What to expect
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you’ll receive your funding in 5 to 7 days!
Why we should work together
NJ | PA LIC# 38536
Mortgage Education Videos
zuser201806031825013 from PA via Zillow
Loan applications and the whole process are nerve-racking and stressful. That's the way it is. I was connected to Ward via my Realtor, and I couldn't have been happier. From our first interaction, I could sense that he was trustworthy, efficient, and I felt as if I was his only client. He walked me through and never let anything fall through the cracks. I always felt as if I was further along the process than I thought I would be and that was a very relaxing feeling.
Dan Robson from Eddington , PA via Zillow
We had an amazing experience with loan depot. I think the best part was dealing with Ward Kerlin. He is a super nice guy to deal with patient and knowledgeable. We have used Ward 2 times before and will continue to use him.
Gen C from New Britain , PA via Zillow
Spent over a year working with Ward. No matter what time or day of the week he would make sure all relevant documents were ready to go to put an offer in ASAP. 10/10 would work with again.
colin t wisler from Sanatoga , PA via Zillow
Buying a new home can be stressful. I have never worked with someone more patient, knowledgeable, and willing to help than Ward. Seamless experience!!
Ed Hydock from Boyertown , PA via Zillow
Was dealing with a complicated financial situation, but Ward was able to help me sort through everything, compile the necessary information, and get my loan approved in just a few short weeks. Would highly recommend.
Robin C from PA via Zillow
Ward and his team did a great job navigating us through a refinance during the pandemic. With rules changing regularly, their communication made the process stress free. Thanks!
talia g everett from Malvern , PA via Zillow
We have worked with Ward 3 times now. He is the absolute best broker. He is quick efficient and explains anything within minutes. His team is equally amazing. He is not just a great broker but a great person who truly cares about his clients.
JDiFran17 from S ABINGTN Township , PA via Zillow
Third time is a charm and it was with Ward! This was our third time working with Ward and again he had our back the whole way! Every question we had he always had an answer and if he didn’t, he would find it and get right back to us! My husband had Wards number a lot of times on speed dial and each time Ward always was there. He Is Simply The BEST! You won’t go wrong with Ward!!! Thank You for everything!!
Jenn Trocine from Birdsboro , PA via Zillow
My husband and I made settlement on our first home on March 17, 2020. Ward Kerlin was recommended to us via our realtor and we could not be happier that he was! He was so thorough, prompt, and beyond helpful in answering our hundreds of questions. Ward seriously made this process as simple as possible; all while being extremely kind, courteous, personable, and professional. We HIGHLY recommend to anyone that is looking for a lender!
Earl Gordon from Chesterbrook , PA via Zillow
Ward is excellent at what he does, hence we had no reservation working with him when we wanted to refinance our mortgage. He was with us all throughout the process, and we were able to secure a loan with excellent rate and terms, and the closing was on time even though we were operating during the Covid-19 lockdown. We would definitely work with Ward again and have no hesitation in recommending him to family and friends.
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Crunch your own numbers with our mortgage calculators. Run as many different scenarios as you’d like to see how much home you can afford.
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.