What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
CA LIC# CA-DBO453718 | HI LIC# HI-453718
Mortgage Education Videos
EsposaPastora from Oakland , CA via Zillow
I am a first time home buyer and assumed my wife and I would never be able to afford a home in the Bay Area. Mr Kim took the time to explain everything in a clear manner. I wish I had met him years ago. I would not have procrastinated and avoided the Bay Area housing madness. Thank you Mr Kim!
zuser201702251416093 from Jenner , CA via Zillow
I can't recommend Young highly enough. We were in the middle of closing on our house when our existing loan officer hit a dead end. Young came in on a recommendation, worked tirelessly (late in to the night several times), communicated at all hours as needed, worked with all involved through a challenging process, and found us a path forward to not only close, but on a timeline half of what is normal and dealing with extra complexities (it was a second house we were buying which made it more complicated). I'd give him six stars if I could.
Randy from San Jose , CA via Zillow
Young is a seasoned loan officer, with a wealth of knowledge and was responsive and professional throughout the process. We would highly recommend Young to anyone who is looking to finance a home.
vlchung from Daly City , CA via Zillow
Although I had worked with loan agents in the past, I was able to learn a ton from Young. He really educated me throughout the whole process and made sure to explain everything thoroughly. Most importantly, Young answered all of my questions and was available 24/7. Every email, text message and phone call was answered promptly no matter the time of day. I look forward to working with Young again when we refinance 😄
Vinson Y from San Francisco , CA via Zillow
Young is awesome! He was instrumental in helping my wife and me get a loan for our first home purchase. I heard the experience of securing a loan would be stressful, but Young made it a smooth process. He's quick to respond and is always on top of things. Never did we feel "in the dark" during any part of the process because he made sure we understood everything and was able to hop on a call if we ever had any questions (and we had a lot!). We can't imagine how the process would've been like without Young. If you're looking for someone to not only do their job, but to go above and beyond, Young is the person to have on your team.
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Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.