Buying or refinancing a home is probably the biggest financial decision you will make in your life. Having the right mortgage for your exact situation is of the utmost importance. The wrong mortgage could cost you tens of thousands of dollars. With the mortgage crisis our country has gone through over the past 5 years, the demands banks have put on potential borrowers have increased tenfold. Now more than ever it is imperative to have a mortgage consultant that can provide you the best possible solution, in the right amount of time, with the clearest understanding of what is expected. With over 13 years of experience being a top producer in the mortgage business, that is exactly Ross Huffman’s mission. The only way to accomplish his goal is through effective listening, clear communication, setting expectations, work ethic, and extensive knowledge of the current mortgage market.