What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Michael was extremely helpful and quick about getting us pre-qualified for the home we wanted. He had the lowest lender fees of all the companies we shopped and offered discounted re-financing in the future.
Errick A., CA
I have known Michael since junior high, and when my husband and I were in a place to prequalify for a loan and start to look for our first home, I knew that Michael was our go to guy. He is not only personable, but extremely helpful. Throughout this process, he was always available to help us with questions and ensured that we were well taken care of. Michael was always professional, consistent, and worked extremely hard to get me and my husband what we needed .We are truly grateful for the experience we had with Michael, and 100% recommend him to anyone who is looking for a loan.
Lauren N., CA
Michael is amazing. He is hard working and will go the extra mile to help you get you into your new home. Thank you Michael for all you did to get us into our first home. We couldn't of done it without you!
Mari D., CA
This guy is hands down the best in his field. I had no idea what I was doing but he went above and beyond to inform me and get me the best possible result for my wife and I. Nothing but praise for mike. Highly recommended.
Mitch N., CA
CA LIC# CA-DBO1573007
Mortgage Education Videos
user19682514 from El Cajon , CA via Zillow
Michael was extremely professional and knowledgeable. He helped us out every step of the refi. He was prompt to return phone calls and emails. I highly recommend Michael
Rudy A from Escondido , CA via Zillow
Mike and his team went above and beyond to secure our mortgage loan. My family had a less than traditional financial structure and Mike and Brenda were able to navigate the difficulties and guide us to a successful transaction, with a great interest rate. Would highly recommend them to any friends/family in their journey to buy a home. Thank you Mike, Brenda and the Mortgage Depot team!
zuser201512201432209 from Bellflower , CA via Zillow
This was my 6th time going through a home loan and 3rd refinance. It was the easiest I have ever had to complete. Michael was awesome! He was up front and very clear on all key numbers, variables, and requirements. On top of that he kept looking into added opportunities to reduce my costs. He was able to also help me find solutions to areas that I had no knowledge on like insurance. The additional team members that Michael connected me to process the loan like Brenda and Jolene were also fantastic. Overall I would highly recommend Michael and Loan Depot they were very proactive and worked to complete my loan quickly, while using all technology that we could use considering a challenging time with COVID 19.
Jason Yncera from El Cajon , CA via Zillow
Michael was patient with me throughout the whole process. He was happy to explain in detail any questions I had and review anything when I needed. He made himself readily available and was responsive to all my inquiries.
zuser201607241825258 from San Diego , CA via Zillow
Thank you to Mike and the whole team. Awesome experience from beginning to end. Took us through the process and explained every step of the way. Thanks Mike
J Peters from San Diego , CA via Zillow
I highly recommended Michael Stowers . Closed in 21 days. Got the best rate and fees. I am the type that checks everything and all was legit. Easy to get a hold of.
Anthony D'Angelo from El Cajon , CA via Zillow
I've done multiple loans with Michael and he never seems to surprise me on his ability to get things done. My loan was resuscitated multiple times, I thought we weren't going to get it funded and long and behold Michael and his team got everything squared away and taken care of, especially during these crazy times! I HIGHLY recommend using Michael, if you don't, you're doing yourself a disservice!
Dan from San Diego , CA via Zillow
Michael was very professional and prompt in his communication, and the process was painless. He clearly demonstrated that he cares about his customers, and he works hard to make sure that expectations are met or exceeded. I would definately recommend him.
Monica Reyes from San Diego , CA via Zillow
Michael was extremely helpful and responsive to us throughout the entire process! He thoroughly answered any questions we had, demonstrated that he always had our best interest, and accomplished everything quickly and with ease. He is also super personable. We appreciated his guidance in buying our first home especially during a pandemic!
Paul Padilla from San Diego , CA via Zillow
Michael did a fantastic job handling our transaction! He really cares about his clients and goes to bat for them when finding the best rates and getting things done. As a Realtor, I appreciate Michael’s communication and how well he conducts himself not only before escrow, but during as well. I’ve seen so many transactions where the lender is unresponsive, doesn’t keep me posted on updates and sees their client as just a number: but Michael is the COMPLETE opposite of this! He explains everything thoroughly to his clients and it is just a pleasure to work with him during escrow. Even during these hectic times of COVID-19, we were able to pull off a 21 day escrow! I can’t thank him enough, you’re the best!
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