Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Lillian S.
As a first time home buyer, I had very little experience on how the process works. When first meeting with Mitello to discuss my loan options he fully walked me through the entire process, provided me with pointers, and different options available. Mitello was readily available to answer all of my questions thorugh the process. He demostrated great passion for what he does, and always ensured that all loan requirements were met in a timely manner.
Carlos R.
Mitello Camay and his entire loanDept team were supportive and helpful through the entire mortgage process. Mitello provided advice and guidance that helped me select the correct product at the best rate.
John C.
As a first time home buyer I am extremely thankful I had the pleasure of working with Mitello. He was extremely knowledgeable and informative, patient throughout the entire process with me. He took his time to explain every detail step by step. He was there to answer any questions I had throughout the entire process. 100% responsive! Highly recommended! I've learned so much about the home buying process from a financial standpoint to building your credit! I couldn’t think of anyone else I’d rather share this first experience with! Mitello is the way to go! Outstanding customer service!
Precious H.
Mitello was the BEST! After one conversation, I knew he was the man for the job! He was extremely professional and operated with a spirit of excellence from the beginning of my process all the way up until the day we actually closed on my house!
Having the opportunity to work with Mitello made a great impression on the entire loanDepot company as a whole! It has let me know that you all are concerned about making sure your clients are happy and receive the best deals. Because of my opportunity to work with Mitello, I will recommend everyone I know that is looking for a house to Mitello and the loanDepot Family. Mitello thank you for being a blessing to my wife and myself!
Terry G.
Mitello made my experience with buying my first home smooth. I truly appreciate all his dedicated hard work. I would gladly recommend Mitello to anyone looking to buy a home.
Shatina B.
Mitello delivered a high level of customer service. We were in a crunch close within a month. He was patient, answered every question, and responded to all our inquiries with a quick turnaround. He made the process of home buying less stressful. As a first time homebuyer I had many questions and doubts, but Mitello led me through the process and knew when to check in. He also explained future process for me when and if I am ready to refinance and other potential next steps/recommendations. Mitello is extremely knowledgeable and professional!
Alexa B.
Mitello was very kind and professional. He guided me and helped me along the process to get the house of my dreams. I will always be thankful.
Jovanny A.
About Mitello
NY | NJ | FL LIC# LO69331 | GA LIC# 71769
Reviews
10 Reviews
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01/23/2021
user7912355 from Hawthorne , NJ via Zillow
Mitello was very professional and thorough. I was originally discouraged by the home buying process but after being referred to Mitello by a family member, he reached out to me and started the loan process. We closed in 35 days and that was over the Christmas holidays and during COVID! I could not ask for a better experience. I’m so happy with the experience, I referred my sister to Loan Depot for her refinance.
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12/10/2020
sbaasit from Newark , NJ via Zillow
Mitello walked us through every step of the lending process and helped us make the best financial decisions for a refi and purchase. Mitello’s response back to calls or emails were less than 24 hrs or immediate and he answered all of our questions or concerns thoroughly. He was personable, well informed and made this process a 1000 times easier. I would higher recommend him to family and friends
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12/05/2020
jean bellabe from East Orange , NJ via Zillow
He was my guide and my advisor,as an inexperienced homebuyer,he took the time to let me understand the real estate jargon throughout the whole process. Thank you for everything Mitelo
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12/02/2020
jaylya0512 from Scotchtown , NY via Zillow
Mitello Camay was an absolute pleasure. We were first time home buyers. He made us feel like we were a part of his family. He explained things thoroughly and made himself available to us. We were so greatful to have him and his team in our corner!
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08/17/2020
zuser202005141051273 from North Plainfield , NJ via Zillow
From the very beginning, I received all kind of help. We had an excellent communication, and it seems that Mr. Mitello does not rest. That guy was available every time that I called him. As a matter of fact, I already started recommending people who will eventually turn into customers for LoanDepot, and all thanks to Mitello.
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08/15/2020
Kevin from Kiryas Joel , NY via Zillow
Mitello was my loan manager for my home refinance. I had shopped around comparing my previous lender with new lender options. Mitello was very knowledge and professional throughout the process. Going with loanDepot instead of a more traditional bank made me uneasy to start but Mitello always answered my questions and concerns with honest, factual and comforting responses. He had suggestions and strategies to get through the process that ended up getting me a better deal than I envisioned going in. I’ve already recommended him to a few of my friends and will continue to for any friends or family that need loan servicing.
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07/08/2020
zuser201710300858112 from Paterson , NJ via Zillow
Mitello was great to work with. Very professional and knowledgeable. Will definitely work with him again. Also I would definitely recommend his services to family and friends of mine. Mitello was very patient with me and walked me through the loan process. He’s a honest professional and did more than I expected of him in my process. Mitello is very experienced in the mortgage leaning field and from conversing with him I’ve learned that he’s experienced many different situations in home leaning. He’s worked with first time buyers, refinance, home equity line of credit and more. Don’t hesitate to contact him via email or call.
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06/20/2020
Mrs.Jacobs from Union , NJ via Zillow
Mitello and his team were great! My husband and I are first time home buyers and we needed hand holding for the entire process. We were nervous for Covid but they were prepared. I received phone calls and explanations for everything when I needed it. My loan closed in a few weeks and my family of 5 are quarantining in a home instead of an apartment. We have our dream home and couldn’t have done it without Mitello! Gracias!
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05/22/2020
Roger from Clifton , NJ via Zillow
Hello, for those of you who need a mortgage loan whether it'd be a new loan or refinance - this is your guy. He's helped me and my wife get my first home and two years later he's helped me refinance my home loan. I got an incredible rate and the savings were unbelievable. Not to mention, he makes the process go very smoothly. Unlike dealing with someone from the big banks, he actually has your best interest at heart. He has a quick response time and moves quickly and accurately and just get's it done. I almost never give a review, but this one must be done. I will say, I will only be dealing with him for any other home matter. If your a first time home buyer or need to refinance I encourage you to contact him. I promise you won't regret it.
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05/06/2020
raevenjenkins from Kissimmee , FL via Zillow
It was an amazing experience with Mitello. My mother and I are first time home buyers, and we had a lot of questions from the start. Mitello was always available to speak with us and explained the whole process from start to finish. He was extremely patient and made the whole process smooth and enjoyable. It was clear that Mitello was genuinely interested in helping us buy a home. He went above and beyond for us and gave us his honest opinion throughout the whole process. I would definitely recommend Mitello, and we look forward to working with him again. :)
Calculators
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Contact Mitello
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.
I liked the way Mitello worked with our loan application. He answered all my questions and I was so happy with his service. I will recommend Mitello. Thanks for your help and I appreciate all you have done.