What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
CA LIC# CA-DBO453718 | HI LIC# HI-453718
Mortgage Education Videos
OJohnson from Pittsburg , CA via Zillow
Young Kim’s commitment to making sure the customer’s needs are taken care of are nothing short of perfection. I worked with him when my sister and I bought our first homes within a month of each other in 2015. Now five years later with loanDepot per usual he was able to do refi loans for both my sister and I simultaneously without any hiccups. And given the current financial climate/COVID etc; in addition to the complexity of our loans he made sure that every question/concerns were answered and met right away. For a moment I thought we were his only clients and not one of 50+ From personal experience I would definitely recommend him to all family and friends for their future loan needs. Young Kim is my lifetime Loan consultant!
sing9 from San Francisco , CA via Zillow
Young and Alisa are pretty amazing, they make refinancing feel easy! Young is smart, honest and quick. Their website makes everything run smoothly along and they send reminders to make sure nothing falls through the cracks. Regardless if you choose to work with him or not, he truly has all the answers or will point you in the right direction.
forrest lui from South San Francisco , CA via Zillow
I highly recommend Young Kim and his team. He helped me with the purchase of my first home. He walked me through the entire process, explained everything so I have a clear understanding, and was extremely dedicated to ensure that we stayed on schedule. He was and continues to be very responsive to any questions or concerns I have. Going through this first purchase has been challenging for me, but thanks to Young and his team, their experience and support has helped make this much easier on me. I've said this countless times already; Young and his team are the best!
carson6082 from San Francisco , CA via Zillow
Young Kim was excellent. He guided us through each detailed step of our re-fi with patience and clarity, all during a pandemic. We are so happy with the result and have already referred him to many of our friends and family.
george64288 from Santa Clara , CA via Zillow
Mr. Kim's professionalism is his standout characteristic. He is 24/7 available, and provides informative, concise, sincere and prompt guidance as to timetables, expectations and all loan related matters and concerns. His guidance and swiftness in the loan process saved me significant time and money, spared me much anxiety and stress, and he also handled my recent refinance with the same swiftness and professionalism.
wenyehliao from Oakland , CA via Zillow
I am so grateful to have Young's help on the purchasing loan for my 2nd investment property. He was extremely patient and responsive through out the entire process. I had to make several offers to different properties until I could finally complete the purchase, and Young was able to accommodate me to each offers and provided me the required financing documents in a timely manner. At the end, he also got me locked in at a great rate and closed the loan process in a short time. As we all know, there are many uncertainties nowadays to get a purchase loan approved for investment property, here I won't elaborate all the details that Young had helped me to obtain this loan. But I am sure glad to have his help on this process and I will definitely use his help again in the future.
EsposaPastora from Oakland , CA via Zillow
I am a first time home buyer and assumed my wife and I would never be able to afford a home in the Bay Area. Mr Kim took the time to explain everything in a clear manner. I wish I had met him years ago. I would not have procrastinated and avoided the Bay Area housing madness. Thank you Mr Kim!
zuser201702251416093 from Jenner , CA via Zillow
I can't recommend Young highly enough. We were in the middle of closing on our house when our existing loan officer hit a dead end. Young came in on a recommendation, worked tirelessly (late in to the night several times), communicated at all hours as needed, worked with all involved through a challenging process, and found us a path forward to not only close, but on a timeline half of what is normal and dealing with extra complexities (it was a second house we were buying which made it more complicated). I'd give him six stars if I could.
Randy from San Jose , CA via Zillow
Young is a seasoned loan officer, with a wealth of knowledge and was responsive and professional throughout the process. We would highly recommend Young to anyone who is looking to finance a home.
vlchung from Daly City , CA via Zillow
Although I had worked with loan agents in the past, I was able to learn a ton from Young. He really educated me throughout the whole process and made sure to explain everything thoroughly. Most importantly, Young answered all of my questions and was available 24/7. Every email, text message and phone call was answered promptly no matter the time of day. I look forward to working with Young again when we refinance 😄
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.