What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
IL LIC# 031.0047328
Mortgage Education Videos
Fatima Johnson from Chicago , IL via Zillow
Kelvin was very helpful and informative throughout the home buying process. He walked me through each step all the way to closing! Kelvin always responded in a timely manner and was very transparent about what was needed.
Tony A. from Romeoville , IL via Zillow
I enjoyed Kelvin’s help throughout the whole process of buying my first home. His honesty and direct approach allowed me to be at ease until our day of closing.
Shayla Butler from Homewood , IL via Zillow
Kelvin was great from the very beginning. He ensured the process ran smoothly the entire time. The property that I purchased was an investment property and while I had tried to work with other lenders in the past, it never worked out until I worked with Kelvin. I'm in the process of selling the property now (thanks to Kelvin's renovation loan) and can't wait to do it all over again.
mrjameslewis24 from Lansing , IL via Zillow
Mr. Waits worked extremely hard for me to get my loan, he was patient and determine to give me the best loan that fits me... He even came to the closing.
tashadavis27 from Chicago , IL via Zillow
Mr Waits was outstanding in getting me approved for my home while other lenders gave me the run around. He was always attentive and understanding considering the stress that I was undergoing with other lenders prior to me reaching out to him. He was very passionate about his work and assured me he would do everything he could to get me my loan...he is patient and communicated well with me during the entire process. Thanks to Mr Waits I’m now living in the home I dreamed of. I can’t thank him enough!!
Richton Park , IL via Zillow
It comes with great pleasure to provide a review of the service my husband and I received while working with Kelvin. I am very honest in saying the process was not one that I looked forward to. Kelvin has incredible product knowledge, willing to answer questions and very easy going. His knowledge of renovation loans allowed us to obtain a home that we thought might be out of our reach. We closed on time, walked into a home with equity, renovations are complete providing MORE equity and we are now living in our dream home. We are thankful for Kelvin's patience, knowledge and professionalism. My husband and I have both sent referrals his way!
Kelvin was awesome! He was responsive no matter the time of day, and no question was too small. He also came to the rescue when an paperwork issue threatened our ability to close on the closing date. I will recommend Kelvin to anyone looking to purchase a home. :)
Chicago , IL via Zillow
Kelvin was incredibly patient and thorough throughout the entire process. I really felt as though I had advocate who just as invested in my home ownership as I was. He was always available to chat if I had any questions and always responded in a timely manner. I have no reservations in recommending Kelvin for someone looking for a broker.
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.