Refinancing typically involves closing costs and paperwork, but for homeowners who have a VA loan guaranteed by the U.S. Department of Veterans Affairs, the path to refinancing can be simple and affordable.
If you’re getting ready to enter the housing market, there are many things to learn. However, there is always new information to absorb, even if you’re a veteran homeowner. After the reality many experienced in recent years, it’s good to have a primer on what happens if difficult times occur for you, a friend or loved one.
You’ve been house hunting for months. Maybe you’ve even submitted a couple of offers and have been rejected or out-bid. Then you find the one and you don’t want it to slip away.
Every time you pay your mortgage, improve your house, or see home values in your neighborhood increase, you build equity in your home. Simply put, equity is the difference in value between what you currently owe on your home and its market value.
Parents and young adults alike might wonder what investments are smart for the college set. Must-haves items like a car or computer might seem like great place to put your money but neither wheels nor gadgets make a financial adviser's list of good investments because they lose value.
Whether you like it or not, any home being purchased or refinanced with a home loan needs an appraisal. Lenders require appraisals to ensure the value of the home isn’t less than the loan amount and that their risk level is in check.
Real estate brokers say kitchens sell homes. That means the refrigerator, dishwasher and stove you purchase today could affect your home's resale value in the future.
Appraisers play an important role in the sale of your home. They are licensed or certified real estate professionals whose job is to provide an independent opinion of value of your home. The opinion of value created by appraisers is the byproduct of an onsite inspection plus a market analysis that includes research of other recent and nearby sales, listings and trends. The result is a detailed report, sometimes 25 pages or more.
What if every dollar you spend on this summer’s vacation helped pay for your next big getaway? If you play your ‘cards’ right, there can be a net positive result with every time you sign on that dotted line.
A kitchen remodel is one of the most popular home improvement projects that offers some of the highest returns on investment. Many homeowners dream of the perfect kitchen, but kitchen remodels often carry a hefty price tag depending on size and quality of materials and appliances.
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