What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
Nathan Sibbet joined the mortgage industry June 2004 when he began working as Loan Consultant. Over the course of 14 years he has helped over 2800 families purchase homes or save money through refinancing. During this time he has earned several top production awards in sales 8 years of Presidents Club (Top 1% of loan originators in the country) from 2010-2017.
“Every person counts, every situation is different, and I am here offer the best options available for YOU, while making this process smooth.”
Nathan’s knowledge of mortgage programs and underwriting guidelines are what makes him the best at his job. He is able to position borrowers with the best possible options for the financing of their home through his vast knowledge and also close quickly and efficiently which is very important. Serving a client in what can be a hard complicated process of home buying and making the experience the best it can be is one of Nathan’s daily goals.
Nathan is the father of two boys, Benny (12) and Ari (6) and is happily married to his wife Koy. A native of Sacramento, he knows the Sacramento Area real estate market well. While helping clients into homes is one of his passions he also enjoys attending music concerts, skiing during and time off with his family.
CA LIC# CA-DBO450926
Mortgage Education Videos
edsonbn from Sacramento , CA via Zillow
Nathan is amazing! Our recent refinancing experience was a breeze, thanks to the incredibly professional, responsive and trustworthy guidance that Nathan provided. He gets the job done right! During every phase of the process, we had complete confidence in Nathan. Our every question was promptly and knowledgeably answered. He was helpful in so many ways. The time from our initial inquiry with Nathan until loan closing went quickly and smoothly. We were truly amazed at Nathan's professional yet personal approach and always felt we were in good hands. This was by far the best refinancing experience we have ever had. Nathan made everything understandable, fast and problem free!
Sarah Moon from Sacramento , CA via Zillow
Nathan is not only a super savvy lender but he is also very responsive answering my calls and texts quickly. I'm an independent contractor so it's extra important to have a knowledgeable lender on my side and after many conversations with Nathan I know i'm in good hands. I also shopped around for lowest rates and he’s the best. I’m using Nathan for my next home purchase. I highly recommend!
Rebecca V from Pacific House , CA via Zillow
I had a phenomenal loan team. Nathan Sibbet was outstanding in expertise, integrity, communication, professionalism, and patience. They took the time to keep me updated and made sure that I understood the process from beginning to end. I would feel confident in recommending them to anyone looking for an honest, trustful, hardworking loan team.
derreckla from Citrus Heights , CA via Zillow
I have gone through the grueling process many times and my time with Nathan was an easy smooth experience. There was no typical last minute "we need this or that from you" or waiting around for other departments to do their job. At beginning I was asked what I needed to provide, I provided it and the day that I could sign or close it happened. There was no "we don't exactly know", Nathan knew the info and Loan Dept follow through. I would highly recommend Nathan and Loan Dept.
KatieMcCraw from Sacramento , CA via Zillow
Nathan and his team were amazing to work with. Nathan checked in regularly to keep me updated on the status of my loan and if there were any items I needed to take care of. He, Neil and the underwriter were readily available to answer any questions/concerns I had throughout the entire process. I would strongly recommend Nathan Sibbet and his team to anyone looking for a loan or to refinance.
Andrew Collins from Sacramento , CA via Zillow
Provided swift first-rate service for me on my loan. Outstanding customer service. Kept the entire process stress-free. Expeditiously notified me of every step taken throughout the loan process. Managed my documentation effortlessly. Offered a great rate that beat out the competition. Nathan and his team remained on top of things every step of the way.
Sean from Sacramento , CA via Zillow
I worked with Nathan and the Loan Depot team twice this year. First for a refinance for myself and second for a new home purchase for my elderly father. Both situations, and budgets were very different. Nathan was patient, thorough, and responsive to questions. When I called, Nathan greeted me by name. His team (Neil, Kathy, Grace) are also top notch. Nathan and his team made a seemingly stressful and cumbersome process smooth. Even my realtor commented how responsive and wonderful Nathan was. I would recommend Nathan Sibbet to family and friends.
Janet from South Lake Tahoe , CA via Zillow
Nathan and his team, Neil and Hahn, are extremely professional, knowledgeable, and efficient. The entire loan process was orderly and the least stressful I've ever experienced. I would highly recommend Nathan and intend to do so when the need arises.
BillLeonard19 from Sacramento , CA via Zillow
Professional, fast, and helpful. Could not ask for more. The entire process was well organized with each step explained to us. Nathan and his team are top notch.
barbara from Oakland , CA via Zillow
We were ready to sign with another lender when we realized they invest clients’ money in causes we deplore: mass incarceration and oil pipelines. I put out a plea to everyone I knew who might know how to refinance within our ethical constraints – with the additional constraint of low income/retired which had already disqualified us with another lender prior to the one we were about to sign with. We didn’t have a lot of hope. A dear friend recommended his nephew Nathan who ironically, had had a long career with our almost-sign lender. We shared immediately with Nathan our ethical and financial constraints and our fatigue with the 2 other lenders. He suggested we email him all the scanned paperwork we’d already done to date, he’d sort through it, and ask for only whatever else they might need. We completed this process with so little work we couldn’t believe it, and at a lower interest rate than our prior almost-sign. Nathan and his team was on-call, clear, and can-do, at every step. We funded two days ago: paying off a higher-interest home equity loan, and banking enough to live on for the next few years. We are very grateful to Nathan and his team. We recommend him without qualification. He was GREAT!
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.