Mortgage Calculators | Home Loan, Refinance & More | loanDepot

Skip to Main Content
Skip to Footer

Take the guesswork out of your mortgage payments. Use this mortgage loan calculator to generate a mortgage or savings estimate. Press the "Calculate" button to find out.

Purchase
Refinance

Home Price

Loan Term

Interest Rate

Down Payment

Mortgage Estimate

Mortgage Amount

200000.0

Total Cost of Mortgage

323312.17522235309312060776381

Your Monthly Payment *

898.0893756176474808905771217

* Monthly payments only include principal and interest and are not an offer to lend. Tax, insurance, and other fees may apply

Current Mortgage Balance

Current Monthly Payment

Current Interest Rate

New Interest Rate

New Loan Term

Savings Estimate

New Monthly Payment *

1122.6117195220593511132214022

Your Monthly Savings

827.39

* Monthly payments only include principal and interest and are not an offer to lend. Tax, insurance, and other fees may apply

Crunch your own numbers with our mortgage calculators for refinance or home loan, and run as many different scenarios as you'd like. Or call phone number(888) 983-3240 if you prefer expert advice from one of our licensed loan officers.

Other Calculators

9 more calculators

Refinance Interest Savings

Mortgage Affordability

ARM vs. Fixed Rate Mortgage

Mortgage Refinance

Federal Housing Administration (FHA)

Need advice from a Licensed Loan Officer?

(888) 983-3240

loanDepot Lifetime Guarantee

lifetime-guarantee

When you fund your home loan with loanDepot, you are protected by our loanDepot Lifetime Guarantee**

Learn More

Knowledge Cafe

What near zero benchmark rates mean for homebuyers

Learn More

5 smart ways to help you get ahead financially in the New Year

Learn More

Conforming loan limits increase by $26,050 to $510,400 for 2020

Learn More

{{ productStep.heading }} Use tab key to navigate between radio buttons.

choose {{ card.slug }} loan product

{{ card.title }}

Checkmark

{{ productKicker }}

{{ loanOfficerStep.heading }}

{{ loanOfficerStep.paragraph }}

{{ productKicker }}: {{ formStep }} of {{ totalSteps }}

{{ zipStep.heading }}

{{ form.city }}, {{ form.state }} {{ zipStep.errorText }}

{{ zipStep.helpText }}

{{ productKicker }}: {{ formStep }} of {{ totalSteps }}

{{ financeAmountStep.purchaseHeading }} {{ financeAmountStep.refinanceHeading }}

{{ financeAmountStep.limitLabelMin }}

{{ financeAmountStep.limitLabelMax }}

{{ productKicker }}: {{ formStep }} of {{ totalSteps }}

{{ downPaymentStep.heading }}

{{ downPaymentStep.limitLabelMin }}

{{ downPaymentStep.limitLabelMax }}

{{ downPaymentStep.loanAmountCopy }}

${{ formattedLoanAmount }}

{{ productKicker }}: {{ formStep }} of {{ totalSteps }}

{{ creditScoreStep.heading }} Use tab key to navigate between radio buttons. {{ card.title }} radio button checked

{{ card.title }}

{{ card.description }}

Checkmark

{{ creditScoreStep.helpText }}

{{ productKicker }}: {{ formStep }} of {{ totalSteps }}

{{ nameStep.heading }}

{{ nameStep.helpText }}

{{ productKicker }}: {{ formStep }} of {{ totalSteps }}

{{ phoneStep.heading }}

{{ phoneStep.helpText }}

{{ productKicker }}: {{ formStep }} of {{ totalSteps }}

{{ emailStep.heading }}

{{ emailStep.helpText }}

(888) 983-3240

{{ phoneDisclaimer.copy }}