Our Process
What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Client Testimonials
Why we should work together
About Bill
Bill Cunningham joined loanDepot, LLC., in October of 2012 bringing with him over 10 years of experience in mortgage banking with regional and national lenders. As a member of the loanDepot, LLC. Team, Bill has established himself as a local market expert by creating beneficial borrower alternatives through diversified product offerings. Aside from being a highly knowledgeable loan originator in his own right, Bill also serves as the lead Production and Transaction Manager for the Christian Babcock Sales Team, operating out of Tarrytown, New York. As part of the Christian Babcock team, Bill has personally overseen and facilitated over $100,000,000 in residential mortgage closings in the past two and a half years.
Highly focused on customer service, Bill aims to make every transaction as smooth and as painless as possible, while educating each client on all aspects of the loan approval process. Bill recognizes and appreciates that in an extremely competitive market, his continued success depends entirely upon the satisfaction of his clients.
CT LIC# LO-815033 | NY
Highly focused on customer service, Bill aims to make every transaction as smooth and as painless as possible, while educating each client on all aspects of the loan approval process. Bill recognizes and appreciates that in an extremely competitive market, his continued success depends entirely upon the satisfaction of his clients.
CT LIC# LO-815033 | NY
Mortgage Education Videos
Reviews
6 Reviews
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04/26/2018
lkogan21 from Pelham , NY via Zillow
Bill and his team are so knowledgeable and wonderful to work with. As first time homebuyers, my husband and I had many questions about the loan process, Bill and his associates took their time to answer all of them and worked with us every step of the way to secure the loan on our recently purchased home.
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02/13/2018
SM1 from Lake Peekskill , NY via Zillow
Bill is an excellent mortgage agent. He was an incredibly helpful and professional. He helped me a lot of in every step of the process of acquiring the mortgage for the purchase of my new house. At each step, he explained me with details what was the most convenient option for me. He was very responsive to my needs, worked to get me a great rate and answer many questions, and worked with me, my attorney and realtor to manage many challenges to close my loan in time. I could not be more pleased with the excellent job that Bill did. Definitely, I recommend Bill as a loan agent.
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02/12/2018
Michelle W. from NY via Zillow
We had just completed an extensive renovation when we decided to refinance our home and take advantage of a lower interest rate and higher property value post reno. Bill helped us work through several options to determine what was right for us. He made what has in the past been an overwhelming process actually very seamless. Bill was professional, knowledgeable, responsive and fast! We were very pleased with the service and would highly recommend.
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02/01/2018
Keith from E ATLANTC BCH , NY via Zillow
Bill and his team were absolutely wonderful!!! After having horrible experiences with brokers and some of the bigger banks, I wish we had known him when we bought our first home. When my wife and I decided to purchase our current home, our realtor referred us to Bill after we were at risk of losing our deal, because our lender was taking too long. Bill stepped in and got us clear to close within a couple of weeks. We are so grateful and cannot thank him enough, he truly saved the day. If you’re thinking of working with anyone else, you have to be crazy.
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01/31/2018
Joe Graham from Newark , NJ via Zillow
Bill was great, he kept us abreast of everything that was going on and gave me a very detailed walk through of the process even before the pre-approval. Bill was recommended to us through our outstanding agent. Quality knows quality and I would happily work with Bill or personally recommend him to anyone buying a home in the tri-state area. Thanks Bill!
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01/31/2018
Chelsea W. from Yorktown Heights , NY via Zillow
I would recommend going to Bill for any and all of your home-buying needs. He was kind, patient, respectful, and knowledgeable from beginning to end. We were first-time home buyers and probably a little in over our heads, but Bill stuck by us and made sure to get us through every obstacle and told us exactly what we needed to do and when. He answered all of our questions every step of the way and made us feel at ease. It was truly a great experience working with Bill and of course now, we're homeowners!!!
Calculators
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Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
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