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30 Year Fixed 4% 4.326% APR*
15 Year Fixed 3% 3.287% APR*
20 Year Fixed 4% 4.175% APR*
Mortgage Rates are at All Time Lows!
Save thousands on your mortgage payment by refinancing with these historically low rates.
VA Loans
Special loan programs for active military and veterans.
No Equity, Poor Credit?
Learn how the HARP 2.0 program helps underwater homeowners refinance.
FHA Loans
Easier Qualifications and low down payment options make FHA loans a great choice.
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My experience with loanDepot was fantastic... Right off the bat Rob worked with me to get the best rate, was very responsive and great to work with. Kim was amazing, helping me through the maze of paperwork and coaching me through the process and was always professional and friendly to work and talk with... Thanks again Rob and Kim! Next time I refi or am looking for a loan - loanDepot will my first choice!

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Rate Assumptions

* Rate displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, all borrowers have credit scores of 740 or higher, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on a loan amount of $200,000 and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.Please contact one of our Mortgage Bankers at 1-888-337-6888 for a customized rate and payment quote.

**Refinancing within the 60 month period is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period illegal. For example, waiting until after the 12th month, but before the 60th month may be required. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested, and will be quoted the interest rates in effect at the time of your next refinance.

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