Michael Farmer
Sales Manager
NMLS: 2161015
I’m Michael Farmer, a Veteran and VA home loan specialist with loanDepot, serving the Tri Cities WA, including Kennewick, Pasco, and Richland, along with clients across Washington, Oregon, California, and Virginia. After 20 years in the United States Navy, I bring a mission focused mindset and real world experience to every loan. I specialize in VA home loans, helping active duty service members, veterans, and eligible surviving spouses maximize their benefits through purchases, IRRRLs, and cash out refinances.
I also work with buyers and homeowners at every stage, from first time homebuyers to those upgrading or leveraging equity. I’m known for being direct, responsive, and solutions focused, turning complex scenarios into a clear plan. Whether you’re PCS’ing or buying locally in the Tri Cities, I’m here to guide you from application to closing with confidence.
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Working with Mike was hands down one of the best decisions I made during the home financing process. From our very first conversation, he was knowledgeable, patient, and incredibly responsive. He took the time to explain every detail clearly, making what can often feel overwhelming surprisingly smooth and straightforward.
Yvonne A
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This is the third loan that Michael and his team have helped us with. Always prompt, excellent communication and attention to detail. Highly RECOMMENDED!
Angie B
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Recently worked with Michael for our VA home loan- highly recommend! Quick process, great communication and extremely pleasant to work with.
Kara G
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Real Estate is The Best Investment
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VA Home Loan - How it Works
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