Home Refinance

Lower Payments. Consolidate Debt. Pull Cash Out.

Refinance with Confidence

Lifetime Guarantee

After you refinance with us once, we’ll waive the lender fees on any future refinance with loanDepot.

Working For You

Our licensed lending officers are held by a strict no steering policy and are not incentivized to sell one loan over another.

Mortgage Expertise

As a state licensed pioneer in our industry, loanDepot has funded more than $100 billion in loans since 2010.

Let's see if Home Refinancing makes sense for You?

Has your income increased?

Do you need to consolidate debt?

Has the equity in your home increased?

Do you need money for a major expense?

Has your credit rating improved?

Connect with a loanDepot Licensed Lending Officer now at(888) 983-3240

Make Mortgage Refinancing a Breeze

* Monthly payments only include principal and interest and are not an offer to lend. Tax, insurance, and other fees may apply

Get the loan that's right for you

Adjustable Rate

If you plan on staying in your home short-term or would like lower payments, an ARM loan program might be right for you

Fixed Rate

A traditional, fixed-rate mortgage is our most popular program for refinancing or a new home purchase


We are authorized to offer special loan programs that are guaranteed by the VA for active military and veterans that are not available to the general public


Qualify with ease with as little as 3.5% down; originally for first-time buyers, FHA programs are now open to wider audiences

Common Refinance Questions

Common Purchase Questions Opens in a new tab