Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Cesar
DC LIC# MLO483534 | VA LIC# MLO-20382VA | MD LIC# 29048
Mortgage Education Videos
Reviews
9 Reviews
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12/18/2020
Gabriela & David Rie from Centreville , VA via Zillow
Cesar was attentive, informative, patient, punctual, and knowledgeable. From beginning to end, he guided us through our first home buying experience. He provided us valuable suggestions, tips, and strategies to make our experience as smooth and beneficial as possible. I would highly recommend Cesar as your lender!!
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10/25/2020
B.Z from Woodbridge , VA via Zillow
Cesar has been through all this long process very patient, friendly & efficient. Always there to recommend the best action & move to take to get better chances to qualify for better offers.
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10/10/2020
glmiah721 from Ashburn , VA via Zillow
My wife and I previously worked with Cesar when trying to secure our initial mortgage for my home. Unfortunately, due to incentives that the builder's mortgage lending was offering, and the short timeline to close, we decided to go with them instead. After experiencing Cesar's courtesy and professionalism, we told him that we would definitely use him to refinance our home in the future. After watching the interest rates decrease significantly, and talking to neighbors about their savings after refinancing, we decided it was time for us to do the same. Cesar was on the same page as us, and he proactively reached out to us at the same time. We got an excellent rate and are now saving $1K from our previous mortgage. The process was easy, and the closing went smoothly. I would recommend Cesar to other friends and family.
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10/08/2020
ChrisH from Stafford , VA via Zillow
As a first-time home buyer, Cesar helped alleviate my fears by being detail-oriented and answering all of the questions we could throw his way. He always had a quick response to our messages or calls (even after closing) and made the home buying process easy. His professionalism, attention to detail, and ability to get us the best price deserves the highest praise!
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09/15/2020
wendyw. from Bellingham , MA via Zillow
I have worked twice with Cesar and both instances I have been beyond impressed with the very professional, knowledgeable and thorough service received. Cesar is also very easy to work with, addressed all my questions in a timely manner, as he is laser focused with only my best interest in mind. I cannot say enough except to highly recommend him as he is simply the best.
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09/13/2020
lindaduangmala from Woodbridge , VA via Zillow
Great job Cesar answered all my questions and concern he made sure All the paperwork was handed in on time and correct I had some issues with my process but Cesar fought to help us get the loan we needed to pay for our first house and I love my house and if it wasn’t for Cesar we would of never got thanks to Cesar I highly recommend him
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09/10/2020
bremcclain6 from Annandale , VA via Zillow
We had a wonderful experience with Cesar. From the start, he was extremely friendly, helpful, encouraging and trustworthy. It was very impressive how quickly he would respond to texts and emails and would follow up on things he said he would do. He was always available for questions and remained patient and encouraging through the home search process. We went through several offers on homes before being able to confirm a purchase and he was so kind and responsive in providing updated numbers for us to review. Whenever we share the story of purchasing our home, we reference him and his help.
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09/08/2020
A Turcios from Stafford , VA via Zillow
When I was referred to Cesar I had been denied a loan approval twice and was losing hope. When I first spoke with him he asked some questions and said he will get get us an approval! He would work hard and fight for us and he DID! I am so grateful for him for getting my family of 7 into a new home! He also worked to get us closing cost assistance!
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08/30/2020
Lisa Rowe from Stafford , VA via Zillow
Excellent customer service. Cesar is patient, kind and responsive. He was recommended to me by another realtor and I am so glad we took her advice and gave him a call. My clients loved him. He was able to overcome some challenges that we were facing and get the loan closed in a timely manner. He even saved them quite a bit of money! I highly recommend Cesar and would gladly give him 100 stars if I could!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Cesar
