Exceptional experience! Professionalism, patience and expertise gave us peace of mind
$592B
in Loans Funded
50,000+
Reviews
1.93M
Customers Served
ACCESS CASH IN AS FAST AS 5 DAYS
Tap into your Home Equity. Keep your current mortgage rate.
Find a Local Branch
Need help? One of our loan officers is ready to answer your questions.
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Calculate Your Options
No commitment. No obligation. Tap in a few details, explore your options and see what’s possible.
Calculate Your Options
No commitment. No obligation. Tap in a few details, explore your options and see what’s possible.
Loved by Customers, Top Rated Lender
50,000+
Reviews
USA Today
America’s Best Customer Service in Financial Services List 2026
Best mortgage lenders in California for 2026
Yahoo! Finance
Best for Closing Speed September 2026
Nesly M.
FL
|
July, 2026
Refinance “saved our lives financially”; team was responsive, kind, and knowledgeable.
Alix G.
NJ
|
July, 2026
Excellent communication and organization throughout loan process.
Brooke S.
IL
|
July, 2026
Outstanding end-to-end experience with exceptional professionalism and kindness.
Mark A.
TX
|
June, 2026
As a first-time buyer, I was amazed by the professionalism and seamless experience.
Rachel N.
PA
|
June, 2026
Excellent experience, team went above and beyond, I highly recommend loanDepot.
Norma H.
TX
|
May, 2026
I would call it the smoothest and best organized mortgage process I’ve ever experienced.
Keenan F.
GA
|
May, 2026
Smooth, seamless process with excellent communication and guidance.
Bradey M.
CA
|
May, 2026
Appreciate the exceptional patience and care helping a senior customer understand everything.
Vicky VM.
NV
|
May, 2026
Approved and clear-to-close in 5 business days after another lender failed.
Kristy K.
WI
|
May, 2026
Extraordinary service that included personalized service due to my vision limitations
Juliana B.
SC
|
May, 2026
The team was outstanding, pleasant, and fast throughout process.
Kevin H.
NV
|
April, 2026
Homeownership dream realized through exceptional support, communication, and professionalism.
Kareen C.
RI
|
March, 2026
Support at Every Step
1
Get Started
Share your goals with one of our Loan Officers.
2
Get Matched
Your Loan Officer will match you to a loan tailored to your needs.
3
Get Qualified
Your Loan Officer will guide you through the qualification process.
4
Get Funded
Go from dreaming to doing.
Find the Loan That Fits Your Goals
Start Lower, Stay Flexible
A lower initial rate for more room in your budget.
Purchase and Renovate with One Loan
Combine renovation and mortgage costs into a single loan.
No Matter Where You are in Your Homeownership Journey,
We’re Here to Help.
Frequently Asked Questions
Why should I choose loanDepot for my mortgage?
A mortgage is one of the biggest commitments you’ll make, and loanDepot is built to be your partner through all of it. We match you with a loan that suits your specific needs, not the one that pays us more.
We move quickly when it counts, with home equity loans closing in as few as five days. And because buying, refinancing and home equity solutions are all under one roof, loanDepot can support every chapter of homeownership. Plus, with the loanDepot Lifetime Guarantee, you’ll pay $0 in lender and appraisal fees on eligible future refinances, helping you save each time you return.
Is there any cost or obligation to get started?
There is no cost or obligation to check your options or to get started. If you choose to move forward and apply for a loan with us, there may be an application and / or appraisal fee required, depending on the product you select.
Are loanDepot products and services available nationwide?
loanDepot is a licensed mortgage lender in all 50 states, so we can work with you whether you’re buying, refinancing, or relocating across state lines. A few home equity products have state-by-state availability, and Texas follows its own loan structure, so your loan officer will confirm exactly what’s available where you live.
By refinancing the existing loan, the total finance charges may be higher over the life of the loan.
loanDepot.com, LLC is not acting on behalf of or at the direction of the U.S. Dept. of Veterans Affairs, the U.S military or the federal government.
USA today ranking: America’s Best Customer Service in Financial Services 2026
Bankrate ranking: Best Mortgage Lenders In California For 2026
Yahoo ranking: Best mortgage lenders of September 2026
NerdWallet ranking: Best Mortgage Lender for FHA Loans 2026