Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Phil
FL LIC# LO43205 | CT LIC# LO-442407 | DE LIC# 442407 | NJ | PA LIC# 54841 | TX
Reviews
3 Reviews
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01/02/2016
Florham Park , NJ via Zillow
Mr. Iossa was a pleasure to work with. When I first starting searching for a home I was't sure what I could afford. Mr. Iossa thoroughly went over our finances and only gave us a number which he felt we could afford. Being mortgage poor was a real concern of mine. Mr. Iossa assured me he would not let that happen. Promise kept! He kept us informed through the entire process and made the stress of buying a home and getting a mortgage stress free. Mr. Iossa treated us as a friend rather than his client. I would highly recommend Mr. Iossa to anyone buying a home or even thinking about buying a home. Thank you for helping us get our dream home.
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05/20/2015
East Hanover , NJ via Zillow
Our experience with Phil and his team was a positive one. They made a very cumbersome process manageable. Phil and his team were very detailed and professional and I highly recommend their services.
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05/20/2015
Hanover , NJ via Zillow
Phil was a tremendous help to me in my home buying process.He had many financing options for me, and took the time to detail all of them. I am a first time home buyer, and he was very responsive and always available to speak to me.His experience in the industry proved very helpful, as he knew all of the realtors and lawyers involved in my deal. I would recommend him to anyone!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Phil
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.