Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Kelvin
As your trusted loanDepot Loan Consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!
IL LIC# 031.0047328
IL LIC# 031.0047328
Mortgage Education Videos
Reviews
8 Reviews
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04/26/2018
Fatima Johnson from Chicago , IL via Zillow
Kelvin was very helpful and informative throughout the home buying process. He walked me through each step all the way to closing! Kelvin always responded in a timely manner and was very transparent about what was needed.
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04/26/2018
Tony A. from Romeoville , IL via Zillow
I enjoyed Kelvin’s help throughout the whole process of buying my first home. His honesty and direct approach allowed me to be at ease until our day of closing.
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04/26/2018
Shayla Butler from Homewood , IL via Zillow
Kelvin was great from the very beginning. He ensured the process ran smoothly the entire time. The property that I purchased was an investment property and while I had tried to work with other lenders in the past, it never worked out until I worked with Kelvin. I'm in the process of selling the property now (thanks to Kelvin's renovation loan) and can't wait to do it all over again.
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04/24/2018
mrjameslewis24 from Lansing , IL via Zillow
Mr. Waits worked extremely hard for me to get my loan, he was patient and determine to give me the best loan that fits me... He even came to the closing.
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04/23/2018
tashadavis27 from Chicago , IL via Zillow
Mr Waits was outstanding in getting me approved for my home while other lenders gave me the run around. He was always attentive and understanding considering the stress that I was undergoing with other lenders prior to me reaching out to him. He was very passionate about his work and assured me he would do everything he could to get me my loan...he is patient and communicated well with me during the entire process. Thanks to Mr Waits I’m now living in the home I dreamed of. I can’t thank him enough!!
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07/03/2017
Richton Park , IL via Zillow
It comes with great pleasure to provide a review of the service my husband and I received while working with Kelvin. I am very honest in saying the process was not one that I looked forward to. Kelvin has incredible product knowledge, willing to answer questions and very easy going. His knowledge of renovation loans allowed us to obtain a home that we thought might be out of our reach. We closed on time, walked into a home with equity, renovations are complete providing MORE equity and we are now living in our dream home. We are thankful for Kelvin's patience, knowledge and professionalism. My husband and I have both sent referrals his way!
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11/04/2013
via Zillow
Kelvin was awesome! He was responsive no matter the time of day, and no question was too small. He also came to the rescue when an paperwork issue threatened our ability to close on the closing date. I will recommend Kelvin to anyone looking to purchase a home. :)
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10/01/2013
Chicago , IL via Zillow
Kelvin was incredibly patient and thorough throughout the entire process. I really felt as though I had advocate who just as invested in my home ownership as I was. He was always available to chat if I had any questions and always responded in a timely manner. I have no reservations in recommending Kelvin for someone looking for a broker.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Kelvin
