Ron Garcia
Loan Consultant
NMLS: 201167
With over 20 years of experience as a mortgage professional, I am passionate about helping families achieve the American dream of homeownership. What inspires me daily is the opportunity to give back to the community and support clients through every step of the mortgage process. I specialize in FHA loans, first-time homebuyer programs, conventional loans, DSCR loans, second homes, and Utah Housing options. I particularly enjoy tackling the unique challenges each client brings, whether they have strong credit or need guidance in building it from start to finish. As a Spanish speaker, I am dedicated to assisting both investors and first-time homebuyers.
Outside of work, I have proudly volunteered as a coach for softball, football, and basketball for over 12 years, further enriching my connection to the community. I’m here to provide professional, personalized support to help you navigate your home financing journey.
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Exceptional experience! Professionalism, patience and expertise gave us peace of mind
Nesly M. FL | July, 2026
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Refinance “saved our lives financially”; team was responsive, kind, and knowledgeable.
Alix G. NJ | July, 2026
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Excellent communication and organization throughout loan process.
Brooke S. IL | July, 2026
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Outstanding end-to-end experience with exceptional professionalism and kindness.
Mark A. TX | June, 2026
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As a first-time buyer, I was amazed by the professionalism and seamless experience.
Rachel N. PA | June, 2026
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Excellent experience, team went above and beyond, I highly recommend loanDepot.
Norma H. TX | May, 2026
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