Karlo Agustin
Loan Consultant
NMLS: 332741
Karlo Agustin brings over 14 years of dedicated experience in residential finance and mortgage lending, serving the San Francisco Bay Area and California at large. A lifelong resident of the region, Karlo has built a strong reputation as an expert in Jumbo, VA, and Non-QM loans, skillfully assisting a diverse range of clients—from first-time homebuyers to seasoned investors. Driven by a passion for continuous learning, Karlo embraces the philosophy of being a "student of life," a mindset he also encourages in his children. He welcomes challenges as opportunities to grow and achieve goals, all while maintaining a lighthearted approach and enjoying a good laugh.
Karlo's genuine connection with clients and knack for presenting creative financing solutions make the homeownership journey both rewarding and personalized. Beyond his professional commitments, Karlo actively volunteers in community youth sports, supporting his children’s soccer, swim, and golf teams. When not working or volunteering, he enjoys cheering on the 49ers and exploring the Sierra mountains with his wife and two daughters.
"Never stop learning—that’s a philosophy I live by and try to instill in my kids. Challenges may seem intimidating, but I look forward to overcoming them and helping families achieve their dreams of homeownership, often with creative solutions they hadn’t considered." - Karlo
If you would like to learn more about how Karlo can assist with your mortgage needs, please feel free to reach out.
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Exceptional experience! Professionalism, patience and expertise gave us peace of mind
Nesly M.
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Refinance “saved our lives financially”; team was responsive, kind, and knowledgeable.
Alix G.
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Excellent communication and organization throughout loan process.
Brooke S.
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Outstanding end-to-end experience with exceptional professionalism and kindness.
Mark A.
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As a first-time buyer, I was amazed by the professionalism and seamless experience.
Rachel N.
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Excellent experience, team went above and beyond, I highly recommend loanDepot.
Norma H.
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