Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Gary
Gary takes the title of Mortgage Advisor seriously; instead of being “just another salesman,” Gary creates unique, borrower-focused outcomes for his clients. He combines his deep knowledge of cutting-edge loan products, cash, credit, income and property evaluation to fashion financing solutions that enable his clients to reach their dreams in a supportive environment.
Gary’s client-focused style enables him to assist you in ways that reach far beyond the individual loan transaction. Gary is proud to be a part of loanDepot, an organization that fosters the same values of integrity and innovation that provide the perfect environment for Gary and his clients.
Background: A native of Sonoma County, Gary is a father of five and hails from a real estate family. He has a diverse 30-year background in Finance, Consulting, Sales and Executive Leadership. Gary began his career as a CPA with Ernst & Young after earning his Bachelor’s Degree in Business Administration, with an emphasis in Finance & Accounting from U.C. Berkeley’s Haas School of Business.
As a successful financial consultant to clients ranging from local companies to the Fortune 500, Gary specialized in devising and implementing innovative financial strategies to enable growth. In 2003, Gary became CEO of a growing North Bay business service company, helping them to triple in size in seven years. He then utilized his skills to advise and mentor fellow North Bay businesses on how to manage change strategically so they could thrive and grow. For the last four years, Gary has been proud to put that expertise to work for homeowners, and aspiring homeowners, every day.
CA LIC# CA-DBO1458503
Mortgage Education Videos
Reviews
10 Reviews
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08/10/2020
Bart Pierce from Santa Rosa , CA via Zillow
Gary helped us, our daughter and our son with our loans. In each case he was prompt, thorough, courteous and professional. And a nice thank you card at the end. Loans are quite a bit of effort and paperwork so it’s important to have an agent who works hard and well for you. Thank you Gary!
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08/02/2020
zuser201509092239472 from Santa Rosa , CA via Zillow
Gary Lentz is the go to guy for our loan. We had actually 2 loans with him because he kept his eye on the ball and let us know when it was worth our time and energy to refinance. IT was very easy to do and we are so happy that we are saving more money! Gary is fun to talk to and I consider him a friend and give his name out to my friends.
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07/31/2020
sooz554 from Santa Rosa , CA via Zillow
After another smooth and successful refi with Gary, I stand by my original statement to see Gary Lentz at the Loan Depot. The mortgage rate he got us was actually a little lower than we expected and the process was so easy that I kept thinking that I was missing something. He makes one stop shopping a real deal.
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05/27/2020
efren carrillo from Larkfield-Wikiup , CA via Zillow
Our family has now refinanced twice with Gary and have saved a good amount of money in doing so! Even with the uncertainty with Covid-19, we were able to get a lower interest rate and close in May of 2020. Gary has incredible attention to detail and makes the process feel rather seamless. Thank you!
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05/06/2020
alkoraishi9 from Hayward , CA via Zillow
During the Pandemic, the last thing on my mind was to do a refinance. I was introduced to Gary Lentz, He was on top of it from the first minute, I mean within saying hi via email, I got a text, and email, with step by step what I need to do in ten minutes. OMG, it was one of the most easiest transactions ever in my life. I have done a few of these, and usually, they take between 1-3 months, and halftone of papers. BUT not with Gary, within few weeks, done, signed. During the entire process, I was updated with what is going on, every time I asked him a question, or what is going on I get an immediate answer. Thank you, Gary, for a job well done!
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05/06/2020
Joe Bisbiglia from Sebastopol , CA via Zillow
Gary is a pleasure to work with. He has years of experience in the industry and is a knowledgeable and trusted source of valuable information. I highly recommend working with him.
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05/04/2020
Ken & Sarah from Santa Rosa , CA via Zillow
Gary helped us with our mortgage over two years ago. We appreciated his customer service then, and we REALLY appreciate it now contacting us about a re-finance in these uncertain times. Gary stays in touch, through thick and thin. He explains details so the lay-person can get it. He is knowledgeable and friendly. He gets things done. It doesn't hurt that Gary and Sarah have known each other since high school ... we won't say how long ago that was. Great community resources. Thanks Gary!
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04/06/2020
stpprisonministry1 from Rohnert Park , CA via Zillow
I called and talked with Gary concerning a bunch of questions I had about various loan options. Cathy and I have had a number of loans over our 54 years of marriage, but Gary’s explanations were the clearest and to the point of any we’ve experienced. Questions listened to and answered clearly and realistically. What a treat to talk with him!
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01/02/2020
sburch01 from Santa Rosa , CA via Zillow
My husband and I have worked with Gary on two re-finances and were more than satisfied with the outcomes. He’s a true professional, knows the business and is always available. If you are thinking about buying or refinancing your home, be confident in your choice of Gary Lentz. Plus, he’s just a good guy.
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12/31/2019
Mariot64 from Santa Rosa , CA via Zillow
I worked with Gary early 2019 on a home purchase which went smooth and easy to finalize the deal. Later in the year he notified me of a better interest rate that would be best for me if I found interest in it and I jumped on the deal. Another smooth transaction during the process. He is a pleasure to work with and I have kept him in mind if anyone asks for a recommendation.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
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