Chairman's Elite
Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Nancy
Nancy DeNicola is a Certified Mortgage Planner and received that certificate in 2010. Nancy DeNicola's insight and experience in the mortgage industry has been impressive. Using her in-depth knowledge of Finance & Marketing, she has been able to educate her clients on the intricacies of the mortgage industry to ensure that together they select the exact product that meet their needs. Nancy specializes in condo financing in, Jersey City and Hoboken. She has been the preferred lender on 77 Hudson Street condo's since 2009 and has been a Mortgage Banker since 2002.
2011-2016 Nancy was honored with being named one of the Top 1% Mortgage Originators in America. In 2014-2016 she was awarded the Five Star Mortgage Professional by NJ Monthly Magazine.
Nancy acquired her extensive senior management experience during her 15 year tenure at AT&T. She managed all facets of new service launches, led new business venture teams, and managed a high performing sales and marketing group. The experience Nancy has acquired, allows her to bring a creative, flexible approach to her clients enabling her to best meet their needs. Nancy's ability to counsel and assist clients to ensure they are making the right purchase decision enables the agent to focus on real estate while Nancy takes the reins on financing.
Nancy is a graduate of The College of Saint Elizabeth's with a BS in Marketing and a minor in communications. In her spare time, Nancy enjoys watching her son play baseball, and is actively involved in her community assisting people in need.
NJ LIC# 9942865
2011-2016 Nancy was honored with being named one of the Top 1% Mortgage Originators in America. In 2014-2016 she was awarded the Five Star Mortgage Professional by NJ Monthly Magazine.
Nancy acquired her extensive senior management experience during her 15 year tenure at AT&T. She managed all facets of new service launches, led new business venture teams, and managed a high performing sales and marketing group. The experience Nancy has acquired, allows her to bring a creative, flexible approach to her clients enabling her to best meet their needs. Nancy's ability to counsel and assist clients to ensure they are making the right purchase decision enables the agent to focus on real estate while Nancy takes the reins on financing.
Nancy is a graduate of The College of Saint Elizabeth's with a BS in Marketing and a minor in communications. In her spare time, Nancy enjoys watching her son play baseball, and is actively involved in her community assisting people in need.
NJ LIC# 9942865
Mortgage Education Videos
Reviews
10 Reviews
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02/19/2020
John Zisa from Woodland Park , NJ via Zillow
Nancy went above and beyond our expectations. From her willingness to provide helpful and useful info even before she knew we were going with her, to her accessibility and patience in answering all of our questions, she checked all the necessary boxes you want and need in a loan agent. She truly made the process enjoyable, which seemed initially impossible as my wife and I began the journey of home ownership. I can't imagine a better customer service experience and would highly recommend Nancy to anyone looking to own a home.
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08/16/2019
D Huynh from Parsippany , NJ via Zillow
I can praise Nancy for days. I completed two loans with her and undergoing another now right now and a refinance. She does exceptional work. She completed them on time. She tries to get you the best deal and save you every penny. She knows the process and at times it can be super complex but she replays it to you in a simply and digestible fashion. There can be so many "if, ands, what if, how about" and she can tackle them anything. Her team is extraordinary as well. I recommended and will continue to for any of my contacts looking for a mortgage to her.
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08/08/2019
Ming from Jersey City , NJ via Zillow
Nancy and her dream team are amazing. We spoke to a few lenders prior to Nancy, and none compared to her professionalism and sincerity. She took time to go through the application process, crunch some numbers for us on the properties we were considering and provided transparency on all closing costs. As our building is regutted, she advised us to lock-in our interest rate at the absolute last minute, to give us sufficient time, due to delays she anticipated. True enough, we needed every bit of time! Her experience has been tremendously helpful in our closing. We might not have closed, had it not been for her determination to support us - she hunted down a few people in the building management company and sponsors till she got the right person, to explain to him about the condo reserves. We couldn’t say enough good things to do her justice. Her hard work, knowledge, genuine interest to support us in our loan application and purchase is commendable. We highly recommend her. She’s definitely the best lender we’ve encountered. Thank you, Nancy!
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07/16/2019
zuser201505040950542 from Union City , NJ via Zillow
Nancy and her team helped my family and I purchase our first home. Due to a technicality with previous lender our Mortgage was denied three days before closing. Nancy was recommended to us from a mutual connection. She had about 2 weeks to get us from application to closing in order to keep the seller happy. Her and the team worked efficiently and systematically to make the process as a smooth as possible. In fact we ended up closing earlier than expected, which my family greatly appreciated I recommend going through Nancy and her team if it's your first purchase or 15th. Honestly in the future if my family and I decide to upgrade I know for sure that I'm reaching out to her first
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03/22/2019
Gabriel from Jersey from Jersey City , NJ via Zillow
The home buying process forces you to assemble a team of specialists from lenders and attorneys, to agents and inspectors. Some are good, and some are terrible. For my wife and I, Nancy was the shining star of our team. She is the consummate professional. Always available to take a call, or answer an email. Her responses were timely, well informed and clearly explained. I began many of our conversations with a worry or concern, and ended them armed with important information and a smile on my face. As is often the case, our home purchase did not go smoothly due to the sellers' situation. We are thankful to have had Nancy to guide us through the pitfalls, and to calm a frayed nerve along the way. It truly was a pleasure to deal with someone who is exceptional at her job. For better or worse, you will be relying on your home buying team to get you through what can become a very complicated process. I recommend you choose wisely, and make Nancy your first call.
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12/24/2018
Caroline Eichberger from Jersey City , NJ via Zillow
I was connected to Nancy by my realtors. We found a beautiful home that I thought I couldn’t afford, but Nancy is really knowledgeable so she knew how to help me out, and made the home affordable for me. Nancy and her whole team are very responsive and she would even respond to me during the evenings and weekends when I needed advice. I can’t say enough good things about the team- it’s like meeting a new friend. Just a great experience all around!
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08/28/2018
ashotnyc from Union City , NJ via Zillow
I'd definitely recommend Nancy to everybody who wants to do this important step in their lives - buying a home. Besides being professional and helpful she is a super friendly and nice person along with her team. As a first time home buyer I had a great pleasure working with her team since she patiently goes over each step letting you know of everything you should know in the whole home buying process and mortgage. Of course it's so challenging especially for first time home buyers - with Nancy and her team there is no challenge at all!!! If you want to make your home buying process pleasant and not frustrating and painful you should go with Nancy from my own experience. Great person with Great service!!!!
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05/16/2018
nely m from Bayonne , NJ via Zillow
What can I say ? Nancy is extremely a joy to work with. I am telling all my friends how great and amazing she is. I heard so many horror stories about this home buying process but once she got involved - I never looked back. From the moment we spoke she was extremely knowledgeable and helpful in my first time home owners experience. I love her education approach. Nancy and her team made it a smooth and easy transaction. She is diligent, super responsive and always on top of her game! If you are looking for a trusted confidant in your corner, call Nancy!!
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05/09/2018
user812041 from North Bergen , NJ via Zillow
My first lender messed up the appraisal so I was given a lower loan that I requested which meant I had to add more to my downpayment. Nancy and her team, in full throttle, did all the work in three weeks. I was amazed how her team are so precise with their instructions to me so I was able to respond quickly on my end.
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04/15/2018
Philip minchin from Jersey City , NJ via Zillow
Wow, what can I say. I'm extremely pleased with Nancy's service. She was *incredible* in helping me secure and complete my mortgage from first step to closing. At a particularly stressful time with a very tight close timeline , Nancy and her team moved lightening fast to ensure on-time financing. Not only did we secure financing commitment ahead of schedule, but Nancy's rates were significantly better than any other banks. Local expertise, phenomenal customer service (she answered every one of my phone calls & was always available), and lowest rates prove she is the best in the biz. Her "hand-holding" was especially helpful as this was my first purchase and I had lots of questions from A-Z. Thank you Nancy and I highly recommend your team to anyone looking for home financing!!
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