Products

Find an Expert

Find a Branch

Find a Real Estate Agent

Home Search

Learning Center

New & Pending Loans

Existing Loans

Skip to Main Content Skip to Footer

Home Search

NEW & PENDING LOANS

(888) 983-3240

EXISTING LOANS

(866) 258-6572

Find a loanDepot branch

To navigate, press the arrow keys.

Loan Servicing

Have questions about your existing loan?

(866) 258-6572

Customer Care

Have general questions?

customercare@loandepot.com

(888) 337-6888 x 6789

Weekdays 10:00 am - 9:00 pm (EST)

-

-

-

-

Home Purchase

Purchase a New Home
Home Loan Rates
House Buying Questions
How To Buy a House Link
Mortgage Preapproval
Home Purchase Calculator

Home Refinance

Home Refinancing
Refinance Rates
Cash Out Refinance
Reasons to Refinance
Refinance FAQs
Refinance Process
Refinance Calculator

Loan Options

Mortgage Types
Compare Mortgage Rates
Adjustable Rate Mortgage
Fixed Rate Mortgage
FHA Loan
Jumbo Loan
VA Loan
203k Loan

Legal

Privacy & Security
Cookie Policy
Cookie Settings
Terms of Use
State Licensing
Lifetime Guarantee
Fair Lending
Fees

About Us

Overview
Leadership
Mission, Vision, and Values
Contact Us
Careers
Investor Relations
Builder Partnership
Joint Ventures

Help

Payment Assistance
Vendor Management

To view legal disclosures and important notices, please click the following:

Lifetime Guarantee

loanDepot Lifetime Guarantee ("Guarantee") — Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs, and down payment assistance programs. The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division. The Guarantee may only be used by submitting an application directly to loanDepot.

For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan. loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time. For future loans meeting the above requirements and which are successfully closed, no lender fee will be charged. “Lender fee” does not include discount points associated with the loan transaction. Terms and conditions are subject to change without notice.

Future applicants must contact loanDepot directly via the website: www.loandepot.com/lifetime-guarantee or via telephone

(877) 395-7381

to qualify for the Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.

Disclaimers

Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.

Refinance disclosure - By refinancing the existing loan, the total finance charges may be higher over the life of the loan.

MLB disclaimer - MLB trademarks and copyrights are used with permission of Major League Baseball. Visit MLB.com. Any other marks used herein are trademarks of their respective owners.

TX Consumer Complaint Disclosure

IL Community Reinvestment Act Notice

TX Servicing Disclosure

NY Servicing Disclosure

Rate Assumptions

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

Accessibility

Unsubscribe

BESbswy