Rich Hayes
Loan Consultant
NMLS: 1695434
Rich Hayes is a dedicated mortgage originator with nearly two decades of experience in the industry, having begun his career in 2005. His journey has taken him through esteemed institutions such as Bank of America, Superior Lending, and Cardinal Financial. Rich is passionate about helping individuals achieve their dream of homeownership, believing that with the right guidance, many can transition from renting to owning. What drives Rich daily is the opportunity to empower clients, particularly first-time homebuyers. He has a wealth of knowledge in various mortgage products, with a particular affinity for the Down Payment Assistance (DPA) program, Access Zero, which he considers one of the best options available for new homeowners. Rich values the relationships he builds with his clients, often receiving calls years later from those seeking advice on purchasing a home. His commitment to community is evident through his volunteer work, where he has coached his son's youthfootball team, fostering teamwork and sportsmanship. Originally from Cleveland, Ohio, Rich pursued his education in both Cleveland and New York. He enjoys spending time with children, finding joy in their humor, and is an avid sports fan, particularly passionate about football and basketball. As Rich puts it, "Every day, I have the chance to help someone realize their dream of homeownership, and that inspires me to be creative and dedicated in my work."
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Exceptional experience! Professionalism, patience and expertise gave us peace of mind
Nesly M.
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Refinance “saved our lives financially”; team was responsive, kind, and knowledgeable.
Alix G.
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Excellent communication and organization throughout loan process.
Brooke S.
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Outstanding end-to-end experience with exceptional professionalism and kindness.
Mark A.
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As a first-time buyer, I was amazed by the professionalism and seamless experience.
Rachel N.
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Excellent experience, team went above and beyond, I highly recommend loanDepot.
Norma H.
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Comparing Home Loan Options
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Why Credit Matters
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30-Year Fixed Rate Mortgage
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15-Year Fixed Rate Mortgage
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Cash-Out Refinance
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Renovation Financing
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