Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Rob
With over 20 years of experience in the mortgage industry, Rob Kipnis is one of South Jersey's finest loan officers. Growing up, his father made a career in mortgage banking. Rob always knew that he would eventually follow in his footsteps. After earning a BA in Economics from the University of Colorado, he dedicated his career to helping individuals in his surrounding communities achieve the dream of homeownership. His extensive knowledge and expertise earned him management positions, as well as recognition as a top producer year-after-year. Recently in October 2015, Rob joined loanDepot - the second largest nonbank retail lender in the country.
Whether working with first time home buyers, seasoned home owners, realtors or builders, Rob is educated on the home loan options that exist to make each of his clients confident in each transaction they complete with him. His success is attributed to his ability to exceed client expectations, carefully listen and understand client goals, clearly communicate and deliver competitive interest rates with loan programs that perfectly fits his clients' needs.
When he's not helping his clients, Rob is a proud husband and father of three children and enjoys obstacle and adventure runs, triathlons, skiing, snowboarding and surfing.
loanDepot.com, LLC NMLS ID 174457. Licensed Mortgage Banker - NYS Department of Financial Services No. 109061
FL LIC# LO81221 | NY LIC# NY408624-007048 | NJ
Reviews
10 Reviews
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03/02/2017
malloryrwood from Trenton , NJ via Zillow
*UPDATED* my husband and I just completed a refinance of our home that we purchased in 2017. We worked with Rob during our initial purchase & the recent refinance and both times, the service was excellent. Rob and his team were always available to answer questions and remained patient with us even when asked them to repeat the answers again and again! Rob created a smooth and easy scenario for us, which made this potentially stressful process completely seamless. Would recommend 100%. BELOW, review as first time homebuyer in Feb 2017: As a first time home buyer, there were A LOT of things I didn't understand ... terminology, how the process works, who to contact, etc. Rob was a really great resource for all of those things. He was always accessible and had no problem explaining things to me as many times as I needed. I would definitely recommend Rob to my friends and family.
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05/20/2020
Jenna from Trenton , NJ via Zillow
I had such a wonderful experience with Rob and his team. He offered his expertise and explained things very well and at my speed (first time home-buyer here!) It was a pleasure to work with Rob and I’m so glad we got everything done in time for our closing. Great job to the team at Loan Depot! I will miss chatting about all of my inspection issues— thank you for talking me off a ledge! And thank you for helping me achieve my goal of buying my first home.
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02/26/2020
Chris Etzel from Bayville , NJ via Zillow
Rob Kipnis was referred to me by another vendor and was exceptional in his deliverance in getting me a VA Loan. Though I never met him in person, I felt as if he was right by my side every step of the way. My family is truly grateful for his attention to detail and execution! Thank you again!
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01/21/2020
sdk from monmouth co from Tinton Falls , NJ via Zillow
This was my first home and Rob made the whole process so easy to navigate. He was always available if I had any questions or was panicking. He understood that it gets overwhelming for someone new to this and helped me understand the process/ numbers as many times as I need it explained. I recommend Rob without any hesitation. This was a great home buying experience for me.
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05/30/2019
Alyson from Washington , NJ via Zillow
Rob was great during what is an extremely stressful time. He was patient over the year it took me to find my home, was available basically any time, and answered all my questions in a way that was easy to understand. I would absolutely recommend working with Rob.
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05/03/2019
jessica9394 from Hazlet , NJ via Zillow
Rob and his team from Loan Depot did an amazing job! They were extremely thorough and made the entire process easy and relaxing. When you are going through such an important process it can be nerve-wracking, but they definitely put me at ease! They worked all around the clock to get things done for me and answered all of my many questions! This is not the first time I have used Rob and my family has also used him for their lending needs in the past as well. I highly recommend using Rob for all of your lending needs. He cares personally for his customers.
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03/25/2019
mkamatoy68 from Freehold , NJ via Zillow
I would highly recommend Rob Kipnis. Always upfront with all the information . He’s fast , efficient always gave me options and was always available when I needed him for any information. Helped me with my first mortgage and now helped me with a 2nd mortgage refinance . Happy with my experience with him and Loan Depot .
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02/08/2019
Brian from Laurence Harbor , NJ via Zillow
Rob Kipnis made our first home buying experience a breeze. We would highly recommend him to anybody looking to purchase a home. Very professional and very responsive.
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01/15/2019
eric testa1 from Barnegat , NJ via Zillow
Rob was awesome from the start of this process up until the end. Always had the right answers and more importantly, worked hard to find the best solution for me no matter the scenario. The best aspect of working with Rob, aside from his knowledge, was his response time. I think the longest I had to wait for an email to be answered was about 30 minutes. This was a major key in a smooth, successful process. I would absolutely recommend Rob to my family and to my friends. Bravo, Rob!
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08/07/2018
allisonh922 from Milltown , NJ via Zillow
As a first time home buyer I was very anxious. Rob walked me through each step of the way and even checked on me on weekly basis to ensure I was doing everything that was needed. He made the process as smooth as possible!
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Rob
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.