What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Michael was extremely helpful and quick about getting us pre-qualified for the home we wanted. He had the lowest lender fees of all the companies we shopped and offered discounted re-financing in the future.
Errick A., CA
I have known Michael since junior high, and when my husband and I were in a place to prequalify for a loan and start to look for our first home, I knew that Michael was our go to guy. He is not only personable, but extremely helpful. Throughout this process, he was always available to help us with questions and ensured that we were well taken care of. Michael was always professional, consistent, and worked extremely hard to get me and my husband what we needed .We are truly grateful for the experience we had with Michael, and 100% recommend him to anyone who is looking for a loan.
Lauren N., CA
Michael is amazing. He is hard working and will go the extra mile to help you get you into your new home. Thank you Michael for all you did to get us into our first home. We couldn't of done it without you!
Mari D., CA
This guy is hands down the best in his field. I had no idea what I was doing but he went above and beyond to inform me and get me the best possible result for my wife and I. Nothing but praise for mike. Highly recommended.
Mitch N., CA
CA LIC# CA-DBO1573007
Mortgage Education Videos
janet Vega from El Cajon , CA via Zillow
Everyone in Michaels team was amazing to work with. All were very kind and patient. All were knowledgable and explained the process every step of the way. This can be a stressful process but Michaels team made it easy
Mike H from Coronado , CA via Zillow
Michael and his well qualified team shepherded us through our most recent investment home loan process. Communication was pretty much immediate and our concerns and questions always answered fully. Michael was very upfront with the strategy and explained everything he planned to do so we could follow along easily and kept us constantly updated. This team is very professional and personable all the way thru the process and we always felt that we were well taken care of no matter the situation or time during the week as Michael took the time to speak with us and handle requests over weekends as well. Definitely a great experience with this team and we will add them to our investment team roster. Huge thank you to Team Stowers!
Mary collette from El Cajon , CA via Zillow
We were able to get a new roof and solar system all due to Michael and his team! Our refinance process was incredibly seamless, quick, and enjoyable! They are so knowledgeable, easy to get in touch with and so accommodating! Highly recommend Michael and his team at Loan Depot!
Chuck StClair from Lakeside , CA via Zillow
Michael’s expertise and knowledge in handling my VA refinance was simply fantastic. He made the process extremely easy and was available at pretty much all times to answer any questions I had. My wife and I were scheduled to travel for vacation and were concerned in closing the loan. Michael worked tirelessly with his team to ensure we closed on time as to not impact our travel plans. I will definitely call Michael in the future for any home financial products. Thank you!!
Gabriel Conover from Spring Valley , CA via Zillow
I own a business in the service industry, so right off the bat, I want to express how important good service is to me. Michael has honestly blown my expectations out of the water. Loans and finance stuff is very foreign to me. I went into the home buying process being very blind and it was so relieving to know that I could trust Michael to figure out the absolute best option for me and explain the process so simply and thoroughly the entire time. He went out of his way to make all of this as beneficial and rewarding for us as possible. He is responsive, on top of everything, highly communicative, and genuinely wants to help people figure out the best possible option for them. I cannot sing his praises more highly. He blessed my wife and I with an absolutely incredible experience and I don't see how it could have been any better.
garrett mckillip from Pine Valley , CA via Zillow
Michael and his team were amazing. They were very helpful and had fantastic communication with quick responses. I will definitely be using them again and would recommend to everyone.
Kevin Hovey from La Mesa , CA via Zillow
Mike and his team treated us like we were family: excellent communication and fantastic customer service. The electronic application and communication platform works perfectly. One cannot go wrong working with Mike.
Brittany Lynn from Spring Valley , CA via Zillow
Mike and his team were quick and professional. They are extremely pleasant to work with and were on top of everything all the way through our very short timeline. I would (and already have) reccomend them to anyone looking for a lender.
DSC from El Cajon , CA via Zillow
Easy process, easy going, easy everything. Would definitely use again! Michael and his team know what they are doing and will get you the best possible rate. They were quick to answer questions even at odd hours.
Anne Gardner from San Diego , CA via Zillow
If you're going to buy a new home or refinance, Michael and his team at loanDepot are your people! Not only is the team excellent, but the online portal makes uploading documents and communication quick and easy. The team themselves are knowledgeable, experienced, professional and helpful. Michael deserves an award for his customer service as we threw a million questions at him and he always took extra time to discuss answers thoroughly, showing his depth of knowledge and his dedication to the client. Not only this, Michael took the time to understand our overall real estate and financial goals so that we could make the best decisions. We never felt rushed or pressured and the process, even during COVID, was smooth. In fact, the best part is that the whole team are all-stars who treat you like VIP's. Lastly, the loanDepot lifetime guarantee is a pretty sweet deal if we ever decide to refinance again! Great company, great people, highly satisfied clients!
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Michael B. StowersChula Vista Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.