Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Michael
CA LIC# CA-DBO815801 | CO LIC# 100512896 | AZ LIC# 1020054 | NV LIC# 71333
Mortgage Education Videos
Reviews
2 Reviews
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07/14/2021
Holly N. from Santa Clarita , CA via Zillow
Michael was referred to me by my realtor, and I could not be more grateful. Michael is probably the nicest loan officer you'll ever meet. He is genuinely interested in helping you. He'll take the time to "crunch the numbers" with you so that you can determine what home purchase price range and loan amount make sense for your unique situation, so I recommend giving him a call at the very least. Michael was part of my home buying process from this early stage all the way until the very end when my purchase was complete. He was available whenever I needed him and was conscientious about keeping me up to date about where we were in the process. He even played an instrumental role in getting my offer accepted for a gorgeous home in an extremely competitive seller's market. I don't think I could've experienced a higher level of service and dedication from anyone. I feel so grateful that I could rely on Michael during my homebuying journey, and I know he played a significant role in removing the stress I would've felt otherwise. Thank you, Michael!
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03/12/2021
Sherri Holt from Palmdale , CA via Zillow
Michael was very helpful throughout the entire process. he explained the loan process and made it very easy to understand. he kept in very close communication with me throughout the process. When I am ready to do my refinance I will definitely have Michael Ruhland do the loan
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Michael
