Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About John
NY
Mortgage Education Videos
Reviews
10 Reviews
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12/03/2020
zuser201907180835113 from White Plains , NY via Zillow
Buying a house during COVID was extremely difficulty, with all of the delays, but John was a pleasure to work with. He was professional, always available to reach, and genuinely cared about us! Highly recommend!
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12/02/2020
Jonathan Quintanilla from Kent Cliffs , NY via Zillow
John has been tremendously helpful in helping us navigate through the murky water of first time home buying. He always answered our calls and explained any potential anxieties we had about the process. Not only that, but he helped us gather all of the things we would need to get our loan put through without any complications. I know there are many companies out there that offer home loans, but I can guarantee that you won't get the same quality of service, peace of mind or rates that John Gerardi provided us through LoanDepot. I highly recommend working with him and, if you're on the fence, give him a call and find out for yourself what makes him the best.
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07/02/2020
dazzlinqqueen from Mount Vernon , NY via Zillow
As we all know home buying can be a headache when it comes to loans, paperwork and processing. John made this experience so smooth for me as a first time home buyer. He kept me up to date along each step of the loan process, he was always available to answer my calls and worked my my crazy schedule. John was even able to provide me with answers or direct me towards the right people when I had concerns that didn’t pertain to his duty. John maintained a professional and friendly communication. Everything was easily accessible online which made things so much easier. When I make a future purchase I will definitely look to do business with John and loan depot again. I highly recommend him and his team for anyone purchasing, especially someone like myself who is to the whole buying process. Good luck to all!
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06/09/2020
pschielke06877 from White Plains , NY via Zillow
John and his team were great to work with, especially as we moved through the COVID-19 pandemic. They communicated well and were patient. I would highly recommend them.
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02/12/2020
Mylo Esquilin from Peekskill , NY via Zillow
My wife and I needed some help with the process as we had never purchased a home before. We were referred to Loan Depot where were introduced to John Gerardi. SO glad we went to him. I don't recall having any complaints or issues. In fact, John was able to point us in the direction of great lawyer and made a very cost effective suggestion about our property taxes. Thanks again John.
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02/12/2020
Adrianna from Sleepy Hollow , NY via Zillow
Mr. Gerardi originated our first home loan. He patiently explained all details and stayed on top of our documents, repeatedly making sure we follow all steps fully understanding the process. Our home was purchased in a very competitive market so it was stressful, however Mr. Gerardi made it all possible. He also advised us on how to handle the financial future of our investment, so we are fully confident that we can handle it. We thank John and his team for educating us and making our dream come truth, you are the best.
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02/08/2020
mjd1217 from White Plains , NY via Zillow
John took the time to explain the whole process to me. He looked at all of the factors and let me know what I could afford. He communicated with me throughout the process. I was given a detailed road map of what was going to happen along the way with a list of things that I should avoid so the loan would move along smoothly. I was very impressed with his professionalism and knowledge of the programs out there. He got me into the best loan for my situation.
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02/04/2020
Scott Zani from Valhalla , NY via Zillow
John did a refinance loan on my home this past July (2019). You will not find a more approachable, transparent & knowledgeable mortgage professional out there. I am a real estate agent and I met John back in 2014 when he did a loan for a buyer client of mine. I was so impressed by John that I have recommended him to many other clients over the years as well as using him for my own personal loan needs.
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02/03/2020
KM. from Yonkers , NY via Zillow
I could not recommend John more. He is knowledgeable about the real estate industry, very responsive via phone an email, and he always goes the extra mile.
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02/02/2020
Stephen Contrata from White Plains , NY via Zillow
John was my second mortgage broker, he should have been the first. From day one John sat me and my fiancé down and explained to us in detail the process, time tables for all steps and what to expect. As the process was movisng along he would call just to provide updates on how for along things were, even without us asking. When it came time to decide length of terms and how much, he broke down a number of different options and helped weighed out the pros and cons of each. He definitely went above and beyond from day 1. Save yourselves time and stress choose John
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact John
