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Mitello Camay

Loan Consultant

NMLS # 1079170

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As your trusted loanDepot loan officer, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!

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NY | NJ

  • 1627 Parker Ave Fl 2
    Fort Lee, NJ 07024
  • (201) 720-3504
  • (646) 492-0936
  • (602) 792-8919
  • Email Me mcamay@loandepot.com
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Here's what my clients are saying...

I liked the way Mitello worked with our loan application. He answered all my questions and I was so happy with his service. I will recommend Mitello. Thanks for your help and I appreciate all you have done.

Lillian S.

As a first time home buyer, I had very little experience on how the process works. When first meeting with Mitello to discuss my loan options he fully walked me through the entire process, provided me with pointers, and different options available. Mitello was readily available to answer all of my questions thorugh the process. He demostrated great passion for what he does, and always ensured that all loan requirements were met in a timely manner.

Carlos R.

Mitello Camay and his entire loanDept team were supportive and helpful through the entire mortgage process. Mitello provided advice and guidance that helped me select the correct product at the best rate.

John C.

As a first time home buyer I am extremely thankful I had the pleasure of working with Mitello. He was extremely knowledgeable and informative, patient throughout the entire process with me. He took his time to explain every detail step by step. He was there to answer any questions I had throughout the entire process. 100% responsive! Highly recommended! I've learned so much about the home buying process from a financial standpoint to building your credit! I couldn’t think of anyone else I’d rather share this first experience with! Mitello is the way to go! Outstanding customer service!

Precious H.

Mitello was the BEST! After one conversation, I knew he was the man for the job! He was extremely professional and operated with a spirit of excellence from the beginning of my process all the way up until the day we actually closed on my house!

Having the opportunity to work with Mitello made a great impression on the entire loanDepot company as a whole! It has let me know that you all are concerned about making sure your clients are happy and receive the best deals. Because of my opportunity to work with Mitello, I will recommend everyone I know that is looking for a house to Mitello and the loanDepot Family. Mitello thank you for being a blessing to my wife and myself! 

Terry G.

Mitello made my experience with buying my first home smooth. I truly appreciate all his dedicated hard work. I would gladly recommend Mitello to anyone looking to buy a home.

Shatina B.

Mitello delivered a high level of customer service. We were in a crunch close within a month. He was patient, answered every question, and responded to all our inquiries with a quick turnaround. He made the process of home buying less stressful. As a first time homebuyer I had many questions and doubts, but Mitello led me through the process and knew when to check in. He also explained future process for me when and if I am ready to refinance and other potential next steps/recommendations. Mitello is extremely knowledgeable and professional!  

Alexa B.

Mitello was very kind and professional. He guided me and helped me along the process to get the house of my dreams. I will always be thankful.  

Jovanny A.

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Mitello Camay
Loan Consultant
NMLS # 1079170
mcamay@loandepot.com
Phone
(201) 720-3504
Email
Email Me
Address
1627 Parker Ave Fl 2
Fort Lee, NJ 07024

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To view legal disclosures and important notices, please click the following:
To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Rate Assumptions

loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate.  The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs, down payment assistance programs or personal loans (i.e., loans that are not secured by the property). The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division.  The Guarantee may only be used by submitting an application directly to loanDepot.


For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan.  loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home.  The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.  For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with the loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Terms and conditions are subject to change without notice.


Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.

Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

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