• Find an Expert
    Find a Loan Officer Find a Branch
  • Loans
    Home Refinance Home Purchase Home Builders Personal Loans Home Equity Loan
  • Community
    Knowledge Cafe Blog
  • About
    Overview Mission and Values Leadership Careers Media Center Contact Us Pay My Bill Trouble Making Payments
  • (888) 983-3240
  • Sign In
    Mortgage Application myloanDepot myloanCenter Personal Loan Application
  • Find an Expert
    Find a Loan Officer Find a Branch
  • Loans
    Home Refinance Home Purchase Home Builders Personal Loans Home Equity Loan
  • Community
    Knowledge Cafe Blog
  • About
    Overview Mission and Values Leadership Careers Media Center Contact Us Pay My Bill Trouble Making Payments
  • Sign In
    Mortgage Application myloanDepot myloanCenter Personal Loan Application
  • (888) 983-3240

America's Lender

A Lending Solution for Every Dream.

Choose your loan product >

Lending Experience Simplified

choose refinance loan product choose refinance loan product

Refinance
choose purchase loan product choose purchase loan product

Purchase
choose personal loan product choose personal loan product

Personal
choose home equity loan product choose home equity loan product

Equity

Refinance

Refinance

purchase

Purchase

Equity

Equity

Close Previous
By submitting this form, I agree that loanDepot may contact me at the phone number provided via automated technology, including autodialing, prerecorded message, artificial voice, and/or text message. I understand that I do not have to consent to receive such calls or text messages in order to purchase goods or services from loanDepot.
By submitting this form, I agree that loanDepot may contact me at the phone number provided via automated technology, including autodialing, prerecorded message, artificial voice, and/or text message. I understand that I do not have to consent to receive such calls or text messages in order to purchase goods or services from loanDepot.
Close Previous

Refinance

Refinance

Purchase

Purchase

Equity

Equity

Personal

Personal

Close

Get up to $35,000 quickly and securely.

Get My Offer
Close

Personal

Personal

Real Solutions to Power your Life

Calculator Display

Mortgage Calculator

How much can you save with loanDepot?

Your home is probably the largest purchase you'll make, so be sure to calculate your loan accurately. Estimate your monthly mortgage payment using our free calculator.

Calculate Now

Find an Expert

Find an Expert

Let us help you find a loan consultant that’s right for you.

Find an Expert

Find a Branch

Find a branch near you

We may be national in scope, but we’re very local in our approach. Great service is just around the corner.

Find a Branch

Calculator Display

Mortgage Calculator

Let’s see how much loanDepot can save you

Your home is probably the largest purchase you'll make, so be sure to calculate your loan accurately. Estimate your monthly mortgage payment using our free calculator.

Calculate Now

Get Your Custom Rate

Instant Rate Quotes

Get a custom mortgage rate quote quickly

You shop online, you book your travel online, and you even bank online. With loanDepot, you can design the perfect home loan online, too.

Find My Rate

Personal Loans

Personal Loans

Get up to $35,000 with fixed payments

A personal loan is a great way to consolidate debt, make a major purchase, or take a vacation. A fixed monthly payment means no surprises.

Get Started

Compare Rates

Compare Rates

See how loanDepot measures up

Shopping around for the lowest rate? Let's find the best loan for you. At loanDepot, you’ll get a transparent look into today's mortgage rates.

Compare Rates Now

Dedicated to Borrowers Nationwide

Consumer Loans Funded

$100

Billion

Mortgages Refinanced

$70

Billion

New Home Purchase

$30

Billion

Personal Loans Approved

$580

Million

What Our Customers Are Saying *

Refinance

David M.
New York

"At first I was skeptical, but loanDepot took the time with me and refinanced my home so I can afford to stay in it. They were also able to give me a personal loan. Everyone I dealt with was very kind."

Buying a House

Mark S.
Florida

"loanDepot did a great job helping me buy my first home. The paperwork was all electronic and all my questions were answered in minutes. They have the lowest APR I found anywhere!"

Personal Loans

Merry B.
Texas

"I received great service from loanDepot on my personal loan. Everything was communicated in a professional and timely manner and with a courteous attitude."

Refinance

Jenifer P.
California

"loanDepot took the time to explain in simple language all of the terms for my loan. I could not ask for anything more, they did exactly what they said they would and I have had no problems."

Buying a House

Jessica R.
New Mexico

"Fast, excellent service, and very efficient. I was looking for a 15yr fixed rate loan to replace my 30yr ARM. Best decision we ever made was going with loanDepot, they are the best."

Buying a House

Steven M.
Washington

"We tried to buy a house for months with 4 different lenders. I am so glad we received a call from loanDepot. They listened and helped us even though we were working with another lender."

phone-icon

Connect with America’s Lending Experts Today!

(888) 983-3240

Top Articles

article.Thumbnail.Alt

Ready to be a homeowner? Here are 7 ways to check

By blaine lyerla
article.Thumbnail.Alt

5 ways to prepare for your first mortgage

By blaine lyerla
article.Thumbnail.Alt

Unique financial habits of Millennials

By susan belknapp
article.Thumbnail.Alt

Home options for different generations

By kayla albert
article.Thumbnail.Alt

Manage your wish list to match your budget

By brie dyas
article.Thumbnail.Alt

New rules make it easier to get FHA condo financing

By steve cook

loanDepot

Mortgage Rates
Mortgage Calculator
Compare Mortgage Rates
State Licensing
Privacy & Security
Terms of Use

Personal Loans

Personal Loans

  • Get An Instant Offer
  • Debt Consolidation Loans
  • Home Improvement Loans
  • Small Business Loans
  • Consumer Loans
  • How Do They Work
  • Personal Loans FAQs

Home Refinance

Home Refinance

  • Refinance Rates
  • Refinance Calculator
  • Cash Out Refinance
  • Reasons to Refinance
  • Refinance FAQs
  • Refinance Process

Home Purchase

Home Purchase

  • Home Loan Rates
  • Home Loan Calculator
  • House Buying Questions
  • How To Buy a House
  • Mortgage Pre-Approval

Home Equity Loan

Home Equity Loan

  • ARM vs Fixed Calculator
  • FHA Loan Calculator
  • Interest Savings Calculator
  • Jumbo Loan Calculator
  • Affordability Calculator
  • Rent vs Buy Calculator
  • VA Loan Calculator

Loan Options

Loan Options

  • Adjustable Rate Mortgage
  • Fixed Rate Mortgage
  • FHA Loan
  • HARP Loan
  • Jumbo Loan
  • VA Loan
  • Lifetime Guarantee

About loanDepot

About loanDepot

  • Leadership
  • Contact Us
  • Pay My Bill
  • Trouble Making Payments
  • Mission and Values
  • Media Center
  • Careers
To view legal disclosures and important notices, please click the following:
To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Personal Loans Rate Assumptions

loanDepot Lifetime Guarantee ("Guarantee") — Guarantee applies to future refinances of the same property by the same borrower subject to the conditions and contact requirements outlined below. This Guarantee is non-transferable. This Guarantee may not be applied to a Purchase Loan, a Home Equity Loan, a Personal Loan, or combined with other discounts or promotions. This Guarantee excludes loanDepot’s Wholesale division. Future refinancing is conditional on whether the program type or applicable state/federal laws contain "seasoning" restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. For future refinances of the same property with loanDepot, this Guarantee may not be redeemed within 180 days of the Date Issued. Your loan approval for any future loan is not guaranteed. The appraised value of your home for the future loan is not guaranteed. In the event a full appraisal of your home is required, the property value at that time must be acceptable for the program and loan terms requested. The interest rate for the future loan is not guaranteed. You will have to qualify for the loan requested and will be quoted interest rates in effect at the time of your next loan. For loans meeting the above requirements and which are successfully closed, your appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with your loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on your loan transaction and does not include any ancillary appraisal fees that may be charged in connection with your loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). This program is only available to applicants who closed their previous loan with loanDepot and received a "loanDepot Lifetime Guarantee" certificate.

 

Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.

Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.

Unsecured Personal Loans are issued by Cross River Bank; a New Jersey State Chartered Commercial Bank, Member FDIC. Individuals must be a U.S. citizen or permanent resident and at least 18 years old to apply for credit from Cross River Bank. Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit review and approval. All loans may be subject to an origination fee of 1% to 5% of the loan amount. Origination fees are deducted from loan proceeds. Offered loan terms depend upon credit score, requested amount, requested loan term, and credit usage and history. Loans are not available to residents of West Virginia. Residents of Alabama or Nebraska must be 19 years old to apply for credit. All loans in Massachusetts will be greater than equal to $6,001. All loans to Ohio residents must be greater than $5,001. All loans to Connecticut residents must qualify for an annual percentage rate (APR) of less than 12% to be considered for approval. All loans to New Hampshire residents less than or equal to $10,000 must qualify for an annual percentage rate (APR) of 10% or less to be considered for approval. All loans to New York residents must qualify for an annual percentage rate (APR) of less than 16% to be considered for approval. All loans to Vermont residents must qualify for an annual percentage rate (APR) of less than 12% to be considered for approval.

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

NMLS#174457 - NMLS Consumer Access Site |

©2009-2017 loanDepot.com, LLC   all rights reserved

A Rating     Equal Housing Opportunity