What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Using two decades of mortgage experience, Bret has quickly become a trusted lending partner among clients and industry associates. He actively goes out of his way to provide exceptional hands-on experience and prides himself on product and process knowledge, making every effort to source the best loan for each borrower’s needs.
When it comes to his work, there’s nothing that brings Bret more joy than building rapport and educating clients. Looking out for his borrowers’ interest during one of the most important life decisions is what drives him to do his best each day. That mindset has contributed to Bret’s numerous industry accolades including prestigious Presidents Clubs recognitions.
Bret has been married to his wife Cara since college and together they have 3 sons. In his free time, Bret enjoys traveling, golfing, coaching soccer, and listening to music. He regularly volunteers and contributes to scholarship organizations that help local high school students going to college. Please contact Bret for any of your mortgage financing needs!
CA LIC# CA-DOC276433
Mortgage Education Videos
flyfishscm70 from Desert Hot Springs , CA via Zillow
Bret made the process quick and easy. Best house buying experience I've ever experienced. It's the first time I used a VA loan. Bret was able to lock in a great rate and walk us through the whole process. A lot of the paperwork was done online saving alot of time and travel. I would Highly recommend him and his team and wouldn't hesitate to use him again.
pb619 from Rancho Mirage , CA via Zillow
Bret was quick and easy to work with when obtaining a loan. He was able to get everything approved and funded in under 30 days. I would highly recommend using him. I know I will if I ever need similar services again! Thanks, Bret!
dennis 81 from Rancho Mirage , CA via Zillow
Bret followed up, stayed in contact. He was very responsive and made the whole refinance process fast and simple. From my first contact to loan closing Bret was available when I had questions or needed support.
Langer from Palm Desert , CA via Zillow
I was recommended to Bret by my real estate agent - he was extremely pleasant and easy to work with. The first few potential offers we wanted to make didn't go as planned, but he kept plugging away with us and never seemed discouraged when our plans didn't work out. When we finally moved forward with an offer and it was accepted, his highly qualified team kicked into gear and walked us through the entire loan process. It was simple to upload files to the Loan Depot portal and my loan got funded in less than 4 weeks. There were a couple of minor hiccups along the way (based on items I forgot to disclose), but Bret took care of each of those issues and got our loan closed in record time. I have purchased several homes and refinanced my properties a dozen times and this was by far the best lender experience I have had. Thanks Bret and team!!
tnsshot85872 from Palm Desert , CA via Zillow
Was new to the desert and Bret could not have been more helpful. He was precise, accurate, timely, and very professional. His Team was right on top of the whole loan process and offered everything I could have ever wanted including local knowledge. Easily the best lending experience I have enjoyed. Would highly recommend Bret and his team to anyone including family and friends.
Hillary from La Quinta , CA via Zillow
Brett was extremely professional, intelligent, personable, fast, and reliable. He offered us a great refinance rate and we ended up saving a lot of money on our monthly mortgage payments. Brett is also a really nice person who was always available and answered all of our questions. Brett is simply the very best! He earned a six out of five stars for us!
Bill O'Connell from Rancho Mirage , CA via Zillow
Bret and the team at Loan Depot were fantastic. I could not give a stronger positive recommendation. We were in a difficult situation as we had a loan fall through with another lender for the vacation home we were purchasing in Rancho Mirage. I was referred to Patrick and Bret at Loan Depot to save our deal, and Bret stepped in immediately, was very responsive and made it happen for us. Bret communicated clearly and proactively to keep us in the loop every step of the way, and was an absolute pleasure to work with. Where our first lender dropped the ball, Bret and Loan Depot stepped in and saved our deal. I strongly encourage anyone originating a loan in the Coachella Valley to do so with Bret. Thanks Bret!!
kathleen felci from Palm Desert , CA via Zillow
When speaking with Bret, I found him to be extremely professional, incredibly efficient and an excellent communicator. He streamlined a very complicated process to not only make sense but also move smoothly from one step to the next. Whenever I called, he was always available and would frequently check in with me as to convenient days/times to meet/talk. His team and colleagues in the industry who live and work in the Coachella valley were equally pleasant and easy to work with while at the same time getting the job done quickly and correctly. When the closing came, there were no "surprises" and all of the numbers made sense due to Bret's knowledge and trusted input. I'd recommend Bret and his team to anyone and look forward to working with him again!
Katrina Radovich from Palm Desert , CA via Zillow
Bret and his team are hands down the most efficient, pleasant to work with and they get the job done right. This was not our first home purchase, best escrow team we have ever worked with. Bret treated us like we were his only file, always picked up the phone and did so with a smile. If you are shopping for an Escrow Company, your shopping should stop here. Bret and his Escrow team are phenomenal!
nalani21 from Palm Springs , CA via Zillow
Bret Cohn will be our mortgage consultant for life because he provides the highest level of service with Loan Depot. In 2017, he helped us achieve our dream of homeownership. This year we decided to refinance to a fixed 25 year loan and got an amazing rate! Bret is professional, trustworthy and knowledgeable. I'm confident with his guidance we can plan for the future of a 15 year loan in 2031! Thank you.
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