to anyone looking for a mortgage loan.
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10/26/2020
mike detommaso from Glen Gardner , NJ via Zillow
Walter & Carmen were extremely helpful, friendly and responsive throughout both my refinance and investment property loan. They saved us so much money on our home refinance. Walter actually was able to get me a lower rate on a different loan for an investment property making it much more worth it. They are no doubt the best to work with for anything loan related. Thank you Walter and Carmen!
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10/25/2020
Meghan D. from Tewksbury , NJ via Zillow
Walter has guided our family through two loans this year (re-finance and new home purchase) and we could not be happier with the entire experience. He got us amazing rates which will save us an immense amount of money going forward. He was available to answer any questions we had and he was a true partner in making sure we got through the underwriting process painlessly. I would highly recommend working with Walter to anyone looking to refinance or take out a new mortgage.
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10/24/2020
davemorley45 from Stewartsville , NJ via Zillow
Perfect. He assisted us in every way possible Walter worked with us from start to finish Walter was very knowledgeable, and was able to guide us thru the process
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10/24/2020
Malissa from Metuchen , NJ via Zillow
I just wanna say that Walter Santos is by far a cut above the rest. Walter was always available and ready to answer any questions we had. Walter was always so patient and kind he made our home buying process so easy. This was our first home purchase my credit was not great at all and he worked with me told me what I needed to do step by step I didn't believe I would be able to purchase a home but he kept me and my husband encouraged even when we wanted to give up he never did. We can't thank him enough. I can't say enough great things about Walter I would recommend Walter to anyone looking to purchase a home we are more then satisfied. Walter Santos is absolutely the best.
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04/28/2020
Jennifer Bongiovanni from Hackettstown , NJ via Zillow
Walter and his office were fantastic. Super patient and understanding. Walk through every step with us. Felt like I was working with a long time friend.
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04/28/2020
Sara from Tewksbury , NJ via Zillow
Walter was well prepared, always there to help, and communicated daily throughout the process. We loved getting to work with him and wouldn’t use anyone else!
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04/24/2020
Jesse Gonzales from Jersey City , NJ via Zillow
Walter and his team helped me breeze through purchasing a home. He made this a stress-free process. He was always ready with answers to my questions and was very proactive in giving me information about the whole mortgage process.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Walter
