Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Debbie
Using 18 years of mortgage experience, Debbie has quickly become a trusted lending partner among clients and industry associates. She actively goes out of her way to provide exceptional hands-on experience and prides herself on product and process knowledge, making every effort to source the best loan for each borrower’s needs.
Debbie originally joined the industry out of her desire to help assist others in securing their American Dream of owning a home. Years later, Debbie still enjoys helping others achieve their homeownership goals. Debbie has worked in various positions in the mortgage industry and taking part in her borrowers’ most important financial decision is what drives her to do her best each day. Please contact her for any of your mortgage financing needs!
CA LIC# CA-DOC691121
Mortgage Education Videos
Reviews
10 Reviews
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08/16/2021
zuser201907272010430 from Palm Springs , CA via Zillow
Debbie is Awesome to work with !! I will always come back to her first she is absolutely professional and has always been there when I needed my questions answered ! no matter when I have called Debbie always gets back to me fast ! She is very very knowledgeable and best of all Debbie will makes your feel at ease! thank you Debbie you made this so very easy for us !! We will come back to Debbie when we buy again You are the Best ! Bill & Roland
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02/21/2021
zuser201507091141159 from Desert Hot Springs , CA via Zillow
Nothing but good things to say about Debbie she is simply the best. Super kind, she’s upfront and keeps you updated throughout the whole process. She’s awesome! If you’re looking for someone who will make buying or refinancing your home a breeze even during a pandemic Debbie is the way to go.
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02/06/2021
Skip Wells from La Quinta , CA via Zillow
We have done many transactions overr the last 7 years with Debbie and she is always provided us with excellent service. We highly recommend her for her promptness and high level of integrity.
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01/25/2021
user8822458 from Palm Springs , CA via Zillow
Debbie Calixto gave me excellent professional mortgage service that kept me informed at each step of the process. Debbie save me a lot of time and money in the escrow process. I highly recommend their services if you are purchasing a property!
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01/18/2021
enoc rodriguez from Cathedral City , CA via Zillow
This was the second time I’ve used Mrs. Calixto’s Home Financing services and every time has been better and smoother than the previous interaction with her and her team at Strearns Lending. The level professionalism and knowledge has made this company my number one “ go to” for all my future financing endeavors. Great Friendly staff and always quick to have an answer to my questions every step of the way. Thank You, Mrs Calixto and team at Stearns Lending again for a smooth and quick process!
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12/11/2020
DMack from Santa Ana , CA via Zillow
Debbie was extremely helpful, even before she knew I was going to be a customer! I had a terrible experience with another Mortgage company and was seeking good advice. My Brother-in-law referred me to Debbie, she explained all of my possible options and offered her services if I decided to pursue other avenues. Ultimately I stopped the process with my original lender and switched over to Debbie.
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12/10/2020
Debbie Darshan from Cathedral City , CA via Zillow
From the very start Debbie made the process seem effortless. She was very informative. She provided answers to my questions and suggested options that I didn't even know were available. She went above and beyond any other lender I've ever worked with.
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09/30/2020
John Hargrove from La Quinta , CA via Zillow
Debbie made our loan process extremely easy. She went above and beyond to help us understand every aspect of our loan. Her responses to any email or text questions were very quick. The way she explains and breaks down the process is exceptional. She finds ways to save you money.
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09/16/2020
edgarsegovia1975 from Cathedral City , CA via Zillow
excellent service , very helpful, always answer any questions , and explained everything very clear ,made the process very smooth. very friendly and attentive
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08/28/2020
zuser202005302059453 from Cathedral City , CA via Zillow
First time buying my house and I got an amazing experience with Debbie and team. Very professional and always there for any questions or concerns about the purchase.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Debbie
