Your loanDepot personal loan interest rate is determined using several factors including your credit profile, payment history, and ratio of debt to income. To qualify for the lowest rates, applicants must have excellent credit. To check your individual loanDepot personal rate with no risk, click here or call us at 800-656-2606. How are rates determined?
Your loanDepot Consumer Lending personal loan should be used for the purpose disclosed in your application. Personal loans received through loanDepot are made by Cross River Bank and may not be used for postsecondary education, including tuition, books, room and board, fees, personal expenses, or supplies. Personal loans may not be used for investments or to fund any type of illegal activity. loanDepot may cancel your account if it is determined that the intent is to use the loan funds for any prohibited use. Click here to apply now or call us at 800-656-2606 to complete your application over the phone.
Once approved, loan funds are typically received in your bank account within 2-3 business days. Our best advice is to submit any required documentation quickly, as this will enable us to complete the verification stage of the application process and get funds to you as soon as possible. Click here to apply now or call us at 800-656-2606 to complete your application over the phone.