What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
CA LIC# CA-DBO453718 | HI LIC# HI-453718
Mortgage Education Videos
Ravid Lazi from Manton , CA via Zillow
Home buying is an highly stressful process, and the only thing that can reduce this stress is the team you work with to support you. Having Young Kim on our team, was the best decision we made, by far! Working with Young made the entire home purchase smooth and easy. Young was extremely responsive, super communicator and always available (above and way beyond normal business hours).Young's team is professional, and working with all of them was such a pleasure. This is the second home we are purchasing, but the first one with Young. Since we have something to compare with, I know what was the added value that Young brought to the table, and why I will send all my friends and family to use his services.
JasonLi954 from Oakland , CA via Zillow
Young was incredibly responsive and helpful in navigating the process as first time homebuyers. Would highly recommend working with Young if you are looking for a lender
Alan D from San Jose , CA via Zillow
When I started the loan process for my recent home purchase, I decided to proceed with larger well known bank as I felt this gave me the best chance to make my close date. I decided to pull in LoanDepot as a Plan B as I needed to hedge against any potential appraisal issues during the loan process. Fortunately for me, Young was assigned to my account and from that moment on I knew I made the right choice. Young was professional, knowledgeable, informative, operated with a sense of urgency (definitely wanted my business), prompt, communicative and overall, executed on all phases of the loan process. LoanDepots online portal is also quite amazing and made uploading docs really easy. Needless to say, we closed right on time, we have the keys to our home and I couldn't be happier about my Plan B being THE Plan A! Thanks Young and LoanDepot for making our dream home a reality. Highly recommended!!!
OJohnson from Pittsburg , CA via Zillow
Young Kim’s commitment to making sure the customer’s needs are taken care of are nothing short of perfection. I worked with him when my sister and I bought our first homes within a month of each other in 2015. Now five years later with loanDepot per usual he was able to do refi loans for both my sister and I simultaneously without any hiccups. And given the current financial climate/COVID etc; in addition to the complexity of our loans he made sure that every question/concerns were answered and met right away. For a moment I thought we were his only clients and not one of 50+ From personal experience I would definitely recommend him to all family and friends for their future loan needs. Young Kim is my lifetime Loan consultant!
sing9 from San Francisco , CA via Zillow
Young and Alisa are pretty amazing, they make refinancing feel easy! Young is smart, honest and quick. Their website makes everything run smoothly along and they send reminders to make sure nothing falls through the cracks. Regardless if you choose to work with him or not, he truly has all the answers or will point you in the right direction.
forrest lui from South San Francisco , CA via Zillow
I highly recommend Young Kim and his team. He helped me with the purchase of my first home. He walked me through the entire process, explained everything so I have a clear understanding, and was extremely dedicated to ensure that we stayed on schedule. He was and continues to be very responsive to any questions or concerns I have. Going through this first purchase has been challenging for me, but thanks to Young and his team, their experience and support has helped make this much easier on me. I've said this countless times already; Young and his team are the best!
carson6082 from San Francisco , CA via Zillow
Young Kim was excellent. He guided us through each detailed step of our re-fi with patience and clarity, all during a pandemic. We are so happy with the result and have already referred him to many of our friends and family.
george64288 from Santa Clara , CA via Zillow
Mr. Kim's professionalism is his standout characteristic. He is 24/7 available, and provides informative, concise, sincere and prompt guidance as to timetables, expectations and all loan related matters and concerns. His guidance and swiftness in the loan process saved me significant time and money, spared me much anxiety and stress, and he also handled my recent refinance with the same swiftness and professionalism.
wenyehliao from Oakland , CA via Zillow
I am so grateful to have Young's help on the purchasing loan for my 2nd investment property. He was extremely patient and responsive through out the entire process. I had to make several offers to different properties until I could finally complete the purchase, and Young was able to accommodate me to each offers and provided me the required financing documents in a timely manner. At the end, he also got me locked in at a great rate and closed the loan process in a short time. As we all know, there are many uncertainties nowadays to get a purchase loan approved for investment property, here I won't elaborate all the details that Young had helped me to obtain this loan. But I am sure glad to have his help on this process and I will definitely use his help again in the future.
EsposaPastora from Oakland , CA via Zillow
I am a first time home buyer and assumed my wife and I would never be able to afford a home in the Bay Area. Mr Kim took the time to explain everything in a clear manner. I wish I had met him years ago. I would not have procrastinated and avoided the Bay Area housing madness. Thank you Mr Kim!
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