Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Mitello
NY | NJ | FL LIC# LO69331 | GA LIC# 71769
Mortgage Education Videos
Reviews
10 Reviews
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10/09/2021
SKO from Tenafly , NJ via Zillow
Mitello was extremely helpful and effective throughout the refinancing process of my house. He helped secure a good rate for me and addressed all the questions that arose in the process. I would gladly recommend him.
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02/19/2021
Martine from South River , NJ via Zillow
He's very knowledgeable Always ready to answer questions He makes you feel at ease all the time I didn't feel like we were doing business, thats how much he made feel comfortable He keeps you informed at all time If anything that needs extra attention he tells you right away There is no surprises with Mitello I really think he's an angel He helps dreams come to reality.
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02/13/2021
Clarence Shao from Jersey City , NJ via Zillow
I refinanced two properties with Mitello and got great experience. He's always responsive and capable to get us fair rates and discounts. I would recommend Mitello to anyone for a mortgage.
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02/08/2021
Dev from Pennington , NJ via Zillow
We had an incredibly personal level of service working with Mitello Camay to secure our mortgage through loanDepot. Our rate is lower than everyone I’ve spoken to who’s house hunting right now and our loan would be considered a Jumbo Loan, but for the VA designation. Mitello and the team were able to navigate us through the nuances of securing a VA Home Loan which was key to us securing our dream home at an even dreamier price. Mitello’s attention to detail and ability to adjust fire, adapting to changes while seeking the most favorable terms for his clients was key to our securing the home of our dreams in the midst of an historically competitive sellers’ market. Our purchase offer was viewed very favorably in comparison to other higher offers because of loanDepot’s assurances with regard to a timely closing. We were able to commit to a 30 day close and Mitello and loanDepot worked hard to meet it. Mitello is an excellent communicator and he kept us up to date with the status of our mortgage from preapproval through funding/closing. My family and I give Mitello Camay and loanDepot our gratitude for their unwavering commitment to placing the dream of homeownership easily within reach for the veteran homebuyer.
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01/23/2021
user7912355 from Hawthorne , NJ via Zillow
Mitello was very professional and thorough. I was originally discouraged by the home buying process but after being referred to Mitello by a family member, he reached out to me and started the loan process. We closed in 35 days and that was over the Christmas holidays and during COVID! I could not ask for a better experience. I’m so happy with the experience, I referred my sister to Loan Depot for her refinance.
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12/10/2020
sbaasit from Newark , NJ via Zillow
Mitello walked us through every step of the lending process and helped us make the best financial decisions for a refi and purchase. Mitello’s response back to calls or emails were less than 24 hrs or immediate and he answered all of our questions or concerns thoroughly. He was personable, well informed and made this process a 1000 times easier. I would higher recommend him to family and friends
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12/05/2020
jean bellabe from East Orange , NJ via Zillow
He was my guide and my advisor,as an inexperienced homebuyer,he took the time to let me understand the real estate jargon throughout the whole process. Thank you for everything Mitelo
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12/02/2020
jaylya0512 from Scotchtown , NY via Zillow
Mitello Camay was an absolute pleasure. We were first time home buyers. He made us feel like we were a part of his family. He explained things thoroughly and made himself available to us. We were so greatful to have him and his team in our corner!
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08/17/2020
zuser202005141051273 from North Plainfield , NJ via Zillow
From the very beginning, I received all kind of help. We had an excellent communication, and it seems that Mr. Mitello does not rest. That guy was available every time that I called him. As a matter of fact, I already started recommending people who will eventually turn into customers for LoanDepot, and all thanks to Mitello.
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08/15/2020
Kevin from Kiryas Joel , NY via Zillow
Mitello was my loan manager for my home refinance. I had shopped around comparing my previous lender with new lender options. Mitello was very knowledge and professional throughout the process. Going with loanDepot instead of a more traditional bank made me uneasy to start but Mitello always answered my questions and concerns with honest, factual and comforting responses. He had suggestions and strategies to get through the process that ended up getting me a better deal than I envisioned going in. I’ve already recommended him to a few of my friends and will continue to for any friends or family that need loan servicing.
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Mitello
I liked the way Mitello worked with our loan application. He answered all my questions and I was so happy with his service. I will recommend Mitello. Thanks for your help and I appreciate all you have done.