Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Jamal
Previously, Jamal had been employed by Wells Fargo Home Mortgage where he had been recognized as a Leader’s Club Member, top 2% originator, from 2015 through 2017.
Jamal’s commitment to education never waivers. Jamal graduated from San Jose State University with a Bachelor of Science in Finance, and then went on to obtain an MBA from Drexel University. “Not one person can take away what you learn from an experience and for this reason, I am dedicated to educating myself while passing this knowledge on to my clients. Buying a home is likely the largest investment you will make in your lifetime; for this reason, I ensure my clients’ are fully educated through the home buying journey.”
Whether you are a first-time homebuyer, or a savvy investor, Jamal will work hard to walk you through the entire transaction from start to finish. One of the most rewarding parts of his job is finding the right solutions to accommodate his client’s financial objectives. Setting the path to homeownership for those who did not find it possible is what drives him each day.
In his free time, Jamal enjoys spending time with his beautiful wife and daughter. He enjoys challenges, exercise and playing team sports. He also appreciates traveling and learning from other cultures.
You can find Jamal at the Roseville branch. Please don’t hesitate to contact him with any of your mortgage needs!
AZ LIC# 1008997 | CA LIC# CA-DBO903578 | CO LIC# 100514530 | DC LIC# MLO903578 | GA LIC# 903578 | MA LIC# MLO903578 | NV LIC# 64439 | OK LIC# MLO20750 | OR | TN LIC# 206154 | TX | VA LIC# MLO-41612VA | WA LIC# MLO-903578
Reviews
10 Reviews
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05/06/2020
Julie D from Sacramento , CA via Zillow
We have done several loans with Jamal, and he is hands down the best in the business. He knows the market, rates, volatility, and stays up to day with world economy news and changes. You will not regret working with him. I trust his advice and guidance, and always know he is looking out for our best interest.
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09/24/2019
Monica J from Sacramento , CA via Zillow
From the very first conversation I had with Jamal, I felt 100% comfortable discussing my financial situation. I was talking a few lenders but quickly decided to proceed with Jamal after that conversation. And boy am I glad I did! He's knowledgeable, kind and quick to respond to emails/calls/texts. As a first time home buyer, he supported me through every step of the process and answered my million questions with patience and kindness. He made a stressful situation more bearable.
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08/17/2019
beecool59 from Sacramento , CA via Zillow
From the moment we first spoke with Jamal knew I was in good hands. The process was seamless, communication great, answered all questions & was a pleasure to work with. AND...a 10 day escrow, didn't even think that was possible. Thanks Jamal, Beverly Cooley
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08/16/2019
Antwan Hornes from Rancho Cordova , CA via Zillow
From the very first day that I contacted Jamal Akbar in regards to getting a loan, he was very knowledgeable, thorough and patient. He explained all the possible scenarios I could choose from based on the amount I was able to put as a down payment, explained the different interest rates I could choose from and the reasons why my options were at those rates. He also provided detailed breakdowns of all the costs that would consist of the mortgage payment and down payment for me to review ahead of time. I was impressed with his detailed experience, breakdowns of costs and efforts. In addition, Jamal was a very nice person to talk to. He always made me feel comfortable and that he cared about my needs. He was very easy to work with and I couldn't have asked for anyone better. I loved how most documentation was able to be signed, submitted or emailed online. It was very convenient. I was surprised with how smooth the process was going as time went on. Jamal was very patient and allowed time for me to work out my finances at the end of the process.
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08/15/2019
Theresa N. from Elk Grove , CA via Zillow
Jamal closed our loan in 15 days! He was awesome to work with through the home buying process. He responded to my emails and phone calls quickly, and he even works on the weekends to get the job done. Jamal has a solid understanding of loan products offered for all circumstances. You won't be disappointed working with him.
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08/15/2019
euijaesama12 from Roseville , CA via Zillow
Jamal helped me close my home on time, efficiently! I compared Jamal to several lenders at other firms throughout the process and he was the quickest to respond and most caring. Despite millions of questions I had for him, he patiently explained everything and he did everything he could to lower interest rates and fees to fit my budget and financial goal. Jamal was prompt, professional, and made me feel welcome. I highly recommend Jamal to anyone looking for a trustworthy lender. As a matter of fact, he is helping me finance a rental property I'm interested in and look forward to continually working with him in the future.
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08/15/2019
Scott from Malden , MA via Zillow
I've worked with Jamal several times to secure a mortgage, and my recent home purchase was another great experience. Jamal always answers my questions quickly and accurately. The next time that I need a loan, I'll reach out to him. Jamal and his team are the best.
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08/07/2019
claudiaed66 from Sacramento , CA via Zillow
Jamal was referred to us by our agent and we couldn’t be happier with the outcome. We purchased our last home many years ago and weren’t quite up to date with the real estate/loan process. He was amazing taking his time to explain everything in as much detail as we needed and in terms we understood. He realizes how frustrating and overwhelming purchasing a home can be for his clients and walks you through every step along the way. His response time when contacted, his incredible honesty and knowledge of the industry are just a few of his many qualities. Hats off to Jamal!!! If your looking for an amazing home purchasing experience, he’s your guy.
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11/07/2018
lfutuwi from Sacramento , CA via Zillow
Jamal came highly recommended by our agent and boy am I happy to have given him a call! Jamal is very detail oriented and never leaves anything to chance. I appreciate his willingness to provide different loan options and also follow up with any additional documentation that might become necessary based on his clients circumstances. We are not first time buyers, however we appreciated the detailed information he provided for the type of loans available at this time. Jamal is very professional and reliable, I recommend him full heartedly and look forward to working with him again.
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11/01/2018
jreynosom3000 from Sacramento , CA via Zillow
Jamal is one of the best loan officers I have worked with. He is very helpful in the process and explains all options with detail and answers all questions clearly. The loan process was very smooth and we were able to close quickly.
Calculators
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Contact Jamal
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.