About loanDepot

loanDepot LLC was founded in 2010 on the principles of fair and ethical lending, with a customer-centric strategy to deliver mortgage and non-mortgage loans with great service and competitive rates. We are a national, nonbank lender serving consumers across the nation under the brand names of loanDepot.com, imortgage, Mortgage Master and LDWholesale.

Our 4,000+ employees, including more than 1,400 licensed loan officers, are supported by a leadership team of executives who have led some of the largest and most successful financial services companies in the United States. At the helm is loanDepot Chairman and CEO Anthony Hsieh, a lending industry veteran known for his integrity and innovation.

loanDepot is licensed in all 50 states and operates four online direct-lending business centers, with dual headquarters in Foothill Ranch, CA and Plano, TX. The company also operates 130+ retail branch locations under the imortgage and Mortgage Master brands.

loanDepot is an approved seller and servicer for Fannie Mae, Freddie Mac, FHA, VA and Ginnie Mae lending products. NMLS# 174457

An emerging-growth lending technology company

loanDepot is transforming the lending model by integrating sound lending disciplines, efficient lead-delivery systems and predictive data science into an efficient technology platform that streamlines the lending process from origination through servicing of mortgage and non-mortgage loan products.

Hsieh, who founded loanDepot after playing a critical role in developing LoansDirect.com, E*TRADE Mortgage, and LendingTree, attracted a talented and experienced leadership team to create an efficient, legacy-free lending platform that would re-instill confidence and trust in a highly fragmented market.

In just five years, loanDepot has become the nation's second largest nonbank consumer lender and its second largest nonbank retail mortgage lender. Our rapid growth in market share demonstrates the need for a consumer-focused alternative to traditional bank-owned lenders.

Our engineered balance of distribution channels, including consumer direct, retail branches, wholesale, consumer finance and servicing are unified by an unrelenting focus on reclaiming the American dream for millions of borrowers nationwide.

Consistent, sustainable growth

Our consistently strong balance sheet, free cash flow and revenue and market share growth demonstrate the inherent structural advantages of our scalable platform. Positioned for continued growth as a diversified nonbank financial services company, we will leverage our strength and entrepreneurial spirit to aggressively diversify our origination flow as a natural extension of who we are: a complete consumer lender who is diversified and well-capitalized to grow market share and remain sustainable in all market conditions.

In 2015, loanDepot expanded into marketplace lending to create a new category of consumer lending with mortgage at its foundation. With the launch of our first personal loan products, we will remain a trusted lending source for consumers as they turn away from national bank brands to non-mortgage personal loans.

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Rate Assumptions

* Rate displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, all borrowers have credit scores of 740 or higher, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on a loan amount of $200,000 and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.Please contact one of our Mortgage Bankers at for a customized rate and payment quote.

** loanDepot Lifetime Guarantee: Refinancing is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. Appraisal fees will be reimbursed at the closing of the refinance transaction. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a “loanDepot Lifetime Guarantee” certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website (www.loandepot.com) or via telephone (888-337-6888). This document is non-transferable.

loanDepot is a direct mortgage lender offering access to current mortgage rates on residential home loans with a selection of mortgage programs including: refinance mortgages, adjustable and fixed rate mortgages, HARP loans, Jumbo, VA and FHA loans. Licensed in all 50 states, loanDepot is an approved seller/servicer to Fannie Mae, Freddie Mac and Ginnie Mae, providing online mortgage loans for refinancing and home purchase. We are committed to delivering accurate lending information, competitive mortgage interest rates, easy loan processing and best in class home loan financing.