What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Mortgage Education Videos
dazzlinqqueen from Mount Vernon , NY via Zillow
As we all know home buying can be a headache when it comes to loans, paperwork and processing. John made this experience so smooth for me as a first time home buyer. He kept me up to date along each step of the loan process, he was always available to answer my calls and worked my my crazy schedule. John was even able to provide me with answers or direct me towards the right people when I had concerns that didn’t pertain to his duty. John maintained a professional and friendly communication. Everything was easily accessible online which made things so much easier. When I make a future purchase I will definitely look to do business with John and loan depot again. I highly recommend him and his team for anyone purchasing, especially someone like myself who is to the whole buying process. Good luck to all!
pschielke06877 from White Plains , NY via Zillow
John and his team were great to work with, especially as we moved through the COVID-19 pandemic. They communicated well and were patient. I would highly recommend them.
Mylo Esquilin from Peekskill , NY via Zillow
My wife and I needed some help with the process as we had never purchased a home before. We were referred to Loan Depot where were introduced to John Gerardi. SO glad we went to him. I don't recall having any complaints or issues. In fact, John was able to point us in the direction of great lawyer and made a very cost effective suggestion about our property taxes. Thanks again John.
Adrianna from Sleepy Hollow , NY via Zillow
Mr. Gerardi originated our first home loan. He patiently explained all details and stayed on top of our documents, repeatedly making sure we follow all steps fully understanding the process. Our home was purchased in a very competitive market so it was stressful, however Mr. Gerardi made it all possible. He also advised us on how to handle the financial future of our investment, so we are fully confident that we can handle it. We thank John and his team for educating us and making our dream come truth, you are the best.
mjd1217 from White Plains , NY via Zillow
John took the time to explain the whole process to me. He looked at all of the factors and let me know what I could afford. He communicated with me throughout the process. I was given a detailed road map of what was going to happen along the way with a list of things that I should avoid so the loan would move along smoothly. I was very impressed with his professionalism and knowledge of the programs out there. He got me into the best loan for my situation.
Scott Zani from Valhalla , NY via Zillow
John did a refinance loan on my home this past July (2019). You will not find a more approachable, transparent & knowledgeable mortgage professional out there. I am a real estate agent and I met John back in 2014 when he did a loan for a buyer client of mine. I was so impressed by John that I have recommended him to many other clients over the years as well as using him for my own personal loan needs.
KM. from Yonkers , NY via Zillow
I could not recommend John more. He is knowledgeable about the real estate industry, very responsive via phone an email, and he always goes the extra mile.
Stephen Contrata from White Plains , NY via Zillow
John was my second mortgage broker, he should have been the first. From day one John sat me and my fiancé down and explained to us in detail the process, time tables for all steps and what to expect. As the process was movisng along he would call just to provide updates on how for along things were, even without us asking. When it came time to decide length of terms and how much, he broke down a number of different options and helped weighed out the pros and cons of each. He definitely went above and beyond from day 1. Save yourselves time and stress choose John
gdgaffney from The Bronx , NY via Zillow
As a first time home buyer, a co-op in the Bronx, I was new to the mortgage process. John was recommended to me by my agent. John was very attentive and it couldn't have gone smoother. I've been in my co-op since may 2018.
fitter8181 from WAPPINGERS FL , NY via Zillow
John Gerardi And the people of Loan Care were extremely precise on funding availability, closing costs, and final outcome. This is important especially when our counterparts are not so professional. John Gerardi’s team was rock solid.
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