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Responsible Lending

loanDepot's leadership team has been lending responsibly for years, delivering accurate information, competitive rates, and an easy process for our customers. Along with full compliance of new, stricter Federal regulations, we've implemented our own internal policies as an added layer of consumer protection.

Our mortgage bankers are SAFE Act licensed

The government has enacted a new federal licensing requirement known as the SAFE Act, which establishes minimum standards for licensing and registration of loan originators in order to enhance consumer protection. All of our mortgage bankers are SAFE Act licensed and registered and we're compliant with all federal and state licensing and lending policies.

No-steering policy

We've created a strict “no-steering policy” where none of our employees are incentivized to put you in one loan program over another - so they're always looking after your best interest. In addition, we don't quote teaser rates that our customers cannot qualify for or obtain, and we never charge an application fee.

Mortgage Calculator

loanDepot’s easy-to-use calculator puts you in charge of estimating your mortgage payment.

Refinance Calculator

Time to refinance? loanDepot’s powerful savings tool will assess your options instantly.

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