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I appreciated your help when I had questions, doubts, or concerns. You always provided me with quick answers all the way through the process.

J. Espinosa 01/02/2014

The service given to me really was greater than I had anticipated.

J. Espinosa Jan 2, 2014

I wanted to thank you for all the extra effort you put in on my loan, I really appreciate it!

Mary F. Jan 2, 2014

My loan officer was very supportive and able to explain and educate me through the process.

Sandra W. Jan 3, 2014

loanDepot was very helpful from start to finish with getting my refinance completed smoothly and quickly.

Alvin H. Jan 3, 2014

loanDepot has many knowledgeable and helped folks working there, they answered all of my questions and made it possible to consolidate my debt and mortgages into one very manageable payment.

Alvin H. Jan 3, 2014

I am very gratefully for all of the help I received in getting my loan refinaced. I will continue to use loanDepot for my future financial needs.

Rick T. Jan 3, 2014

My husband and I found loanDepot to be very polite, intelligent, patient and hard working. They spent a lot of timewith us until we were comfortable with our loan. Thank you loanDepot!

Dominic R. Jan 3, 2014

My refinancing experience was a real education, everything was explained thoroughly and the process was simple and finished within weeks. I will always refer my friends and family to loanDepot.

Everett H. Jan 3, 2014

I'm just writing to say Alex Park and Veronica Ramirez really know what their doing and that we felt well taken care of.

Sandra W. Jan 3, 2014

I received excellent service throughout the entire re-financing process. loanDepot was always courteous and patient with my questions and concerns.

Gregory L. Jan 3, 2014

In an era where customer service excellence has virtually disappeared, the work done by my team at loanDepot is very very much appreciated.

Gregory L. Jan 3, 2014

loanDepot made it painless to refinance my mortgage. They are very professional and informative, and made me feel confident in my decision to refinance.

Irma C. Jan 3, 2014

loanDepot's communication and response to my questions were extremely timely and thorough. I truly appreciated the positive attitude I received throughout the process.

Daniel L. Jan 3, 2014

My team at loanDepot took care of me, they took a personal interest in my situation and kept me informed all of the way. The entire process took less time than I expected!

Susan G. 01/06/2014

Thank you loanDepot for your care and patience with all of those little extra things that had to be done with my VA loan. Thank you

Howard K. 01/07/2014

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Rate Assumptions

* Rate displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, all borrowers have credit scores of 740 or higher, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on a loan amount of $200,000 and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.Please contact one of our Mortgage Bankers at for a customized rate and payment quote.

** loanDepot Lifetime Guarantee: Refinancing is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. Appraisal fees will be reimbursed at the closing of the refinance transaction. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a “loanDepot Lifetime Guarantee” certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website ( or via telephone (888-337-6888). This document is non-transferable.

loanDepot is a direct mortgage lender offering access to current mortgage rates on residential home loans with a selection of mortgage programs including: refinance mortgages, adjustable and fixed rate mortgages, HARP loans, Jumbo, VA and FHA loans. Licensed in all 50 states, loanDepot is an approved seller/servicer to Fannie Mae, Freddie Mac and Ginnie Mae, providing online mortgage loans for refinancing and home purchase. We are committed to delivering accurate lending information, competitive mortgage interest rates, easy loan processing and best in class home loan financing.