What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
2011-2016 Nancy was honored with being named one of the Top 1% Mortgage Originators in America. In 2014-2016 she was awarded the Five Star Mortgage Professional by NJ Monthly Magazine.
Nancy acquired her extensive senior management experience during her 15 year tenure at AT&T. She managed all facets of new service launches, led new business venture teams, and managed a high performing sales and marketing group. The experience Nancy has acquired, allows her to bring a creative, flexible approach to her clients enabling her to best meet their needs. Nancy's ability to counsel and assist clients to ensure they are making the right purchase decision enables the agent to focus on real estate while Nancy takes the reins on financing.
Nancy is a graduate of The College of Saint Elizabeth's with a BS in Marketing and a minor in communications. In her spare time, Nancy enjoys watching her son play baseball, and is actively involved in her community assisting people in need.
NJ LIC# 9942865
Mortgage Education Videos
Peter from Jersey City , NJ via Zillow
Working with Nancy has been such a joy. We were first time buyers and fell in love with a place. We found out needed to make an offer the next morning. Nancy went above and beyond to get our offer in before the deadline on a Sunday night and this whole process wouldn't have been possible if she didn't come through that night. She not only came through for us but got us great terms and has been extremely helpful along the way. She really has your best interest in mind. Her helpful and directness conversation really help you understand any of the details you are unsure of. Having Nancy made us very confident to move forward and make our offer. I will always recommend her for her many attributes that make her incredible at her job and a lovely person. Thank you so much Nancy!
Manny from Jersey City , NJ via Zillow
Nancy is the best! As a first time home buyer Nancy was incredibly helpful in assisting us through the home buying process. She clearly puts her clients' needs first at all times - for example she helped us lock in a rate at 5am (!!) when she thought the debt markets would open more expensively that morning. Nancy is always available and responsive - I always knew we'd be taken care of with her and her team. 100% will be using her services again.
Anthony Marmora from Kearny , NJ via Zillow
Nancy was an absolute pleasure to work with! She is very knowledgeable, helpful, and personable. She makes you feel completely comfortable in asking any question that comes to mind, and has a wealth of experience to be able to give her honest feedback. On top of all that, she can move mountains to make a deal happen. In the mix of covid and holidays, she somehow managed to have us ready to close in less than 30 days. I don’t know how her and her team did it, but they are simply amazing and very easy to work with! We will definitely be going back for any of our mortgage needs, and referring all of our friends and family to her!
Andrew Rodriguez from Harrison , NJ via Zillow
Nancy was recommended to my fiance and me by our real estate agent and we were extremely pleased with the service Nancy and her team provided. Our home buying process was particularly challenging, as we purchased a new construction, multi-family home in a competitive market during Covid-19. Furthermore, we went under contract on two homes (the first we backed out of due to inspection issues, the second we purchased). As a result, we worked with Nancy and her team for over six months. She was extremely helpful and always took the time to answer our questions and provide meaningful guidance. When it finally came time to close after months of waiting, her team was ready to go and got us locked in at a greate rate and closed on time.
zuser202003101658025 from Jersey City , NJ via Zillow
Nancy was a crucial part of our home-buying team. She was highly recommended by our good friends and she delivered. As first time homebuyers we were anxious about the whole process, but Nancy became a great resource and she was extremely helpful and communicative. She went above and beyond what was asked of her. Highly recommend!
ericbell19050 from Hoboken , NJ via Zillow
I think the title speaks for itself. This was our first mortgage loan experience as we're first time home owners, and Nancy coached us through the whole process and made it as easy of a process as possible. She is transparent, yet knowledgeable, just the type of person we were looking for. Immediately she shared with us what our monthly payment would be and never once tried to push us to taking a loan larger than what we wanted. Yes, there is a commitment fee, but when Nancy made herself available to help, what feeled like 24/7, she truly earned it!
John Zisa from Woodland Park , NJ via Zillow
Nancy went above and beyond our expectations. From her willingness to provide helpful and useful info even before she knew we were going with her, to her accessibility and patience in answering all of our questions, she checked all the necessary boxes you want and need in a loan agent. She truly made the process enjoyable, which seemed initially impossible as my wife and I began the journey of home ownership. I can't imagine a better customer service experience and would highly recommend Nancy to anyone looking to own a home.
D Huynh from Parsippany , NJ via Zillow
I can praise Nancy for days. I completed two loans with her and undergoing another now right now and a refinance. She does exceptional work. She completed them on time. She tries to get you the best deal and save you every penny. She knows the process and at times it can be super complex but she replays it to you in a simply and digestible fashion. There can be so many "if, ands, what if, how about" and she can tackle them anything. Her team is extraordinary as well. I recommended and will continue to for any of my contacts looking for a mortgage to her.
Ming from Jersey City , NJ via Zillow
Nancy and her dream team are amazing. We spoke to a few lenders prior to Nancy, and none compared to her professionalism and sincerity. She took time to go through the application process, crunch some numbers for us on the properties we were considering and provided transparency on all closing costs. As our building is regutted, she advised us to lock-in our interest rate at the absolute last minute, to give us sufficient time, due to delays she anticipated. True enough, we needed every bit of time! Her experience has been tremendously helpful in our closing. We might not have closed, had it not been for her determination to support us - she hunted down a few people in the building management company and sponsors till she got the right person, to explain to him about the condo reserves. We couldn’t say enough good things to do her justice. Her hard work, knowledge, genuine interest to support us in our loan application and purchase is commendable. We highly recommend her. She’s definitely the best lender we’ve encountered. Thank you, Nancy!
zuser201505040950542 from Union City , NJ via Zillow
Nancy and her team helped my family and I purchase our first home. Due to a technicality with previous lender our Mortgage was denied three days before closing. Nancy was recommended to us from a mutual connection. She had about 2 weeks to get us from application to closing in order to keep the seller happy. Her and the team worked efficiently and systematically to make the process as a smooth as possible. In fact we ended up closing earlier than expected, which my family greatly appreciated I recommend going through Nancy and her team if it's your first purchase or 15th. Honestly in the future if my family and I decide to upgrade I know for sure that I'm reaching out to her first
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Nancy DeNicolaHoboken Branch
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.