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Home Refinance

Lower Payments. Consolidate Debt. Pull Cash Out.

Refinance with Confidence

Lifetime Guarantee

After you refinance with us once, we’ll waive the lender fees and reimburse appraisal fees on any future refinance with loanDepot.

Working For You

Our licensed lending officers are held by a strict no steering policy and are not incentivized to sell one loan over another.

Mortgage Expertise

As a state licensed pioneer in our industry, loanDepot has funded more than $100 billion in loans since 2010.

Let's see if Home Refinancing makes sense for You?

Has your income increased?

Do you need to consolidate debt?

Has the equity in your home increased?

Do you need money for a major expense?

Has your credit rating improved?

Connect with a loanDepot Licensed Lending Officer now at (888) 983-3240

Make Mortgage Refinancing a Breeze

looks_one Talk to our Licensed Lending Officers

looks_two Define Your Goals

looks_3 Choose the Loan that's Right for You!

looks_4 Get Approved for the Loan You Want

looks_5 Submit Your Documents

looks_6 Close Your Loan

Current Mortgage Balance

Current Monthly Payment

Current Interest Rate

New Interest Rate

New Loan Term

Savings Estimate

New Monthly Payment *

$1,123

Your Monthly Savings

$827

Have questions?

Give us a call at (888) 983-3240

* Monthly payments only include principal and interest and are not an offer to lend. Tax, insurance, and other fees may apply

Get the loan that's right for you

Adjustable Rate

If you plan on staying in your home short-term or would like lower payments, an ARM loan program might be right for you

Fixed Rate

A traditional, fixed-rate mortgage is our most popular program for refinancing or a new home purchase

VA

We are authorized to offer special loan programs that are guaranteed by the VA for active military and veterans that are not available to the general public

FHA

Qualify with ease with as little as 3.5% down; originally for first-time buyers, FHA programs are now open to wider audiences

Common Refinance Questions

looks_one Should I refinance?

looks_two How does refinancing work?

looks_3 Can I refinance with bad credit?

looks_4 How much can I save if I refinance?

looks_5 How long is the refinance process?

See all common refinance questions

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What Our Customers Are Saying *

David M.

"At first I was skeptical, but loanDepot took the time with me and refinanced my home so I can afford to stay in it. They were also able to give me a personal loan. Everyone I dealt with was very kind."

Jenifer P.

"loanDepot took the time to explain in simple language all of the terms for my loan. I could not ask for anything more, they did exactly what they said they would and I have had no problems."

Alan S.

“Smooth right from the start through to the verification phone call. My rep, Brian bent over backwards to help make things happen.”

* Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.