mello smartloan™

Meeting your unique financing needs with a full spectrum of lending products.

Here’s How it Works

Introducing mello smartloan™, the smarter way to mortgage. Getting started is easy: Skip the paper-chase by digitally connecting your income, employment and assets—making it the swiftest, safest and most secure data verification process you’ll ever experience. Once connected, our proprietary loan engines quickly determine the loan options that will give you the greatest potential cost- and/or time-savings. Our expert loan consultants can then assist you in making the best decision for your personal financial situation. All at no obligation. Only at loanDepot.

Get Started

First, we'll need to gather some basic information.

Get Connected

Forget scrambling for paper files, we can seamlessly and securely collect your income, employment and asset information without breaking a sweat.


In just minutes, we’ll be able to tell you how much you can save in time and money on your loan. Now that’s SMART!

Mortgage Calculators

Our calculators make it easy to do a little pre-application exploration. Check them out:

* Monthly payments only include principal and interest and are not an offer to lend. Tax, insurance, and other fees may apply

Common Questions

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