What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Aimee S., Hoboken, NJ
Dave W., New York, NY
Hasani B., New York, NY
Joe D., New York, NY
Lisa T., NY
Oliver C., Piscataway, NJ
Sarah M., New York, NY
Sumena T., Hoboken, NJ
Baret Kechian has been in the mortgage lending industry for 20+ years. Consistently, he is recognized as one of the top originators in the industry and most recently in 2019 ranked #8 out of all mortgage loan originators in the country (as listed by Scotsman Guide Magazine).
His extensive real estate market knowledge of Hudson County and condo expertise enables him to assist potential clients find the perfect home financing options throughout NJ, NY and PA. Additionally, he is devoted to providing Real Estate professionals with up to date information and dependable service. "My own experience as a prospective buyer/seller puts me in the unique position of appreciating what my clients are going through, both emotionally and financially," says Baret. "I also know that the key to the fast-paced New Jersey real estate market is listening to my clients and Realtors, understanding their needs, and delivering quality service every time."
Baret graduated from Rutgers University and resides in Hoboken, NJ. When Baret is not hard at work, he enjoys spending quality time with his wife and daughter and enjoys watching sports, appreciating wine and lounging at his beach house in Point Pleasant. He is also avid about doing P90X to work off stress from the fast-paced career that he enjoys so much!
loanDepot congratulates Baret Kechian for his ranking as a Scotsman Guide 2019 Top Originator. Baret Kechian was ranked #6 in Overall Purchase Volume and #8 in Top Dollar Volume. Baret also ranked #6 in the Top 200 Mortgage Originators in America 2019 as listed in Mortgage Executive Magazine.
PA LIC# 32121 | NY | NJ LIC# 9914537
Mortgage Education Videos
zuser201904120520553 from Hoboken , NJ via Zillow
Baret and the Loan Depot team were amazing. They worked around the clock to ensure that my 45 day close was completed on time. They were always available to answer questions. I have recommended them to everyone I know buying a home.
JulieChaiken from Jersey City , NJ via Zillow
Baret and his team were phenomenal. From Day 1 we felt like we had a person we could contact to explain the process. This was our first time buying a home and we had a lot of questions. Baret personally talked to us each time, sometimes for a lengthly period of time, to answer all of our questions and ensure we were comfortable with the next steps. His team was extremely communicative and always got back to us right away. Buying a home can be an overwhelming process but Baret and his team made the mortgage process a piece of cake. Thank you!
Atif Azam from Chatham , NJ via Zillow
We've used Baret and his team for two home purchases. They are simply the best at what they do. They're super easy to get in touch with and make the entire process simple.
WillKeegan from Jersey City , NJ via Zillow
Working with Baret Kechain was refreshing. He knows his trade very well. He was completely transparent and up front about the process, rate, fees, and schedule on day one. From first call to keys in hand we closed in 20 days. His team never missed a beat. This was my fourth personal mortgage experience. Baret sets the gold standard for the lending industry.
zuser201610280442088 from Hoboken , NJ via Zillow
Baret was extremely knowledgeable and helpful throughout the entire process! He walked us through step by step and made us feel super comfortable. His team was always on top of things and extremely efficient. They were a pleasure to work with!
delshad bijan from Bloomfield , NJ via Zillow
I cannot express enough how grateful I am for Baret, Dillon and Mary being in my corner during the home buying process. With my loan being a tough one to pull off (being a freelance TV professional), Baret, Dillon and Mary were incredibly patient and handled everything seamlessly. I was warned by many that my loan may not happen because of the correlation between the difficulty of certain condo purchases and a freelance employment situation, yet Baret and his team at Loan Depot were able to guide me to a cost efficient and timely closing. Their customer service was also off the charts! I cannot thank them enough, and I would 100% recommend them for anyone looking to purchase a home in NJ.
kggosa from Jersey City , NJ via Zillow
Some friends from our neighborhood recommended Baret. We had a rather complicated mortgage situation and Baret and his team did fabulous work to help us navigate the challenge, get a terrific rate, and stabilize our future. Thanks!
Anonymous from Jersey City , NJ via Zillow
My wife and I happened to get Baret's info from a random open house (not the home we ended up purchasing) and we are very lucky we did. Baret and his team are highly response, engaging, and knowledgeable about the local market. Of all the parties involved in our home buying experience, his team at LoanDepot was the strongest in terms of guiding us through the process. We feel great about the mortgage product and rates we were recommended.
zuser201603081236263 from Plainfield , NJ via Zillow
Overall my impression of the group is VERY good. They were fast at communication, very friendly and gave some of the best rates. They went above and beyond what some of the other lenders I was in contact with did. My 2 complaints: After I closed and moved in, I receive physical letters DAILY (for the past 2+ weeks now) from someone that is using LoanDepot's name asking if I want life insurance. The mailing address/letter head states its from LoanDepot; so I actually think that the letter is important only to be fooled when I read that its another solicitation for life insurance..... 2: During the loan process, one of the associates handling my loan got my previous address wrong, and when I told him that the address was wrong, his response came across with some attitude. I may have misinterpreted his response, but I felt that he was giving me attitude. Additionally he did NOT correct the information in followup documents.
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.