Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Erica
I have enjoyed great success in Northern Colorado with over 16 years of experience in the mortgage industry. This is due to exceptional customer service and the ability to deliver the products and services my clients deserve. Serving the needs of my clients goes well beyond the transaction itself. As your trusted loan consultant, I intend to make you a customer for life. I will walk you through every step of the loan process and support you from pre-approval through your closing date. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs, now and in the future.
I have lived in Fort Collins since 1996. I love Colorado, and all that it has to offer. I am a proud graduate of Colorado State University. In my free time I enjoy boating, hiking, attending college sporting events, and skiing or snowboarding in the winter.
This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. I appreciate your business and look forward to working with you.
CO LIC# 100508508 | WY LIC# 104497
Mortgage Education Videos
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Erica
Erica Benigni was outstanding!! We will always use her for all our home mortgage needs. We will recommend her to all of our friends and family. It was a great home buying experience because of Erica.