Your Guide to Home Financing

Trusted guidance to help you understand your options, whether you’re buying, refinancing, or using your home equity.
First Time Home Buyer
Prequalification vs

Prequalification vs. Preapproval: Which One Do You Need?

First Time Home Buyer
How Employment History Affects Your Mortgage Approval

How Employment History Affects Your Mortgage Approval

First Time Home Buyer
7 Loan Types You Should Know Before Buying a Home

7 Loan Types You Should Know Before Buying a Home

First Time Home Buyer
How Much Down Payment Do You Need_

How Much Down Payment Do You Need?

Home Equity
Woman talking on smartphone regarding HELOC documents

HELOC & HELoan Documents: Your Application Checklist

Home Equity
husband and wife looking at floor plan from HELOC loan

HELOC vs. Home Equity Loan: Which is Best for You?

Explore Topics That Matter to You

First-Time Homebuyer
Home Refinance
Home Purchase
Home Equity
VA Loan
Personal Finance
Home Renovation

Featured Articles

VA Loan
Home Buying Strategy- Location, Realtor, Concessions

Home Buying Strategy: Location, Realtor, Concessions

Learn the strategy for location, realtor choice, and seller concessions (closing costs/rate buy-downs). Contact loanDepot for pre-approval!
Home Renovation
Renovation Loans- Pre-qualification vs

Renovation Loans: Pre-qualification vs. Pre-approval

Planning a home remodel or buying a fixer-upper? Learn the crucial difference between renovation loan pre-qualification and pre-approval to secure financing and boost your borrowing power.
First Time Home Buyer
Home Buying Budgeting- Guide to Affordability and Mortgage Readiness

Home Buying Budgeting: Guide to Affordability and Mortgage Readiness

Learn loanDepot's expert steps for a successful home buying budget. Master tracking net income, categorizing savings, and lowering your debt-to-income ratio to qualify for a mortgage. Get mortgage ready today!
Home Equity
Refinance Appraisal- Why Lenders Require a Fresh Home Valuation

Refinance Appraisal: Why Lenders Require a Fresh Home Valuation

Learn how your current market value is determined and how it impacts your loan-to-value (LTV) ratio. Ready to see what your home is worth today? Contact a loanDepot refinance specialist to explore your options!
First Time Home Buyer
The 10-Step Mortgage Process- A Lender’s Perspective Guide

The 10-Step Mortgage Process: A Lender’s Perspective Guide

loanDepot's 10-step guide reveals the mortgage process from the lender's perspective (appraisal, underwriting, closing costs). Meet your team and reduce stress. Ready for your keys? Get pre-approved today!
Home Refinance
HELOC Application Checklist- What You Need to Apply

HELOC Application Checklist: What You Need to Apply

Get ready for your 5-minute HELOC application. Review identity and income verification requirements for our 100% online process.
Home Equity
The Home Equity Loan Process- From Application to Funding

The Home Equity Loan Process: From Application to Funding

loanDepot demystifies the Home Equity Mortgage/HELOC process from application to funding. Understand the 3 phases: Disclosure, Approval, and Closing. Start your home equity journey now!
Personal Finance
Credit Card Debt

Tired of Drowning in Credit Card Debt? Your Home May Be Your Lifeline

Life’s unexpected expenses can sometimes lead to credit card debt, high interest rates, and a stressful sense of lost financial control. Tapping into your home equity is a potential tool in eliminating high-interest credit card debt. A home equity loan offers the possibility of consolidating multipl…

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Explore the option that works for you, whether you're buying, refinancing, or tapping your equity, your plans start here!

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Tap Equity

By refinancing the existing loan, the total finance charges may be higher over the life of the loan.

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