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John Davis

Senior Loan Consultant

NMLS # 341251

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John Davis is a Senior Loan Consultant who works diligently with his clients to ensure that they are selecting the right mortgage product for their individual needs. Prior to entering the real estate finance industry John was a senior executive who successfully negotiated over $250 million in media contracts. That level of success was only achieved by consistently delivering outstanding results for his clients and business partners.

John's view is that every client, every family, is different and he prides himself in helping his clients make good decisions based on his accurate and honest information. John has established a reputation with his clients and business partners as someone who is dedicated to customer satisfaction and uses a client centered business model.

John's work ethic and personality have become valuable to the people he serves and the business professionals that count on him to provide excellent service and outstanding performance as it relates to reaching a clients home buying objectives. Contact John today to see how he can help you reach your goals!

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CA LIC # CA-DOC341251

  • 1301 Dove Street, Suite 101
    Newport Beach, CA 92660
  • (949) 705-0576
  • (714) 421-1886
  • (866) 933-8130
  • Email Me jdavis@loanDepot.com
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Here's what my clients are saying...

John was exceptional in assisting us through the loan process. He was personable and made the experience very positive. I feel like I can call him to answer any of my questions. He was very prompt in replying to all the emails too. You have a great loan officer in John!

The Clausens

John Davis made the impossible possible. He was able to work quickly on a very tight limted time to get my loan approved within 2 weeks! He saved the house, and I was so elated that I got my dream home! He got me the best rate just before it started to go up. I love how he handled everything. I definitely recommend loanDepot, especially John Davis, who is exceptionally great.

The Lee Family

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John Davis
Senior Loan Consultant
NMLS # 341251
jdavis@loanDepot.com
Phone
(949) 705-0576
Email
Email Me
Address
1301 Dove Street, Suite 101
Newport Beach, CA 92660

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To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Personal Loans Rate Assumptions

loanDepot Lifetime Guarantee ("Guarantee") — Guarantee applies to future refinances of the same property by the same borrower subject to the conditions and contact requirements outlined below. This Guarantee is non-transferable. This Guarantee may not be applied to a Purchase Loan, a Home Equity Loan, a Personal Loan, or combined with other discounts or promotions. This Guarantee excludes loanDepot’s Wholesale division. Future refinancing is conditional on whether the program type or applicable state/federal laws contain "seasoning" restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. For future refinances of the same property with loanDepot, this Guarantee may not be redeemed within 180 days of the Date Issued. Your loan approval for any future loan is not guaranteed. The appraised value of your home for the future loan is not guaranteed. In the event a full appraisal of your home is required, the property value at that time must be acceptable for the program and loan terms requested. The interest rate for the future loan is not guaranteed. You will have to qualify for the loan requested and will be quoted interest rates in effect at the time of your next loan. For loans meeting the above requirements and which are successfully closed, your appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with your loan transaction.  “Appraisal fee” includes only the fee associated with the first appraisal on your loan transaction and does not include any ancillary appraisal fees that may be charged in connection with your loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). This program is only available to applicants who closed their previous loan with loanDepot and received a "loanDepot Lifetime Guarantee" certificate.

 

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Unsecured Personal Loans are issued by Cross River Bank; a New Jersey State Chartered Commercial Bank, Member FDIC. Individuals must be a U.S. citizen or permanent resident and at least 18 years old to apply for credit from Cross River Bank. Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit review and approval. All loans may be subject to an origination fee of 1% to 5% of the loan amount. Origination fees are deducted from loan proceeds. Offered loan terms depend upon credit score, requested amount, requested loan term, and credit usage and history. Loans are not available to residents of West Virginia. Residents of Alabama or Nebraska must be 19 years old to apply for credit. All loans in Massachusetts will be greater than equal to $6,001. All loans to Ohio residents must be greater than $5,001. All loans to Connecticut residents must qualify for an annual percentage rate (APR) of less than 12% to be considered for approval. All loans to New Hampshire residents less than or equal to $10,000 must qualify for an annual percentage rate (APR) of 10% or less to be considered for approval. All loans to New York residents must qualify for an annual percentage rate (APR) of less than 16% to be considered for approval. All loans to Vermont residents must qualify for an annual percentage rate (APR) of less than 12% to be considered for approval.

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.


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