Get up to $35,000 with a Personal, Unsecured Loan.
$500+ Million in Personal Loans Funded
Consolidate debt or make a major purchase
Fixed Rates and set payments
Funds deposited right into your bank account
No collateral required
Personal loans up to $35,000
Get a Personal Loan for Life Events and Financial Control
Consolidate high-interest loans and credit card debt into one personal loan. Pay off existing debt with fixed, monthly payments.
Medical / Dental
Take control of medical or dental expenses without creating credit card debt. Get the financial relief you need quickly.
Beautify or remodel your home without increasing credit card debt or pulling equity from your home.
Create memories that will last a lifetime. Avoid high-interest credit card debt and make fixed, monthly payments with a personal loan.
Automobile / Vehicle
Finance the new or used vehicle you've been wanting today, without vehicle eligibility requirements.
Think big and make that major purchase of your dreams. Our fixed, monthly payments help you pay if off easier.
What Our Customers Are Saying *
"I received great service from loanDepot on my personal loan. Everything was communicated in a professional and timely manner and with a courteous attitude."
Buying a House
"We tried to buy a house for months with 4 different lenders. I am so glad we received a call from loanDepot. They listened and helped us even though we were working with another lender."
"Knowledgeable staff who answered our questions with confidence. They knew what they were doing."
Frequently Asked Questions
Your loanDepot personal loan interest rate is determined using several factors including your credit profile, payment history, and ratio of debt to income. To qualify for the lowest rates, applicants must have excellent credit. To check your individual loanDepot personal rate with no risk, click here or call us at 800-656-2606. How are rates determined?
Your loanDepot Consumer Lending personal loan should be used for the purpose disclosed in your application. Personal loans received through loanDepot are made by Cross River Bank and may not be used for postsecondary education, including tuition, books, room and board, fees, personal expenses, or supplies. Personal loans may not be used for investments or to fund any type of illegal activity. loanDepot may cancel your account if it is determined that the intent is to use the loan funds for any prohibited use. Click here to apply now or call us at 800-656-2606 to complete your application over the phone.
Once approved, loan funds are typically received in your bank account within 2-3 business days. Our best advice is to submit any required documentation quickly, as this will enable us to complete the verification stage of the application process and get funds to you as soon as possible. Click here to apply now or call us at 800-656-2606 to complete your application over the phone.
Please contact our servicing department at 855-241-6424 Monday through Friday, 6:00am – 7:00pm (Pacific Time) and Saturday, 8:00am – 1:00pm (Pacific Time). One of our servicing representatives will issue you a 10 day payoff quote that includes per diem interest. If you submit a payoff that does not cover the entire balance owed, our servicing team will contact you to arrange payment for the remaining balance. Payoffs made by mail should be sent to loanDepot Personal Loans P.O. Box 504125, San Diego, CA 92150-4125.
Learn More About Personal Loans
Plus, at loanDepot you'll find we're committed to being America's (and your) personal lender of choice. One of the advantages that sets us apart from other consumer loans is our proprietary technology. It allows us to provide you with a fast, easy and transparent decision making process...at a lower cost than traditional bank programs. So why not get started now? The process is fast and easy. You can get approved with a personal loan quote in just minutes.