Ritu Bhalla
Loan Consultant
NMLS: 689508
Ritu Bhalla brings 25 years of extensive experience in finance and mortgage lending, having managed bank branches for US Bank and Meriwest Credit Union before focusing on residential mortgage lending and commercial loans. Passionate about real estate and finance, Ritu is dedicated to guiding clients through the complexities of today’s mortgage market with transparency and personalized service.
Specializing in first-time homebuyer programs, CalHFA DAP, renovation loans, and investment purchases, Ritu strives to build long-term relationships with clients, realtor partners, and business contacts. She takes great satisfaction in helping customers achieve the American Dream of homeownership and supports them in refinancing or managing home equity to meet their financial goals. Beyond her professional work, Ritu actively contributes to her local and global community through Rotary International, volunteering on various projects. Her commitment is to provide the best available mortgage options tailored to each client’s unique needs and lifestyle.
For personalized guidance on purchasing a new home or refinancing, Ritu can be reached at 408-203-1881 or via email to discuss your goals and find the best solution for you.
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Exceptional experience! Professionalism, patience and expertise gave us peace of mind
Nesly M.
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Refinance “saved our lives financially”; team was responsive, kind, and knowledgeable.
Alix G.
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Excellent communication and organization throughout loan process.
Brooke S.
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Outstanding end-to-end experience with exceptional professionalism and kindness.
Mark A.
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As a first-time buyer, I was amazed by the professionalism and seamless experience.
Rachel N.
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Excellent experience, team went above and beyond, I highly recommend loanDepot.
Norma H.
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