Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Michael
Michael joined loanDepot, in 2015 as a Mortgage Loan Originator. Michael holds a degree in Business Management from Boston College and has over 5 years in the real estate industry. In that time, Michael has gained experience working with Mortgage Backed Securities and Collateralized Mortgage obligations and has acquired a vast knowledge of underwriting guidelines and programs including but not limited to FHA, Conventional and Jumbo financing.
Michael is dedicated to his clients and committed to providing superior customer service. He understands the varying circumstances each client faces when considering buying or refinancing their home, so providing the best possible rates and programs is his #1 priority. He works with clients throughout the Hudson County area and specifically considers himself a condo market expert. He takes a great deal of pride that his focus has remained the same, treating each and every customer as he would want to be treated himself while recognizing he is only as successful as his last transaction.
When he is not busy tending to the needs of his clients, Michael enjoys spending time with his family and teaching the game of baseball to his high school travel showcase team.
NJ
Michael is dedicated to his clients and committed to providing superior customer service. He understands the varying circumstances each client faces when considering buying or refinancing their home, so providing the best possible rates and programs is his #1 priority. He works with clients throughout the Hudson County area and specifically considers himself a condo market expert. He takes a great deal of pride that his focus has remained the same, treating each and every customer as he would want to be treated himself while recognizing he is only as successful as his last transaction.
When he is not busy tending to the needs of his clients, Michael enjoys spending time with his family and teaching the game of baseball to his high school travel showcase team.
NJ
Mortgage Education Videos
Reviews
10 Reviews
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01/22/2020
Ashwin from Jersey City , NJ via Zillow
Mike helped us with refinance of our home. He was very transparent and navigated the market conditions to advise the best time to lock our rate along with several rate options. Mike's team at LoanDepot advised us thru every step of the closing process and worked thru our schedule to move the closing date up due to some change in our travel plans. They also arranged for the closing agent to come to our home, making it very seamless. Would recommend Mike and his team for your financing and refinancing needs.
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01/14/2020
Liz Gonzales from Mechanicsburg , PA via Zillow
Working with Mike was definitely GREAT. He helped me when I thought I had no chance to buy my first home.. he helped me with all the steps & answered all my questions. If you are looking for a lender definitely contact him for ANY questions- he’s very helpful!
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11/26/2019
licursi23 from Haskell , NJ via Zillow
Mike was such a helpful mortgage lender. He helped me understand everything throughout the whole process and made it so easy for me. The process went very smooth because of him. I would recommend him to everyone looking for a loan.
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11/26/2019
boyd white from Jersey City , NJ via Zillow
I highly reccomend Loan Depot. I interacted with several folks there, but I would especially like to call out Michael for his exceptional care, communication, and responsiveness. He was an absolute pleasure to work with and I hope to work with him again.
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10/24/2019
Ryan W. from Hudson , NY via Zillow
Mike proves to be a steadfast partner when it comes to working with me. He had assisted me with the purchase of my first home and it was a smooth process. Less than a year later, he still has my interests at heart, having reached out regarding significantly lower rates available. He took his time to ensure that we waited until we were able to get a full percentage point below where I was - an incredible rate as the value of my house went up significantly since purchase. Mike's not here to make himself a deal - he helps you get the best one on the table for you!
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06/30/2017
zuser201507121103363 from Hoboken , NJ via Zillow
Mike Sudol the best out there, hands down. He's helped me secure two mortgages and as well as refinance a home, with each experience somehow being better than the last. Mike is very easy to work with and puts your needs first; he is friendly, extremely knowledgeable, efficient, and honest. Mike will go out of his way to explore options beneficial to you, the customer, and will ensure you get the best deal possible. He also uses a portal system which makes the documentation process very simple and fast, allowing both parties to track what is open and what is closed throughout the application process. Whenever I had questions, Mike was there to answer them. Without my request, Mike would present multiple lending routes and various options with pro's and con's which we would discuss, and his suggestions always aligned with my preferences. I would recommend Mike to anyone looking for a mortgage, refinance, or other banking needs. He is a fantastic professional.
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08/25/2016
syedmajid91 from Cresskill , NJ via Zillow
Extremely Proffessional and knowledgeable. Always responsive even on weekends . Whenever we had a question mike got us an answer within minutes . I would highly recommend using Micheal . We couldn't be happier with his services
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06/26/2019
CL0187 from Jersey City , NJ via Zillow
Mike is very knowledgable. I'm a first-time buyer and he was very patient to guide me through the whole process. He helped me a lot and he can be very fast in the process. He was able to give me pre-approval in a few hours to help me get the apartment I want even though it was during weekend! Recommand Mike!
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03/01/2019
zuser201406231622488 from Jersey City , NJ via Zillow
I worked with Michael Sudol and his fantastic team - we were able to close in 21 days - we would have gone even faster but the SELLER wasn't ready :) This team was efficient, accurate, and had excellent tools for managing / storing all key documents and gathering signatures. It was also helpful that they worked so well with my attorney and agent - so it felt like a well oiled machine - everyone working together. I felt like everyone was super fair, honest and fast. Response time was near real-time! This was for a primary mortgage on a condo in JC.
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02/11/2019
LS1125 from Jersey City , NJ via Zillow
Mike has been extremely helpful in the mortgage application process. He is very well-knowledged in his area and can always provide professional and timely responses to the questions that the client has. I had a last-minute problem with my mortgage but Mike helped me to push through the whole process and eventually I was able to close successfully. I would highly recommend Mike to all the potential buyers looking for a mortgage!
Calculators
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