mello smartloan™

Meeting your unique financing needs with a full spectrum of lending products.


Here’s How it Works

Introducing mello smartloan™, the smarter way to mortgage. Getting started is easy: Skip the paper-chase by digitally connecting your income, employment and assets—making it the swiftest, safest and most secure data verification process you’ll ever experience. Once connected, our proprietary loan engines quickly determine the loan options that will give you the greatest potential cost- and/or time-savings. Our expert loan consultants can then assist you in making the best decision for your personal financial situation. All at no obligation. Only at loanDepot.


Get Started

First, we'll need to gather some basic information.


Get Connected

Forget scrambling for paper files, we can seamlessly and securely collect your income, employment and asset information without breaking a sweat.



In just minutes, we’ll be able to tell you how much you can save in time and money on your loan. Now that’s SMART!

Mortgage Calculators

Our calculators make it easy to do a little pre-application exploration. Check them out:


Mortgage Estimate

Mortgage Amount


Total Cost of Mortgage


Your Monthly Payment*


Have questions?

Give us a call at (888) 983-3240

* Monthly payments only include principal and interest and are not an offer to lend. Tax, insurance, and other fees may apply

Common Questions

What Our Customers Are Saying *


Jenifer P.

"loanDepot took the time to explain in simple language all of the terms for my loan. I could not ask for anything more, they did exactly what they said they would and I have had no problems."


Steven M.

"We tried to buy a house for months with 4 different lenders. I am so glad we received a call from loanDepot. They listened and helped us even though we were working with another lender."


David M.

"At first I was skeptical, but loanDepot took the time with me and refinanced my home so I can afford to stay in it. They were also able to give me a personal loan. Everyone I dealt with was very kind."

* Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.

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