Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About John
NY
Mortgage Education Videos
Reviews
9 Reviews
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09/28/2021
Michael Fordham from White Plains , NY via Zillow
We used John to assist with the sale of our former home & the purchase of our current home. Throughout all the stress involved with these sales, John was a calming & reassuring voice. He ALWAYS took our call/email and gave thorough, detailed explanations about what we should expect and options for us (he has a ninja-like way of making things happen!). We were extremely pleased with the interest rate he locked in for us. We can't say enough great things about John - we've already recommended him to friends/colleagues and will continue to do so.
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09/24/2021
Bruce Marziani from Port Chester , NY via Zillow
John was put on this planet to educate and help customers. Not all lending professionals are the same. He was very helpful. His working experience did not disappoint us. Would be happy to refer him again in the future or use him ourselves.
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05/06/2021
Maria Kellard from Pound Ridge , NY via Zillow
The home buying process can seem very scary if you do not know what you are doing. Luckily, we had John Gerardi. John did an amazing job throughout the whole process. He was extremely fast and reliable, always available to speak when necessary. He made the home buying process enjoyable. Thanks to John we were able to see the house and close within 7 weeks. I highly recommend John for all your loan needs.
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12/03/2020
zuser201907180835113 from White Plains , NY via Zillow
Buying a house during COVID was extremely difficulty, with all of the delays, but John was a pleasure to work with. He was professional, always available to reach, and genuinely cared about us! Highly recommend!
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12/02/2020
Jonathan Quintanilla from Kent Cliffs , NY via Zillow
John has been tremendously helpful in helping us navigate through the murky water of first time home buying. He always answered our calls and explained any potential anxieties we had about the process. Not only that, but he helped us gather all of the things we would need to get our loan put through without any complications. I know there are many companies out there that offer home loans, but I can guarantee that you won't get the same quality of service, peace of mind or rates that John Gerardi provided us through LoanDepot. I highly recommend working with him and, if you're on the fence, give him a call and find out for yourself what makes him the best.
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07/02/2020
dazzlinqqueen from Mount Vernon , NY via Zillow
As we all know home buying can be a headache when it comes to loans, paperwork and processing. John made this experience so smooth for me as a first time home buyer. He kept me up to date along each step of the loan process, he was always available to answer my calls and worked my my crazy schedule. John was even able to provide me with answers or direct me towards the right people when I had concerns that didn’t pertain to his duty. John maintained a professional and friendly communication. Everything was easily accessible online which made things so much easier. When I make a future purchase I will definitely look to do business with John and loan depot again. I highly recommend him and his team for anyone purchasing, especially someone like myself who is to the whole buying process. Good luck to all!
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06/09/2020
pschielke06877 from White Plains , NY via Zillow
John and his team were great to work with, especially as we moved through the COVID-19 pandemic. They communicated well and were patient. I would highly recommend them.
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02/12/2020
Mylo Esquilin from Peekskill , NY via Zillow
My wife and I needed some help with the process as we had never purchased a home before. We were referred to Loan Depot where were introduced to John Gerardi. SO glad we went to him. I don't recall having any complaints or issues. In fact, John was able to point us in the direction of great lawyer and made a very cost effective suggestion about our property taxes. Thanks again John.
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02/12/2020
Adrianna from Sleepy Hollow , NY via Zillow
Mr. Gerardi originated our first home loan. He patiently explained all details and stayed on top of our documents, repeatedly making sure we follow all steps fully understanding the process. Our home was purchased in a very competitive market so it was stressful, however Mr. Gerardi made it all possible. He also advised us on how to handle the financial future of our investment, so we are fully confident that we can handle it. We thank John and his team for educating us and making our dream come truth, you are the best.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact John
