Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Ira
After graduating with a degree in Economics and Political Science from the University of Pittsburg, Ira started out his career in retail banking where he quickly advanced to branch management. After completing his MBA at Loyola University of Maryland, he worked in commercial lending and eventually found his niche as a retail originator. Over the last 25 years, Ira has become a trusted lending partner among clients and industry associates.
Whether you are a first-time homebuyer or an experienced one, you can rely on Ira for your home and consumer needs. He is a strong believer that assisting potential home buyers with achieving their dream of home ownership is truly doing work that matters. Guiding them throughout one of the most important decisions of their lives is something he finds very rewarding.
Outside of the office, Ira enjoys traveling to new places and watching his favorite baseball team – the New York Yankees. He is married to Faye and has two adult children. He also currently serves on the Board of Trustees of Congregation Beth Israel.
Please contact Ira at the Sparta branch to explore your mortgage financing options!
NJ | PA LIC# 71173 | FL LIC# LO63198
Mortgage Education Videos
Reviews
10 Reviews
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11/06/2020
JohnRicco0 from Cedar Grove , NJ via Zillow
It was a pleasure working with Ira from start to finish. I had some reservations about re-financing because of all of the paperwork, but Ira made the process very easy for us.
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10/29/2020
Christine M. from Manville , NJ via Zillow
Working with Ira was a breeze. He was always available via phone or email and answered every question we had - and we had a lot! Ira was patient with us while we tried to understand the refinance process. He helped us to make informed decisions and advised us on the best loan for our needs. We truly felt like he had our best interest in mind - it was like working with a trusted family member. Ira, thank you so much for all your help!
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10/29/2020
Andrew Nacht from Scotch Plains , NJ via Zillow
From the beginning, Ira was extremely helpful in getting me an aggressive mortgage rate and was willing to answer all of my questions. It didn't matter what time of day it was, he would happily take my call and provide me with any information I needed. As the process progressed, Ira was on top of everything I needed for closing and provided continual reminders of documents I needed to sign, as well as deadlines I needed to hit. I ended up with a fantastic low rate, was able to put down less than I planned (with barely any PMI costs), and my closing costs were right in line with what I expected. I would happily recommend anyone to work with Ira in the future when looking to purchase a new home.
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10/26/2020
mkfeinman from Fanwood , NJ via Zillow
With rates dropping and seeing ads from many lenders, I started shopping refinance rates and connected with Ira Bodenstein. Great decision for me! Not only was rate very competitive, the entire process and the support and updates Ira provided were great. Have already recommended him to friends. Thank you Ira!
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10/24/2020
darlenelabonte from Pennington , NJ via Zillow
As some may not know, the process of purchasing a home for the first time can be extremely stressful. Ira and his team were the best. Ira maintained his composure while I did not throughout. He relayed important information in a timely and compassionate manner. The team took the time to help us when other lenders fell threw. I am so thankful, grateful if not fortunate to have met Ira.
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10/12/2020
susanlevine15 from Marlboro , NJ via Zillow
Ira and his team were great to do business with. Exemplary customer service! Ira was always available to answer questions and explain the process, even after business hours as I work during the day. The Loan Depot on-line application and document review/sign process was super smooth. No tech issues. I've been chatting up Loan Depot and Ira!
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10/07/2020
Chris Reed from Annandale , NJ via Zillow
Although a wonderful time to refinance, I was still dreading the process. After initially discussing with several lenders, Ira made us feel comfortable. He made the process easy while getting us competitive rate.
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10/06/2020
Rajesh R from Chatham , NJ via Zillow
Ira was the best phone call I made with my refinance. From the rates, the attention he provided along with his team was exceptional. Would recommend to anyone.
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09/16/2020
charlylee79 from Bushkill , PA via Zillow
Ira is very professional I will definitely recommend him to everyone Ira took me step by step from day one to the end he makes the journey very easy he’s very professional he knows exactly what is good for me Thank you Ira
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09/15/2020
Aaron from Basking Ridge , NJ via Zillow
I recently refinanced my mortgage with Ira. He is a true professional, and kept me informed and updated along the process. As rates were going down, I was unsure of when to lock in, and at what terms. Ira gave me almost daily updates and perspectives, which was invaluable. The loan closed smoothly...thanks Ira.
Calculators
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