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30 Year Fixed 3.625% 3.987% APR*
15 Year Fixed 2.625% 3.018% APR*
20 Year Fixed 3.375% 3.732% APR*

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  • We strive to find you the best loan at the lowest possible interest rates.
  • We’re a direct lender, and one of the largest online lenders in the country.
  • We can close your loan fast, in as little as 30 days.
  • Our licensed loan consultants help you choose the right loan that fits your needs, not ours.

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Why choose loanDepot for your next mortgage refinance or home purchase?

We believe that every customer should have the best mortgage experience possible and we work very hard to ensure that happens. From licensed, knowledgeable loan consultants, to a fast, efficient loan process, our goal is to combine a friendly experience that will exceed your expectations and provide you with very competitive interest rates. That’s the loanDepot promise.

My experience with Loan Depot was fantastic... Right off the bat Rob worked with me to get the best rate, was very responsive and great to work with. Kim was amazing, helping me through the maze of paperwork and coaching me through the process and was always professional and friendly to work and talk with... Thanks again Rob and Kim! Next time I refi or am looking for a loan - Loan Depot will my first choice!

In return of all the hard work my loan officers Bryan and Lisa have done, the only insignificant thing I can do is to write this statement thanking them from the bottom of my heart. They were both truly a pleasure to work with. It was the most painless process I have gone through when it comes to securing a loan... I thank both of them for their wonderful service and their professionalism, and wish them a great year ahead.

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Rate Assumptions

* Rate displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, all borrowers have credit scores of 740 or higher, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on a loan amount of $200,000 and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.Please contact one of our Mortgage Bankers at 1-888-337-6888 for a customized rate and payment quote.

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